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重庆银行:2023年度报告 下载公告
公告日期:2024-03-28

BANK OF CHONGQING CO., LTD.

1.

2.

3.

4.

5.

6.

7.

7.1

7.2

7.3

7.4

7.5

7.6

7.7

7.8

7.9

8.

9.

10.

11.

12.

13.

14.

15.

16.

17.

18.

1.2.3.

4. 2023

2023

(1)

(2) 2024327

1414(3)

2023(4)

(5) 202346.9910%4.70

1.5%6.80AH

0.408

AH

2023

2023(6)

???????

“”“”“”“”“”“”“”“”“”“鈊”鈊“”“”“”“”“”“”“”“”“”“”20231231“”571

2023

3.1

199637

1998200720132021

“A+H”“’”“”“”“1-3-3”20231231183“”鈊7,598.844,148.133,929.35

1.34%234.18%

“”1,300130

30.56%

15.19%15.81%

“e”7BBB-

“”8300

3.2

3.2.1

Bank of Chongqing Co.,Ltd.

3.2.2

3.2.3

20202“153”“6”3485

20228“18354”“3485”

3.2.4

400024+86(23)63367688+86(23)63799024ir@cqcbank.comhttp://www.cqcbank.com956023

3.2.5

A

601963H

01963

2023

3.2.6

11701-12

鲗97927

3.2.7

3.2.8

A

H183171712-1716

3.2.9

(www.cs.com.cn)(www.cnstock.com)(www.stcn.com)(www.zqrb.cn)(www.sse.com.cn)(www.cqcbank.com)(www.hkex.com.hk)

(www.cqcbank.com)

3.2.10

20212520231231

3.2.11

19969291500000202869177YB0206H250000001

3.3

202320233“”20233“”20234“”1220235TMMi202352022

“”202362022“”202362022“”20236“”20236“2023”“”“”“”“”“”“”20237L320237

“”“”“”202372023“2023

”“2023”

2023?

20238“3”202392023202310“2023”202311“2023”202312“2023

”202312“”“2022-2023”“”“2022-2023”202312“2023”“

”“”202312“2022”202312

“ESG·100(2023)”202312“”20241“2023”“100”

3.4

3.4.1

3.4.1.1

“”“”“”“1-3-3”

1“”“”“”“”

“”

“”

3“”

“”“”“”

“”“”

2023

3“”

“”“”

“”“”“”

3.4.1.2

“33618”“”

“”“”“”“”“”“”“”“”“”

“”“鏸”“”“”“”“”“e”“”“”“”3C

“+”

“”“+”“”

3.4.2

“”

“”“”“”“”“e”“e”

“”

“”

2023

4.1

20232022202120202019

(%)28,285,52927,533,9832.7327,410,53625,191,04822,201,722(17,838,526)(16,725,725)6.65(15,813,763)(14,130,310)(13,053,512)10,447,00310,808,258(3.34)11,596,77311,060,7389,148,210411,438761,341(45.96)768,8221,037,047948,5122,010,5791,843,6739.051,670,6941,440,1251,473,850115,941(555,893)396,016(248,532)213,2289,809455,036(97.84)(59,522)(358,726)106,49813,211,47313,465,405(1.89)14,515,23013,048,35111,947,994(3,597,060)(3,399,347)5.82(3,112,355)(2,693,681)(2,590,084)(3,242,972)(3,559,161)(8.88)(5,100,660)(4,316,721)(3,614,481)2,6061,56766.31(9,485)(119,303)9006,162,2206,306,451(2.29)6,094,2705,750,7715,600,1626,087,6426,288,937(3.20)6,092,1575,733,7825,572,287(858,687)(1,172,412)(26.76)(1,233,132)(1,168,087)(1,250,830)5,228,9555,116,5252.204,859,0254,565,6954,321,4574,929,7874,867,8571.274,663,7434,423,6334,207,4884,854,8604,800,0001.144,596,0984,373,8734,196,8084,449,3525,311,657(16.23)5,085,20932,211,063(2,711,725)

(%)

1.36

1.313.821.281.321.25

1.09

1.11(1.80)1.281.321.25

1.34

1.293.881.261.301.24

0.408

0.3953.290.3900.3730.236

20231231

20221231

20211231

20201231

20191231

(%)759,883,870684,712,56310.98618,953,620561,641,397501,231,864392,934,966352,573,46211.45318,061,937283,226,555247,348,738250,398,073208,737,95819.96185,958,346164,660,672140,780,21094,949,92894,527,9530.45101,848,55496,526,48490,779,86344,852,39647,285,310(5.15)28,148,89320,032,92014,271,5202,734,5692,022,24135.222,106,1442,006,4791,517,14512,139,42610,127,17119.8711,178,33910,967,2078,721,904700,584,443633,217,08610.64569,706,925519,647,183462,618,195414,812,696382,594,4808.42338,695,343314,500,257281,048,91164,096,96460,481,4615.9871,149,94174,291,26869,294,876129,718,412132,906,633(2.40)108,914,851104,368,09388,913,32720,686,24819,752,5134.7317,235,40416,011,35012,799,558180,278,653147,470,70322.25122,683,998105,814,58288,013,73011,471,72816,491,983(30.44)15,202,06111,077,13519,480,9608,560,6915,491,18755.903,509,0882,937,8292,546,4603,474,5623,474,5400.003,474,5053,127,0553,127,05556,917,73449,336,51215.3747,273,18840,174,99736,949,42959,299,42751,495,47715.1549,246,69541,994,21438,613,66951,003,47045,694,21511.6243,214,48135,902,19132,521,47958,208,40850,375,87015.5548,277,87940,934,03737,526,41969,708,99361,032,50314.2259,974,13753,672,81349,674,469521,578,017479,755,9868.72461,807,558427,946,826382,139,234

(%)

14.37

12.9011.4012.1911.2810.25

2023

4.2

20232022202120202019

(%)+/(-)

(1)

0.72

0.78(0.06)0.820.860.91(2)

10.14

10.20(0.06)10.9912.2312.95

9.98

10.05(0.07)10.8212.0812.91

(3)

1.39

1.59(0.20)1.932.182.10(3)

1.52

1.74(0.22)2.062.272.18

3.11

5.65(2.54)5.307.957.94(4)

27.23

25.251.9821.4420.6421.68

(%)+/(-)

(5)

1.34

1.38(0.04)1.301.271.27(6)

234.18

211.1922.99274.01309.13279.83(7)

3.13

2.910.223.563.923.56

(%)+/(-)

(8)

9.78

9.520.269.368.398.51

(8)

11.16

10.500.6610.459.579.82(8)

13.37

12.720.6512.9912.5413.00

7.80

7.520.287.967.487.70

(%)+/(-)

(9)

154.89

128.9525.9486.3683.5278.35(10)

2.98

3.85(0.87)3.302.482.52(11)

21.53

22.12(0.59)23.9020.4919.30

94.73

92.152.5893.9190.0688.01

(1)

(2) 92010(3)(4)(5)(6)

140%

(7) 2.1%

(8)(9)(10)(11)

2023

4.3

2023

3,233,6233,741,6123,272,3262,963,9121,482,2611,424,2081,363,809659,509

1,449,6181,376,5031,339,922688,8174,295,652(11,092,854)(2,275,054)13,521,608

2022

3,184,3483,582,8053,890,1362,808,1161,443,3821,341,2491,456,657626,569

1,418,1541,334,3471,444,382603,117(25,339,566)21,099,554(7,375,905)16,927,574

4.4

202320222021

22,0724,98020,873158,661101,93978,344(73,712)(16,336)(1,929)107,02190,58397,288(24,971)(22,612)(24,790)(7,123)

(114)(4,853)

74,92767,85767,645

4.5

20231231

20237,60052

“”“”8

1,300“”“”

“”“”

3.814%69%AUM15%12%5%21%4“”

“2023”

“”71“”2024“”“”“”

20237,6005283004,1003,9002,00020%1,300120

“”

3.82570

“”“5+6”21%68%100“+”

“”2024

2023

7.1

2023

2023GDP126.06

5.2%50.303.0%5.9%

6.5%47.157.2%41.76

0.2%CPI0.2%M29.7%202320231231354.85

10.95%2.383.23%1.59%0.04

15.06%0.11

2023

“”202312317,598.84

751.7110.98%3,929.35403.6211.45%4,148.13322.188.42%

2023

132.1152.292.20%

20231231

51.71%0.222,000

48.45%4.75

202312319.78%11.16%13.37%

0.260.660.65202312311.34%0.04

234.18%22.993.13%0.22

2023

7.2

7.2.1

2023104.473.613.34%4.11

3.5045.96%21.278.39

65.13%35.971.985.82%32.43

3.168.88%202352.291.12

2.20%

20232022(%)

10,447,00310,808,258(361,255)(3.34)

2,764,4702,657,147107,3234.04411,438761,341(349,903)(45.96)2,010,5791,843,673166,9069.0522,9386,15816,780272.49158,661101,93956,72255.64115,941(555,893)671,8349,809455,036(445,227)(97.84)35,10444,893(9,789)(21.81)

13,211,47313,465,405(253,932)(1.89)185,411173,28212,1297.003,597,0603,399,347197,7135.823,242,9723,559,161(316,189)(8.88)(2,606)(1,567)(1,039)66.3126,41628,731(2,315)(8.06)6,162,2206,306,451(144,231)(2.29)

6,087,6426,288,937(201,295)(3.20)858,6871,172,412(313,725)(26.76)

5,228,9555,116,525112,4302.204,929,7874,867,85761,9301.27299,168248,66850,50020.31

7.2.1.1

2023132.112.541.89%

79.08%20.92%

20232022

(%)

(%)(%)

10,447,00379.0810,808,25880.27(361,255)(3.34)411,4383.11761,3415.65(349,903)(45.96)2,353,03217.811,895,80614.08457,22624.12

13,211,473100.0013,465,405100.00(253,932)(1.89)

7.2.1.2

2023104.473.613.34%2023282.867.522.73%178.39

11.136.65%

20232022(%)

28,285,52927,533,983751,5462.7317,838,52616,725,7251,112,8016.65

10,447,00310,808,258(361,255)(3.34)

2023

20236,851.83650.0810.48%

314.13%

20236,515.65640.8510.91%

112.74%

201.39%22

1.52%

20232022

(%)

(%)

373,339,96617,685,0964.74333,664,54816,974,5725.09235,482,0239,315,3373.96201,523,2809,228,5364.5832,797,170478,9221.4633,240,455474,2341.4343,564,058806,1741.8551,746,752856,6411.66

685,183,21728,285,5294.13620,175,03527,533,9834.44

393,768,85711,000,0382.79361,338,64110,389,7532.88109,682,6622,920,4502.6696,502,4442,706,2562.80148,113,6463,918,0382.65129,639,5123,629,7162.80

651,565,16517,838,5262.74587,480,59716,725,7252.85

10,447,00310,808,258

1.39

1.59

1.52

1.74

2023

1,879,423(1,168,899)710,5241,343,360(1,256,559)86,801

(6,473)11,1614,688(151,425)100,958(50,467)

3,064,885(2,313,339)751,546

905,947(295,662)610,285350,941(136,747)214,194488,695(200,372)288,323

1,745,583(632,781)1,112,802

1,319,302(1,680,558)(361,256)

7.2.1.3

2023282.867.522.73%2023176.857.114.19%

11.89%

2023

20232022

(%)(%)

90,822,8992,653,5452.9275,443,2622,491,9733.30282,517,06715,031,5515.32258,221,28614,482,5995.61

373,339,96617,685,0964.74333,664,54816,974,5725.09

20232022

(%)(%)

232,469,07512,190,2745.24198,848,74910,738,8645.4093,833,9384,821,0675.1497,468,6125,601,3675.7547,036,953673,7551.4337,347,187634,3411.70

373,339,96617,685,0964.74333,664,54816,974,5725.09

202393.150.870.94%

16.85%

20234.790.050.99%20238.060.50

5.89%15.81%

7.2.1.4

2023110.006.105.87%

8.98%

20232022

(%)(%)

61,115,563736,2291.2069,301,765802,6431.16129,681,2443,947,4573.04119,328,5573,969,8093.33

190,796,8074,683,6862.45188,630,3224,772,4522.53

19,387,19048,7870.2517,729,31360,2850.34168,766,0835,953,7523.53138,549,0285,259,8113.80

188,153,2736,002,5393.19156,278,3415,320,0963.40

14,818,777313,8132.1216,429,978297,2051.81

393,768,85711,000,0382.79361,338,64110,389,7532.88

202329.202.14

7.91%

2023

20232022

(%)(%)

44,881,2621,427,788 3.1840,524,4061,306,4953.2240,135,1441,003,161 2.5046,346,9081,220,8352.6324,493,859484,708 1.989,490,802174,2111.84172,3974,7932.78140,3284,7153.36

109,682,6622,920,4502.6696,502,4442,706,2562.80

202339.182.887.94%

20232022

(%)(%)

4,999,483186,5593.735,070,356204,2744.035,008,084169,8563.393,999,790144,7343.62122,115,8822,934,3472.40107,943,5612,778,0952.573,499,635130,9413.743,452,142129,1853.7412,490,562496,3353.979,173,663373,4284.07

148,113,6463,918,0382.65129,639,5123,629,7162.80

7.2.1.5

20234.113.5045.96%

3.482.6843.48%

0.60.1216.41%

20232022(%)

630,299915,301(285,002)(31.14)348,337616,341(268,004)(43.48)28,37728,1002770.9998,08782,68315,40418.6359,80271,546(11,744)(16.41)95,696116,631(20,935)(17.95)

(218,861)(153,960)(64,901)42.15

411,438761,341(349,903)(45.96)

202323.534.5724.12%20.11

1.671.16

6.720.14.45

2023

20232022(%)

2,010,5791,843,673166,9069.0522,9386,15816,780272.49158,661101,93956,72255.64115,941(555,893)671,8349,809455,036(445,227)(97.84)35,10444,893(9,789)(21.81)

2,353,0321,895,806457,22624.12

7.2.1.6

202335.971.985.82%

1.62%11.69%0.80%

20232022(%)

2,124,5272,090,64433,8831.62915,154819,33595,81911.69195,321193,7671,5540.80135,955109,09026,86524.6361,82053,4598,36115.644,6734,673––23,71116,1547,55746.784,9821,1653,817327.6429,82131,240(1,419)(4.54)101,09679,82021,27626.65

3,597,0603,399,347197,7135.82

7.2.1.7

202332.403.178.92%

20232022(%)

3,075,9103,519,442(443,532)(12.60)665,155(142,366)807,52110,732

(909)11,641

(150,006)80,628(230,634)(286.05)(361,425)100,799(462,224)(458.56)

3,240,3663,557,594(317,228)(8.92)

7.2.1.8

20238.593.1426.76%14.11%

20232022(%)

6,087,6426,288,937(201,295)(3.20)1,521,9111,572,234(50,323)(3.20)(72,668)(60,330)(12,338)20.45(852,400)(610,804)(241,596)39.55258,724267,746(9,022)(3.37)3,1203,566(446)(12.51)

858,6871,172,412(313,725)(26.76)

2023

7.2.2

7.2.2.1

202312317,598.84751.7110.98%

2023123120221231

(%)(%)

392,934,96651.71352,573,46251.49390,200,39751.35350,551,22151.192,734,5690.362,022,2410.30(12,139,426)(1.60)(10,127,171)(1.48)380,795,54050.11342,446,29150.01159,469,80820.99142,147,61020.7694,089,77412.3874,830,55910.9385,5750.00111,5770.0227,090,5663.5728,736,0484.202,818,1620.372,500,7120.3740,026,4075.2741,025,9995.996,732,8720.894,090,9800.609,113,7931.203,434,1610.5030,439,4634.0135,860,8895.2489,9810.014,8310.002,701,5370.362,791,1010.41262,1740.03268,3800.034,426,0830.584,734,1620.691,742,1350.231,729,2630.25

759,883,870100.00684,712,563100.00

7.2.2.2

202312313,929.35403.6211.45%

202312312,503.98416.6019.96%

949.504.220.45%

2023123120221231

(%)(%)

250,398,07364.17208,737,95859.5444,852,39611.4947,285,31013.4994,949,92824.3494,527,95326.97

390,200,397100.00350,551,221100.00

2023123120221231

(%)(%)

26,986,23810.7822,095,46610.59223,411,83589.22186,642,49289.41

250,398,073100.00208,737,958100.00

2023123120221231

(%)(%)

40,321,90642.4741,571,22843.989,774,85610.2910,490,12711.0922,528,07123.7322,372,60123.6722,325,09523.5120,093,99721.26

94,949,928100.0094,527,953100.00

“7.3”

2023

7.2.2.3

202312312,807.36349.1014.20%1,594.70173.2212.19%941.75

192.3325.66%270.9116.45

5.73%

2023123120221231

(%)(%)

226,807,78280.79181,922,15674.018,580,8843.0611,291,5614.5930,921,64311.0134,860,99414.184,680,0001.678,664,0003.524,303,4741.535,053,8312.061,162,1010.41599,7210.24984,8590.35––

140.00

140.00

4,684,0561.674,219,9651.72(1,389,090)(0.49)(786,448)(0.32)

280,735,723100.00245,825,794100.00

2023123120221231

(%)(%)

12,768,8214.5519,515,6077.94

39,562,90414.0940,759,08716.58

189,373,85767.46160,046,03365.11

37,222,52213.2624,254,0469.871,162,1010.41599,7210.24645,5180.23651,3000.26

280,735,723100.00245,825,794100.00

20231231523.3279.4313.18%2,265.96422.9622.95%

2023123120221231

(%)(%)

27,090,5669.6528,736,04811.6994,175,34933.5574,942,13630.49159,469,80856.80142,147,61057.82

280,735,723100.00245,825,794100.00

20231231270.91

16.455.73%941.75

192.3325.66%1,594.70173.22

12.19%

2023

2023123120221231

(%)(%)

105,700,11346.6077,673,49742.7038,954,60017.1723,768,05713.0613,372,3265.9011,943,5786.5768,780,74330.3368,537,02437.67

226,807,782100.00181,922,156100.00

202312311,057.00280.2636.08%

3.9046.60%

(%)

500,0002.982024/1/8–430,0003.902028/8/14–400,0004.702033/4/12–300,0002.552025/8/24378300,0002.502025/8/5378300,0003.352033/8/24–300,0002.852032/11/4–300,0002.452025/11/11–300,0002.402025/10/24–300,0004.902100/12/31–

7.2.2.4

2023123128.183.1712.69%

20232022

2,500,7122,228,158––372,352330,227(54,902)(57,673)

2,818,1622,500,712

7.2.2.5

202312317,005.84673.6710.64%

2023123120221231

(%)(%)

62,398,8548.9039,429,9946.237,687,2281.108,408,7401.3339,802,9795.6834,467,4755.4454,6080.0111,6260.0016,710,8542.3929,697,1904.69414,812,69659.21382,594,48060.42828,1810.12817,6560.13460,6980.07386,0450.06153,373,83121.89133,877,10521.14207,2960.03287,0590.05152,0840.02135,0770.024,095,1340.583,104,6390.49

700,584,443100.00633,217,086100.00

2023?

7.2.2.6

2023202312314,148.13322.188.42%

“”202312312,009.65337.4220.18%

48.45%4.751,938.15

4.270.22%46.72%3.83

847.83

45.495.67%3,099.97296.2010.56%

2023123120221231

(%)(%)

64,096,96415.4560,481,46115.81129,718,41231.27132,906,63334.7420,686,2484.9919,752,5135.16180,278,65343.46147,470,70338.54(1)

11,471,7282.7716,491,9834.318,560,6912.065,491,1871.44

414,812,696100.00382,594,480100.00

(1)

7.2.2.7

22021

7.2.2.8

20231231592.9978.0415.15%

569.1875.8115.37%

2023123120221231

(%)(%)

3,474,5625.863,474,5406.758,071,26413.615,571,09010.827,734,97913.047,734,77215.021,146,7151.93(588,266)(1.14)4,848,7408.184,378,8128.507,879,26913.297,390,75914.3523,762,20540.0721,374,80541.51

56,917,73495.9849,336,51295.812,381,6934.022,158,9654.19

59,299,427100.0051,495,477100.00

2023

7.3

7.3.1

2023123152.123.771.34%

0.043.36%0.16

2023123120221231

(%)(%)

371,858,41395.30334,499,75095.4213,130,2003.3611,216,4223.202,376,4210.622,714,5350.77718,7940.181,747,8080.502,116,5690.54372,7060.11

390,200,397100.00350,551,221100.00

5,211,7841.344,835,0491.38

7.3.2

202312311.98%0.68

1.33%0.40

2023123120221231

(%)(%)(%)(%)

250,398,07364.183,335,4571.33208,737,95859.553,607,5771.7326,986,2386.92661,1962.4522,095,4666.31273,2801.24223,411,83557.262,674,2611.20186,642,49253.243,334,2971.79

44,852,39611.49––47,285,31013.49––

94,949,92824.331,876,3271.9894,527,95326.961,227,4721.3040,321,90610.33308,5460.7741,571,22811.86216,4530.529,774,8562.51128,5151.3110,490,1272.99156,6201.4922,528,0715.77995,3244.4222,372,6016.38550,5212.4622,325,0955.72443,9421.9920,093,9975.73303,8781.51

390,200,397100.005,211,7841.34350,551,221100.004,835,0491.38

7.3.3

2023

0.04

2023

2023123120221231

(%)(%)(%)(%)

27,598,4497.07857,7703.1125,473,3977.27645,8382.5421,555,0675.521,118,2775.1917,233,4654.92738,4044.2825,893,7096.64125,1770.4821,365,8446.08281,2241.329,569,9302.45619,7556.4810,153,7022.90597,3555.8878,195,74920.0541,5600.0557,721,68416.4745,5430.0863,081,70816.1762,7150.1053,146,88415.165,9200.014,181,6461.0755,4511.333,706,9161.0610,2960.281,359,9090.35101,2507.451,403,5590.40199,69214.234,217,5321.0821,3870.514,712,0011.34832,00017.663,724,9830.9580,2012.153,546,4381.0134,4040.97566,0060.153,7110.66478,8060.146,8711.44532,0190.142,9870.56914,4230.264,5450.50860,3990.22147,89917.19878,8990.25149,89917.061,299,2920.3320,7381.601,410,8480.405,3900.381,932,4940.5029,4441.521,347,5280.3814,0381.041,550,3860.4012,8070.831,527,6880.4413,6580.892,492,6540.6413,5780.541,752,7860.50––1,772,9150.4520,7501.171,963,0900.5622,5001.1513,2260.00––––––44,852,39611.49––47,285,31013.49––94,949,92824.331,876,3271.9894,527,95326.971,227,4721.30

390,200,397100.005,211,7841.34350,551,221100.004,835,0491.38

7.3.4

202312312.900.19%280.76

20.49%118.6319.69%

0.220.440.720.18

2023123120221231

(%)(%)(%)(%)

91,788,05423.522,956,2743.2291,538,59926.122,289,6012.5061,208,09815.69233,7550.3861,747,11117.61371,4100.60165,080,73142.311,144,4890.69137,004,79239.081,548,7391.1372,123,51418.48877,2661.2260,260,71917.19625,2991.04

390,200,397100.005,211,7841.34350,551,221100.004,835,0491.38

7.3.5

202312311.46%0.92%

2023123120221231

(%)(%)(%)(%)

302,355,27977.494,401,9211.46273,455,36478.014,134,3421.5187,845,11822.51809,8630.9277,095,85721.99700,7070.91

390,200,397100.005,211,7841.34350,551,221100.004,835,0491.38

2023

7.3.6

2023123120.802.98%

150.1521.53%20231231

20231231

(%)

(%)

A2,080,0002.980.53B1,775,8912.550.46C1,641,0002.350.42D1,465,5002.100.38E1,451,0002.080.37F1,348,0001.930.35G1,336,5001.920.34H1,330,6121.910.34I1,319,4001.890.34J1,267,2801.820.32

7.3.7

2023123176.2327.98

1.95%1.02

901.19

2023123120221231

(%)

(%)

3,243,1480.837,045,1822.01

2,598,1590.672,143,5050.61

1,728,6280.441,120,1010.32

53,3150.01112,4850.03

7,623,2501.9510,421,2732.97

390,200,397100.00350,551,221100.00

7.3.8

202312310.08%0.03

2023123120221231

(%)

(%)

329,1680.08383,1320.11

222,7510.06222,4560.06

390,200,397100.00350,551,221100.00

2023

7.3.9

202312311.070.11

2023123120221231

107,254(11,031)83,799(13,638)

7.3.10

20231231121.3920.12

234.18%22.993.13%0.22

20232022

10,127,17111,178,3391,593,7551,672,4374,043,4443,854,209(2,543,273)(2,019,067)(1,582,816)(5,034,073)545,918768,463(44,773)(293,137)

12,139,42610,127,171

7.4

20232022

8,993,2004,531,1278,829,9474,147,5062,379,645623,5282,175,81276,5471,655,735799,1842,350,7932,032,746182,893133,803108,85332,138

13,211,4736,087,64213,465,4056,288,937

7.5

7.5.1

20231231

20221231

20211231

(%)

149.48

121.2378.51

2,727.713,426.17622.10(%)

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18.07

25.5631.80

54.34

48.6566.71

66.25

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2023

7.5.2

20231231

20221231

64,219,44180,785,6263,1596,50348,207,23263,443,1741,407,7801,941,2927,473,0007,461,0301,068,790351,4906,059,4807,582,137132,114237,981

64,351,55581,023,607

7.5.3

202344.498.62-209.7780.84

163.2063.75

7.5.4

74,830,559–454,753(62,513)94,089,774111,577–76,975–85,57528,736,048114,082––27,090,56647,285,310–11,58518,01644,852,396

(6,795)1,859––35,373

150,956,699115,941543,313(44,497)166,153,684

7.6

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13.4%18.6%1005.6%202312312,952.50392.27

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2023

7.6.2

20231231“”1,142.25

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20231231337.422,009.6520.18%

2.67724.2238.34535.13209

3.1246.3922.31223.25

2023

7.6.4

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20232520223810020241Wind“”(CRMW)(CLN)

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202312315183189360

20231231217.4439.97997.83

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39.6336.101.45198.078.84

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153,679,73251,981,591134,922,113341,189,35651,510,65215,378,950748,662,394(138,741,004)(76,915,708)(266,504,930)(198,012,530)(5,029,747)(13,005,372)(698,209,291)

14,938,728(24,934,117)(131,582,817)143,176,82646,480,9052,373,57850,453,103

20221231

152,739,95844,792,808143,597,870271,156,49145,856,11415,332,626673,475,867(145,823,559)(53,869,708)(239,008,934)(166,050,265)(17,305,683)(8,945,272)(631,003,421)

6,916,399(9,076,900)(95,411,064)105,106,22628,550,4316,387,35442,472,446

2023504.5379.8118.79%

20231231

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20231231

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47,390,2481,509,9193,1961,549,74050,453,103

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2023

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20232023

2023

20231231(80,597,910)18,405,106(25,025,846)(125,318,936)180,902,742132,416,96529,561,4846,604,921136,948,52620221231(81,485,362)10,199,594(14,296,636)(89,168,777)148,378,351109,938,01228,944,25411,094,796123,604,232

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20231231

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132,623,032103,015,750

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A

86-4008-058-058H183171712-1716

852-2862-8555

8.10.4

+86 (23) 63367688

+86 (23) 63799024ir@cqcbank.com3485

(www.sse.com.cn)(www.hkexnews.hk)(www.cqcbank.com)

8.10.5

B0206H25000000191500000202869177Y155

9.1

9.1.1

19709202312

2024320243

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186,875191,8755,0001960720169

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19,30024,6005,30019528200774,6007,1002,5001977820234––––19745202312––––1976820194––––19758202210––––1956920203––––1956320203––––19521220203––––1969820205––––19811202312––––

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1979220237

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186,875191,8755,0001965920132

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2016920237202072021122001720051

2023

2013220141020168199612

199361996121984121993

201112200162009“”

20169201912

20146201651982

2003102011620163

20077251977197719891989200020114(1976)2008620238

2356

0440197710

20234202121999720007200072003112003112013102013102021219997

2023

202312

1997820041220041220218

20218202112

20194

20003200532005420094200942015420144201541997720001

202210

2003320033200822008220143201152014320143201572015720204202041996720022199442002220022200331996720096

202031993619988200522017720125201852013720156201262013112014720179

0029686008770020331983719907

19977

2023

20203199481994819961019961020043200432008620086201542015420164199812

20203

1978101993319933201212

19941119951220061200812006-20082008-20122005920198198311198412200411201111

20205

19879199211199211199371993719967199671997

1991720136

202312200822010220102201312

20141201812201420194

20191201952015

600927)603181)200272004620081

2023

2013419969

199421996920139

2019520162

2002720077

2019121992112003520036

2004420045200712200812018122019120232198972012

201912201132012720128201542015520161220171202310202310

20026

20166201952008420194

002312300010197981985320006

2023

20185200812017122000220141119841200011976121983122007120101219961220009

201912

2019-20202003200112006420064201452014519962002720067

“”

201322014102001920111201482011312198952001919878201212

2015102016320188

2008820151020031200882006120067199872003119987

2023

9.1.3

198982011420212202112201982020420155

(1976)

DSGI (1) LimitedDSLI (2) LimitedDSLI (BVI) (1) Limited(1931)

2023

9.1.4

20232132023420202356202382202391520231017

2023

202311132023442023121220235520231212202356202411120242192024

20243132024

2023228

20234102023822023927202323202310162023112120231122

2023

9.1.5

2023

17.285.592.00–24.878-12

33.1813.533.84–50.55–

33.180.390.00–33.57–

–––17.2017.20––––9.119.11–––––202312––––––––9.909.90

–––22.0022.00––––21.8521.85––––23.2023.20––––18.5518.55––––0.930.93202312

41.4813.72––55.2020241

24.208.17––32.3720238–––8.838.83202310–––1.381.3820232–––11.1811.1820239

2023

33.1813.533.8450.55–

––

7.307.30–

8.908.90

11.6011.60

9.809.80

2023

2023

17.285.592.00–24.878-12

33.1813.533.84–50.55–

33.1813.533.84–50.55–

33.1813.503.84–50.52–

33.180.390.00–33.57–

24.208.170.00–32.371-7

8.303.140.96–12.401-3

27.6510.253.20–41.101-10

27.6510.213.20–41.061-10

1 2015112 2023

2023

2011429201020166172015

9.2

9.2.1

202312315,2845,03395.25%14344331175鈊10966

(%)

79014.953967.491,02419.381,58329.96

2384.511,25323.7186816.434,16578.822514.75301,16722.0931-402,80253.0341-5091817.37513977.51

2,25842.733,02657.27

5,284100.00

2023

9.2.2

9.2.3

“”“”

9.2.4

20202··

9.3

–1,1283,742.1269256231.43528259177.791531352,5332,531.16“”

13439353.229911382331.1725

7287231.95?

B43

1835,2847,598.84–

2023

10.1

10.1.1

“”“”

28.3%413.80

30.6%360.62ESG100

“”

ESG

“”“”

10.1.2

“”20236

10.2

20243272023

2023

10.3

20231231642.0687.6515.81%48,341

155.0030.4524.44%“”

2023“++”“”“”“”“

“”“”“”

“”“”“’·鏸’”

“·”“”“”“”“3+6+X”“”“”

“”“”“e”“”

“”“”

“”“Link”70%

10.4

10.4.1

2016

“”

10.4.2

“”

“”20232,73396735.38%)

62722.94%)33412.22%2,522

92.28%742.71%552.01%823.00%

2023

11.1

11.1.1 2023

202346.9910%4.701.5%

6.80AH

0.408AH

0.408

–1,417,621,344.554,718,287,973.78(%)30.05

20233,474,562,1191,417,621,344.55

20232023

11.1.2

(1)

(2)(3)

(4) AH

(5)

2022632022

20232022

2023

11.2

20201230A

A

5%

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20212536

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20212536

2023

“1

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A

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A

202125

2023

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202125

202125

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2023

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20212536

“”

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2023

(1)A10

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2023

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20212536

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2023

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2023

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11.3

11.4

11.4.1

202362120222023

2023

2023

1231

25.493.11

11.431.13

4.560.00

3.501.98

8.198.19

4.194.19

4.004.00

35.004.19

26.802.50

3.201.69

4.000.00

46.5014.76

11.755.00

8.001.10

2.900.80

5.000.00

2.272.56

2.202.20

2.000.00

2.000.00

0.100.10

4.503.00

15.0010.00

13.9510.00

2.200.91

5.002.00

50.0028.46

20.003.29

2023

2023

20231231

25.000.00

45.0039.32

15.000.00

6.000.44

45.003.00

15.002.35

22.0010.50

80.000.23

15.0015.00

110.0033.72

10.003.00

5.480.31

9.00

11.4.2

11.4.3

11.4.4

11.4.5

11.4.6

11.5

11.5.1

2023330202320232023621202220232023202320212023202353350

26.7

11.6

20232023123114.08

2023

11.7

20231231133.28

11.8

11.9

11.10

11.11

11.12

2023

11.13

12.1

12.1.1

3,474,562,119A1,895,541,307H1,579,020,812

20221231(+, -)20231231

(%)(%)

1,204,126,45034.66–––––1,204,126,45034.66 1 ––––––––– 2 781,033,90922.48–––––781,033,90922.48 3 423,092,54112.18–––––423,092,54112.18 397,316,74511.44–––––397,316,74511.4425,775,7960.74–––––25,775,7960.74 4 ––––––––– –––––––––––––––––– 2,270,413,39465.34–––22,27522,2752,270,435,66965.34 1 691,392,58219.90–––22,27522,275691,414,85719.90 2 ––––––––– 3 1,579,020,81245.45–––––1,579,020,81245.45 4 ––––––––– 3,474,539,844100.00–––22,27522,2753,474,562,119100.00

133,658,2313.85%261,0370.01%

12.1.2

2022930“”A22,2753,474,539,8443,474,562,119

12.1.3

2021A1,548,033,993123612202225202227

1,204,126,450

2023

12.2

12.2.1

52,658A51,580H1,078

202422953,301A52,230H1,071

12.2.2

(%)

11,172,536,95233.75H-176,980–––2492,319,81714.17A+H3,768,814407,929,748––3458,574,85313.20H––––4295,334,3028.50A121,966,536139,838,675––5294,818,9328.49A+H–129,564,932129,564,9326240,463,6506.92H––––7217,570,1506.26H––––8174,850,4885.03A400139,838,675––9171,339,6984.93A–171,339,698––1094,506,8782.72A–94,506,878––

11,172,536,952H1,172,536,9522155,495,627A155,495,6273 68,600,000A68,600,000435,011,813A35,011,813521,199,365A21,199,365616,129,476A16,129,476712,847,732A12,847,732810,068,631A10,068,63199,824,069A9,824,069109,143,525A9,143,525

202383180%

2023

(1) H

H

(2) A417,753,817H74,566,000A31,173,547523,493,36415.07%202383180%533,561,99515.36%

(3) A129,564,932H165,254,000

294,818,9328.49%

(4) H240,463,6506.92%

(5) H150,000,000H

67,570,150H217,570,1506.26%

(6) A174,850,488

A2,259,601A177,110,0895.10%

(7) A171,339,698A196,102

A171,535,8004.94%(8)

1407,929,748202480422171,339,698202480423139,838,675202420364139,838,675202420365129,564,93220242036694,506,87820242036737,456,52220242036829,942,32520242036924,191,31020242036101,659,54720242036

12.2.3

30%

2023

12.2.45%

2004227100.00

A417,753,817H74,566,000A31,173,547523,493,364

15.07%

19475162.0024826H458,574,85313.20%

2003111821.652

A295,334,3028.50%

???????

199712120101145.72

“”A129,564,932H165,254,000294,818,9328.49%A129,564,9321984416199711116.835631509

H240,463,6506.92%

2023

200234

117.52100127282930

H150,000,000H67,570,150H217,570,1506.26%2006912502

A174,850,488A2,259,601A177,110,0895.10%

12.2.5

20121119111BCD

H84,823,500A1,934,94986,758,4492.50%

12.2.6

(%)

(%)

(1)

H458,574,85329.0413.20

(1)

H458,574,85329.0413.20

(1)

H458,574,85329.0413.20

(1)

H

458,574,85329.0413.20(1)

H458,574,85329.0413.20(1)

H458,574,85329.0413.20HSBC International Trustee Limited

(2)

H458,574,85329.0413.20(3)

A439,518,65523.1912.65

H74,566,0004.722.15(3)

A417,753,81722.0412.02

H74,566,0004.722.15(4)

H240,463,65015.236.92(4)

H240,463,65015.236.92(5)

A129,564,9326.843.73

H165,254,00010.474.76

(5)

H165,254,00010.474.76

(5)

H165,254,00010.474.76(6)

H150,000,0009.504.32

H67,570,1504.281.94(7)

A174,850,4889.225.03

A2,259,6010.120.07

A295,334,30215.588.50

H84,823,5005.372.44

(1) 458,574,853H

74.37%43.01%

(2) 39.49%

(1)

2023

(3) 417,753,817AH74,566,00016,129,476A4,571,761A136,571A12,679A914,351A

(4) 240,463,650H

(5) 129,564,932A165,254,000H

(6) 150,000,000H67,570,150H

(7) A174,850,4881,659,547A300,020A300,034A

12.3

13.1

13.2.

13.2.1

2023427202397

2023802023

2.75%

2022191202380202310255154.50%520194302020917[2020]2052020112

3.73%2023

13.2.2

“”

2023

13.3

13.3.1

20213A

A20223100A1.3130129.842022414A

“”“113056”104.910A“”

1130562022-03-232028-03-221000.20%

0.40%

1.00%

1.70%

2.50%

3.50%

1.32022-04-142022-09-30

2028-03-22

13.3.2

73,640

(%)

2,051,355,00015.781,371,970,00010.55916,692,0007.05666,029,0005.12650,045,0005.00515,000,0003.96454,819,0003.50298,039,0002.29234,591,0001.80230,173,0001.77

13.3.3

12,999,622,000241,000––12,999,381,000

13.3.4

20229302028322619,000A

241,000

22,27556,780(%)0.0016

12,999,381,000(%)99.9952

13.3.5

A

2023?

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202272810.8920227202021

202372010.5020237132022

10.50

13.3.6

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13.5

1.39

2.19973.

20231231

“”“7.1”

“”“7.9”

“”“7.7”

“”“”

202330%

2023

20232023

20231231“”202362120220.3952022

1231“2022”20221231

13.7220222023720AH

0.40820231231“2023”1,417,621,344.552023

20231231“”“”“”“”“”“”20231231“”20231231418

20231231“”“”

20231231“”20231231

“”“”“”“”

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3.13

3.13

2023

20231231352C3

(%)

A25,7000.00074A191,8750.00552A24,6000.00071A7,1000.00020A123,4510.00355A60,6470.00175A65,6250.00189

20231231XV

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2023

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32022

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2023

2023

2023

8%31%16%“”15%14%2545

2023

2023

2023

16.1178

16.2185

16.3396

(2024)70023001_B01

“”2023123120232023

12312023

“”

“”

2023

(2024)70023001_B01

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(2024)70023001_B01

202312315,537.94

72.88%

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82.4

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(2024)70023001_B01

30(b)50

(2024)70023001_B01

2023

(2024)70023001_B01

(1)

(2)(3)(4)

(5)(6)

(2024)70023001_B01

2024327

20231231

2023

20231231

20221231

40,026,40741,025,999

6,732,8724,090,980

9,113,7933,434,161

89,9814,831

30,439,46335,860,889

380,795,540342,446,291

27,090,56628,736,048

159,469,808142,147,610

94,089,77474,830,559

85,575111,577

2,818,1622,500,712

2,701,5372,791,101

262,174268,380

170,033154,439

574,486484,440

2,8694,286

4,426,0834,734,162

994,7471,086,098

759,883,870684,712,563

20231231

20231231

20221231

62,398,85439,429,994

7,687,2288,408,740

39,802,97934,467,475

54,60811,626

16,710,85429,697,190

414,812,696382,594,480

828,181817,656

460,698386,045

153,373,831133,877,105

207,296287,059

152,084135,077

4,095,1343,104,639

700,584,443633,217,086

3,474,5623,474,540

8,071,2645,571,0906,999,5944,499,400

7,734,9797,734,772

1,146,715(588,266)

4,848,7404,378,812

7,879,2697,390,759

23,762,20521,374,805

56,917,73449,336,512

2,381,6932,158,965

59,299,42751,495,477

759,883,870684,712,563

20231231

2023

20231231

20221231

39,974,93140,990,348

6,149,5423,706,350

9,317,9703,484,227

89,9814,831

30,439,46335,860,889

342,109,185308,150,433

26,579,75728,637,434

159,469,808142,147,610

94,089,77474,830,559

85,575111,577

4,445,1694,127,719

2,562,4302,613,017

262,174268,380

163,197145,810

560,453473,708

2,8694,286

4,103,8494,442,054

960,0691,059,734

721,366,196651,058,966

20231231

2023123120221231

62,398,85439,429,994

8,773,5149,329,003

9,030,8207,483,098

54,60811,626

16,710,85429,697,190

414,097,006381,973,538

760,652756,791

392,284320,267

151,843,223132,346,718

207,296287,059140,903123,540

909,697604,376

665,319,711602,363,200

3,474,5623,474,540

8,071,2645,571,0906,999,5944,499,400

7,728,7477,728,540

1,146,715(588,266)

4,844,7524,374,824

7,597,8327,152,933

23,182,61320,982,105

56,046,48548,695,766

721,366,196651,058,966

20231231

2023

20232022

28,285,52927,533,983

(17,838,526)(16,725,725)

10,447,00310,808,258

630,299915,301

(218,861)(153,960)

411,438761,341

2,010,5791,843,673372,352330,227369,853242,930

22,9386,158

158,661101,939

115,941(555,893)9,809455,03635,10444,893

13,211,47313,465,405

(185,411)(173,282)

(3,597,060)(3,399,347)

(3,242,972)(3,559,161)2,6061,567(26,416)(28,731)

(7,049,253)(7,158,954)

6,162,2206,306,451

6,3948,458

(80,972)(25,972)

6,087,6426,288,937

(858,687)(1,172,412)

5,228,9555,116,525

4,929,7874,867,857299,168248,668

5,228,9555,116,525

20231231

20232022

1,734,981(1,499,548)

1,719,910(1,586,278)

33,37291,183(19,501)(3,310)1,200(1,143)–

1,734,981(1,499,548)

6,963,9363,616,977

6,664,7683,368,309299,168248,668

6,963,9363,616,977

1.36

1.31

1.09

1.11

2023

2023

20232022

25,920,81425,478,947

(16,825,441)(15,792,170)

9,095,3739,686,777

630,283913,683

(215,133)(152,313)

415,150761,370

2,087,5391,909,463372,352330,227369,853242,930

16,2965,955

147,533101,939

104,257(556,377)9,809455,0363,4832,544

11,879,44012,366,707

(176,928)(168,521)

(3,448,411)(3,265,871)

(2,749,332)(3,155,987)2,606(1)(316)(407)

(6,372,381)(6,590,787)

5,507,0595,775,920

5,9108,193

(79,323)(25,839)

5,433,6465,758,274

(734,362)(1,071,642)

4,699,2844,686,632

2023

20232022

1,734,981(1,501,357)

1,719,910(1,587,667)33,37290,763(19,501)(3,310)1,200(1,143)1,734,981(1,501,357)

6,434,2653,185,275

2023

2023

20232022

22,917,913–22,199,83228,428,20736,773,15419,396,69619,169,891719,364961,3471,261,742984,952

72,723,92280,089,176

(11,055,119)(126,393)(1,027,965)(9,538,435)–(41,362,501)(39,501,177)(426,055)(5,095,692)(10,795,273)(11,211,080)(218,861)(153,960)(2,110,916)(2,006,818)(2,529,487)(3,065,961)(1,166,649)(1,659,747)

(68,274,570)(74,777,519)

4,449,3525,311,657

70,288,94667,513,68610,135,01610,693,011

56,3709,475

80,480,33278,216,172

(101,041,967)(90,771,009)

(415,467)(338,021)

(101,457,434)(91,109,030)

(20,977,102)(12,892,858)

2023

20232022

2,500,1944,499,400159,886,647160,242,638

162,386,841164,742,038

(143,820,000)(147,220,000)(5,219,586)(64,967)(58,262)(1,483,094)(1,744,348)(60,896)(86,610)(699,144)(555,241)

(146,067,205)(154,797,437)

16,319,6369,944,601

24,06494,516

(184,050)2,457,91619,486,47917,028,563

19,302,42919,486,479

2023

2023

20232022

22,917,913–17,295,85428,508,29036,711,34017,179,97017,078,228719,348959,728714,875602,294

70,040,39672,647,444

(11,055,119)(84,915)(1,032,241)(13,372,435)–(36,842,977)(33,863,507)(25,543)(4,997,562)(9,854,670)(10,363,185)(215,133)(152,313)(2,017,377)(1,931,839)(2,317,254)(2,902,100)(1,120,630)(1,341,808)

(65,850,934)(67,639,674)

4,189,4625,007,770

70,288,94667,813,68610,214,57610,766,799

33,3699,066

80,536,89178,589,551

(101,041,967)(90,771,009)

(407,205)(332,623)

(101,449,172)(91,103,632)

(20,912,281)(12,514,081)

2023

20232022

2,500,1944,499,400159,886,647159,942,638

162,386,841164,442,038

(143,820,000)(147,220,000)

(5,219,586)(63,737)(55,579)(1,422,198)(1,657,738)(639,894)(503,988)

(145,945,829)(154,656,891)

16,441,0129,785,147

24,06494,516

(257,743)2,373,35218,996,62516,623,273

18,738,88218,996,625

2023

2023

28293047313233

202212313,474,5404,499,4001,071,6907,734,772(588,266)4,378,8127,390,75921,374,8052,158,96551,495,4772023

22(20)207209

2,500,1942,500,194

4,929,787299,1685,228,9551,734,9811,734,981

1,734,9814,929,787299,1686,963,936

469,928(469,928)–

(1,372,449)(76,440)(1,448,889)

(211,500)(211,500)488,510(488,510)–

202312313,474,5626,999,5941,071,6707,734,9791,146,7154,848,7407,879,26923,762,2052,381,69359,299,427

2023

28293047313233

202112313,474,5054,909,3078,044,708911,2823,910,1496,880,20519,143,0321,973,50749,246,6952022

1,071,7211,071,72135(31)343347

4,499,4004,499,400(4,909,307)(310,279)(5,219,586)

4,867,857248,6685,116,525(1,499,548)(1,499,548)

(1,499,548)4,867,857248,6683,616,977

468,663(468,663)–

(1,355,057)(63,210)(1,418,267)

(301,810)(301,810)510,554(510,554)–

202212313,474,5404,499,4001,071,6907,734,772(588,266)4,378,8127,390,75921,374,8052,158,96551,495,477

2023

2023

28293047313233

202212313,474,5404,499,4001,071,6907,728,540(588,266)4,374,8247,152,93320,982,10548,695,7662023

22(20)2072092,500,1942,500,194

4,699,2844,699,2841,734,9811,734,981

1,734,9814,699,2846,434,265

469,928(469,928)–

(1,372,449)(1,372,449)

(211,500)(211,500)444,899(444,899)–

202312313,474,5626,999,5941,071,6707,728,7471,146,7154,844,7527,597,83223,182,61356,046,485

2023

28293047313233

202112313,474,5054,909,3078,038,476913,0913,906,1616,729,66818,844,26846,815,4762022

1,071,7211,071,72135(31)343347

4,499,4004,499,400(4,909,307)(310,279)(5,219,586)

4,686,6324,686,632(1,501,357)(1,501,357)

(1,501,357)4,686,6323,185,275

468,663(468,663)–

(1,355,057)(1,355,057)(301,810)(301,810)423,265(423,265)–

202212313,474,5404,499,4001,071,6907,728,540(588,266)4,374,8247,152,93320,982,10548,695,766

2023

2023

“”[1996]1403711998330[1998]48“”200781“”[2007]325

“”2013116202125

“”2023123118338

“”

10(a)2024327

2023

1.

“”

“”“”

2.20232023123120233.1112314.

2023

2023

5.

6.

2023

7.

8.

2023

2023

9.

(1)

(2) “”(a)(b)

2023

9.

“”

2023

2023

9.

2023

9.

2.4

2023

2023

9.

2023

9.

10.

“”

“”

2023

2023

11.

(a)

2023

11.

(b)

(c)

(d)

2023

2023

12.

303.0%3.23%

2023

13.

303.0%3.23%

53.0%19.40%

53.0%19.40%

53.0%19.40%4-80.0%-30.0%8.75%-24.25%

2023

2023

14.

15.

(a)(b)(c)

(d)

16.

17.

2023

18.

19.

20.

2023

2023

21.

22.

23.

24.

(a)

(b)

2023

24.

(b)

2011201011

2011630

(c)

2023

2023

25.

26.

2023

26.

27.

2023

2023

27.

(1)(2)

a)

b)

2023

28.

29.

(1)

(2)(3)

2023

2023

30.

(a)

(b)

(c)

2023

30.

(d)

????

2.4

2023

2023

15%25% 6%9%13% 3%

5%7%

3%2%

鈊“鈊”2020232021202015%鈊13%9%6%

2023

1.

20231231

20221231

857,927575,91028,077,00528,205,19110,846,09412,217,964230,93812,359

40,011,96441,011,42414,44314,575

40,026,40741,025,999

20231231

20221231

856,125574,11128,040,91428,174,57810,832,51112,214,725230,93812,359

39,960,48840,975,77314,44314,575

39,974,93140,990,348

202312317.0%202212317.5%4%202212316%20231231

“”5%202212315%

2023

2023

2.

20231231

20221231

4,180,0542,848,7372,138,635857,044415,234386,321

6,733,9234,092,1021,0331,169(2,084)(2,291)

6,732,8724,090,980

20231231

20221231

3,595,8922,463,9212,138,635857,044415,234386,321

6,149,7613,707,2861,0331,032(1,252)(1,968)

6,149,5423,706,350

20231231202212311

2023

3.

20231231

20221231

7,799,4853,499,5031,355,75169,646

9,155,2363,569,149113,96116,329(155,404)(151,317)

9,113,7933,434,161

20231231

20221231

7,999,4853,549,5031,355,75169,646

9,355,2363,619,149118,16116,478(155,427)(151,400)

9,317,9703,484,227

202312313199,00020221231199,000153,52920221231151,400

2023

2023

4.

20231231

51,075,4425,231(5,064)

2,204,61768,482(33,608)698,99616,268(15,936)

53,979,05589,981(54,608)

20221231

44,622,7404,543(6,236)

139,292(5,387)20,079288(3)

44,782,1114,831(11,626)

5.

20231231

20221231

7,026,6849,141,93523,412,59026,696,950

30,439,27435,838,8858,44423,407(8,255)(1,403)

30,439,46335,860,889

20231231202212311

2023

6.

20231231

20221231

345,348,001303,265,91144,852,39647,285,310

390,200,397350,551,2212,734,5692,022,241(12,139,426)(10,127,171)

380,795,540342,446,291

20231231

20221231

304,976,406267,613,30344,852,39647,285,310

349,828,802314,898,6132,203,6771,660,054(9,923,294)(8,408,234)

342,109,185308,150,433

2023

2023

6.(a)

2023123120221231

%%

78,195,74926.4957,721,68422.5263,081,70821.3753,146,88420.7627,598,4499.3525,473,3979.9525,893,7098.7721,365,8448.3521,555,0677.3017,233,4656.739,569,9303.2410,153,7023.974,217,5321.434,712,0011.844,181,6461.423,706,9161.453,724,9831.263,546,4381.391,772,9150.601,963,0900.772,492,6540.841,752,7860.681,550,3860.531,527,6880.601,299,2920.441,410,8480.551,359,9090.461,403,5590.551,932,4940.651,347,5280.53532,0190.18914,4230.36860,3990.29878,8990.34566,0060.19478,8060.1913,2260.00––44,852,39615.1947,285,31018.47

295,250,469100.00256,023,268100.00

40,321,90642.4741,571,22843.9822,528,07123.7322,372,60123.6722,325,09523.5120,093,99721.269,774,85610.2910,490,12711.09

94,949,928100.0094,527,953100.00

2,734,5692,022,241

392,934,966352,573,462

2023

6.

(a)

2023123120221231

%%

63,769,35724.9747,018,66221.3256,349,85522.0945,266,45920.5224,464,2549.5923,251,54510.5420,118,9407.8915,983,4147.2515,047,2485.9011,730,1995.329,569,9303.7510,153,7024.603,582,1361.403,324,8821.512,924,7681.153,090,5511.402,918,9831.142,327,4021.061,727,3020.681,912,3710.872,463,1540.971,661,1160.751,325,3320.521,376,4150.621,157,5220.451,371,9390.621,422,6860.561,359,7880.621,488,1510.581,201,2970.54524,9890.21906,8430.41860,3990.34878,8990.40555,7160.22467,9480.2113,2260.01––44,852,39617.5847,285,31021.44

255,136,344100.00220,568,742100.00

40,321,90642.5841,571,22844.0722,294,28623.5422,204,62523.5422,325,09523.5820,093,99721.309,751,17110.3010,460,02111.09

94,692,458100.0094,329,871100.00

2,203,6771,660,054

352,032,479316,558,667

2023

2023

6.(b)

20231231

20221231

302,355,279273,455,36433,173,31428,468,03924,529,82323,902,08630,141,98124,725,7322,734,5692,022,241

392,934,966352,573,462

20231231

20221231

262,605,261238,383,78833,173,31428,468,03923,908,24623,321,05430,141,98124,725,7322,203,6771,660,054

352,032,479316,558,667

(c)

20231231

20221231

165,080,731137,004,79291,788,05491,538,59972,123,51460,260,71961,208,09861,747,1112,734,5692,022,241

392,934,966352,573,462

2023

6.(c)

20231231

20221231

134,298,111110,780,59390,722,48990,297,89463,861,54152,363,22060,946,66161,456,9062,203,6771,660,054

352,032,479316,558,667

(d)

20231231

1,443,6381,545,171784,46330,8243,804,096707,888351,299612,5571,9871,673,7311,082,022541,009258,53320,5041,902,0689,600160,68073,075243,355

3,243,1482,598,1591,728,62853,3157,623,250

20221231

2,598,053777,259672,45695,7484,143,5162,853,732859,929315,3864,029,047894,535434,907132,25916,7371,478,438698,86271,410--770,272

7,045,1822,143,5051,120,101112,48510,421,273

2023

2023

6.(d)

20231231

1,436,1731,541,948781,06829,2533,788,442685,893159,994478,2061,5421,325,6351,081,325540,476258,46220,3131,900,576

9,600160,68073,075243,355

3,212,9912,403,0981,590,81151,1087,258,008

20221231

2,588,761769,970670,41295,7484,124,8912,432,705847,83733,9223,314,464894,189434,768131,91116,7371,477,605698,86271,410770,272

6,614,5172,123,985836,245112,4859,687,232

2023

6.

(e)

(1)

202212312,601,2461,428,3823,554,3277,583,9551,292,2861,292,286(560,625)1,296,9222,065,7432,802,040(795,077)(237,386)(556,199)(1,588,662)

(919,659)(919,659)

(105,289)105,289–

(22,932)22,932–

131,632(131,632)–

(265,407)265,407–

4,988(4,988)–

50,517(50,517)–

382,608382,608(22,854)(22,854)

202312312,546,2292,246,6854,736,8009,529,714

2023

2023

6.(e)(1)

202112312,388,2332,461,3754,263,0349,112,642

1,182,9581,182,958

(305,627)631,4742,039,6082,365,455(630,078)(194,985)(360,975)(1,186,038)

(4,291,764)(4,291,764)12(108,494)108,494–13(12,525)12,525–2186,779(86,779)–23(1,491,197)1,491,197–

633,165633,165(232,463)(232,463)

202212312,601,2461,428,3823,554,3277,583,955

2023

6.(e)(1)

202212311,658,494911,7993,323,9905,894,283

750,593750,593(474,653)809,2311,929,7712,264,349(458,573)(101,181)(437,329)(997,083)

(911,909)(911,909)

(71,208)71,208–

(15,732)15,732–

42,309(42,309)–

(264,665)264,665–

4,988(4,988)–

50,517(50,517)–

372,412372,412(22,854)(22,854)

202312311,436,2181,434,6004,478,9737,349,791

2023

2023

6.(e)

(1)

202112311,693,2912,201,2233,921,9427,816,456

748,949748,949(344,755)348,4482,013,5632,017,256(425,085)(150,036)(218,304)(793,425)

(4,288,174)(4,288,174)12(88,256)88,256–13(12,429)12,429–2186,779(86,779)–23(1,489,313)1,489,313–

621,521621,521(228,300)(228,300)

202212311,658,494911,7993,323,9905,894,283

2023

6.

(e)(1)

202212311,152,135640,348750,7332,543,216301,469301,469(209,176)658,903791,6771,241,404(576,189)(254,946)(123,476)(954,611)

(663,157)(663,157)

(50,403)50,403–

(51,306)51,306–

36,192(36,192)–

(165,379)165,379–

7,525(7,525)–

15,810(15,810)–

163,310163,310(21,919)(21,919)

20231231610,247908,9471,090,5182,609,712

2023

2023

6.(e)

(1)

202112311,071,811422,842571,0442,065,697

489,479489,479220,498499,901768,3551,488,754(561,005)(209,819)(62,205)(833,029)

(742,309)(742,309)12(48,464)48,464–13(33,610)33,610–2112,230(12,230)–23(116,435)116,435–311,196(1,196)–327,625(7,625)–

135,298135,298

(60,674)(60,674)

202212311,152,135640,348750,7332,543,216

2023

6.(e)(1)

202212311,142,413636,011735,5272,513,951293,945293,945(214,806)656,017795,8171,237,028(573,065(253,211)(121,701)(947,977)

(647,212)(647,212)

(49,963)49,963–

(50,987)50,987–

36,100(36,100)–

(163,465)163,465–

7,525(7,525)–

15,725(15,725)–

145,687145,687(21,919)(21,919)

20231231591,162904,9401,077,4012,573,503

2023

2023

6.

(e)(1)

202112311,060,127417,292546,7342,024,153

487,171487,171217,498497,648758,5321,473,678(554,617)(208,243)(59,398)(822,258)

(708,116)(708,116)12(47,656)47,656–13(32,730)32,730–2111,424(11,424)–23(114,322)114,322–311,196(1,196)–327,404(7,404)–

119,997119,997

(60,674)(60,674)

202212311,142,413636,011735,5272,513,951

2023

6.(e)(2)

2022123183,77783,77765,76165,761(83,777)(83,777)

2023123165,76165,761

2021123171,91471,914

83,77783,777(71,914)(71,914)

2022123183,77783,777

2023

2023

6.(f)(1)

20221231191,239,58110,551,7206,946,657208,737,958116,127,146116,127,146(69,568,970)(2,287,298)(872,712)(72,728,980)

(1,010,756)(1,010,756)

(727,295)(727,295)

(5,910,989)5,910,989–

(1,144,657)1,144,657–

929,503(929,503)–

(1,768,243)1,768,243–

6,650(6,650)–

144,334(144,334)–20231231231,678,26411,621,9997,097,810250,398,073

2023

6.

(f)

(1)

20211231166,954,12712,739,0876,265,132185,958,346

82,351,23782,351,237(52,132,709)(2,020,087)(647,529)(54,800,325)

(1,330,045)(1,330,045)(3,441,255)(3,441,255)12(6,095,371)6,095,371–13(733,168)733,168–21895,465(895,465)–23(5,367,186)5,367,186–20221231191,239,58110,551,7206,946,657208,737,958

2023

2023

6.(f)(1)

20221231157,330,0079,293,7226,659,703173,283,43298,808,19098,808,190(57,441,512)(1,911,149)(724,712)(60,077,373)

(1,010,756)(1,010,756)

(719,545)(719,545)

(4,588,914)4,588,914–

(969,962)969,962–

769,589(769,589)–

(1,751,856)1,751,856–

6,650(6,650)–

144,334(144,334)–20231231193,914,0489,594,3766,775,524210,283,948

20211231138,413,37512,121,5865,686,032156,220,993

67,251,35367,251,353(43,158,499)(1,915,072)(347,630)(45,421,201)

(1,330,045)(1,330,045)(3,437,668)(3,437,668)12(5,340,439)5,340,439–13(731,248)731,248–21895,465(895,465)–23(5,357,766)5,357,766–20221231157,330,0079,293,7226,659,703173,283,432

2023

6.

(f)(1)

2022123190,625,4552,609,9811,292,51794,527,95337,303,37637,303,376(34,962,124)(1,001,667)(254,453)(36,218,244)

(663,157)(663,157)

(1,936,517)1,936,517–

(1,057,648)1,057,648–

254,729(254,729)–

(528,075)528,075–

15,332(15,332)–

34,447(34,447)–2023123190,242,6032,796,4741,910,85194,949,928

2021123199,006,5951,904,370937,589101,848,554

31,319,70231,319,702(36,894,344)(865,342)(133,788)(37,893,474)

(4,920)(4,920)(741,909)(741,909)12(2,130,089)2,130,089–13(875,041)875,041–21193,850(193,850)–23(386,701)386,701–314,782(4,782)–3221,415(21,415)–2022123190,625,4552,609,9811,292,51794,527,953

2023

2023

6.

(f)

(1)

2022123190,465,9712,588,2791,275,62194,329,87137,096,93337,096,933(34,841,740)(992,976)(252,418)(36,087,134)

(647,212)(647,212)

(1,919,551)1,919,551–

(1,045,380)1,045,380–

254,268(254,268)–

(518,518)518,518–

15,332(15,332)–

34,352(34,352)–2023123190,025,8332,776,4201,890,20594,692,458

2021123198,772,9451,876,605910,581101,560,131

31,236,35931,236,359(36,766,437)(857,310)(130,238)(37,753,985)

(4,920)(4,920)(707,714)(707,714)12(2,113,924)2,113,924–13(857,577)857,577–21189,823(189,823)–23(376,286)376,286–314,782(4,782)–3221,169(21,169)–2022123190,465,9712,588,2791,275,62194,329,871

2023

6.

(f)

(2)

2022123147,285,31047,285,31044,840,81144,840,811(47,285,310)(47,285,310)11,58511,585

2023123144,852,39644,852,396

2021123128,148,89328,148,893

47,061,34347,061,343(28,148,893)(28,148,893)

223,967223,967

2022123147,285,31047,285,310

2023

2023

7.

20231231

20221231

560,4312,137,1324,402,1244,783,525518,700428,6183,647,799292,751984,859–

(a)

3,884,1725,808,282

(b)

8,231,1819,225,0654,303,4745,053,8311,076,526488,144

27,090,56628,736,048

20231231

20221231

204,9972,038,5184,402,1244,783,525

518,700428,6183,492,424292,751984,859–(a)

3,884,1725,808,282(b)

8,231,1819,225,0654,303,4745,053,8311,076,526488,144

26,579,75728,637,434

2023

7.

(a)

20231231

20221231

3,300,8275,100,915583,345707,367

3,884,1725,808,282

(b)

20231231

20221231

8,231,1819,225,065

8.

20231231

20221231

94,440,03475,536,36529,523,51521,920,01130,0002,481,376

120,0001,504,000–600,000600,000

(a)

4,696,7125,483,279(b)

22,690,46225,635,9294,680,0008,664,000

158,164,723140,440,9602,694,1752,493,098(1,389,090)(786,448)

159,469,808142,147,610

2023

2023

8.

(a)

20231231

20221231

3,150,5313,742,0981,360,8001,555,800185,381185,381

4,696,7125,483,279

(b)

20231231

20221231

463,906487,900487,700463,999

951,606951,899

18,525,60620,965,1803,213,2503,718,850

21,738,85624,684,030

22,690,46225,635,929

2023

8.

20221231375,58620,684390,178786,44890,56590,565(65,856)204,824480,548619,516(92,302)(148)(14,989)(107,439)

(35,694)35,694–

2,721(2,721)–

(5,886)5,886–20231231275,020252,447861,6231,389,090

20211231568,33950,005420,1821,038,526

33,57433,574(123,312)(469)(141)(123,922)(115,057)(16,810)(29,863)(161,730)2112,042(12,042)–20221231375,58620,684390,178786,448

2023

2023

8.

20221231138,489,2811,148,000803,679140,440,96059,399,14359,399,143(41,584,213)(57,100)(34,067)(41,675,380)

(1,437,100)1,437,100–

190,000(190,000)–

(254,000)254,000–20231231155,057,1112,084,0001,023,612158,164,723

20211231126,254,7581,952,000871,398129,078,156

43,580,57743,580,577(31,596,054)(554,000)(67,719)(32,217,773)21250,000(250,000)–20221231138,489,2811,148,000803,679140,440,960

2023

9.

20231231

20221231

10,699,648–9,431,0851,419,428254,486909,9294,437,9172,655,840

100,15767,276,74368,018,324

92,099,89373,103,6921,989,8811,726,867

94,089,77474,830,559

85,575111,577

2023

2023

9.

20231231

20221231

92,099,87973,103,67891,665,02275,179,650434,857(2,075,972)1,989,8811,726,867(925,142)(862,629)

–92,099,89373,103,69291,665,03675,179,664434,857(2,075,972)1,989,8811,726,867(925,142)(862,629)

20231231

20221231

85,575111,5778,6008,60076,975102,977

2023

9.

20221231343,91554,714464,000862,62973,84773,847(81,436)4,033144,89667,493(78,827)(78,827)

(2,397)2,397–

(54,714)54,714–20231231255,1026,430663,610925,142

20211231288,917464,000752,917

126,449126,449(17,013)54,45137,438(54,175)(54,175)12(263)263–20221231343,91554,714464,000862,629

2023

2023

9.

20221231343,91554,714464,000862,62973,84773,847(81,436)4,033144,89667,493(78,827)(78,827)

(2,397)2,397–

(54,714)54,714–20231231255,1026,430663,610925,142

20211231289,475464,000753,475

126,449126,449

(17,013)54,45137,438(54,733)(54,733)12(263)263–20221231343,91554,714464,000862,629

202312313700,000663,6102146,6006,4301202212313500,000464,0002200,000

54,7141

2023

10.

20231231

20221231

2,818,1622,500,712

20231231

20221231

1,724,5001,724,5002,818,1622,500,712(97,493)(97,493)

4,445,1694,127,719

(a)

20221231

20231231

1,530,0001,530,0001,530,00079,56051.00%216,50097,00797,00766.72%

1,746,5001,627,0071,627,00779,560

20211231

2022

1231

1,530,0001,530,0001,530,00065,79051.00%216,50097,00797,00766.72%

1,746,5001,627,0071,627,00765,790

2023

2023

10.

(a)2017323鈊30

15.351%

201155110,00022,00020%202012194,500

66.72%324,500

(b)

20221231

2023

1231

655,1421,558,708307,494(46,590)1,819,61215.53%

379,024942,00464,858(8,312)998,5504.97%

1,034,1662,500,712372,352(54,902)2,818,162

20211231

2022

1231

655,1421,327,621277,677(46,590)1,558,70815.53%379,024900,53752,550(11,083)942,0044.97%

1,034,1662,228,158330,227(57,673)2,500,712

2023

10.

(b)2015615“”154,000201681413205,27015.79%2017713

22.1338,34615.31%20188940655,14215.53%

“”2017421

5,573,9754.97%379,024

55.7

2023

2023

11.

202212313,357,14512,210636,462167,183178,9014,351,9017,080122,79415,764145,6385,8286376,465(28,002)(2,324)(44,418)(8,788)(60,000)(143,532)

202312313,342,0519,886714,838174,796118,9014,360,472

20221231(926,555)(9,863)(437,638)(115,293)(69,951)(1,559,300)(110,198)(536)(68,900)(15,687)(20,983)(216,304)20,7412,25443,0798,44543,650118,169

20231231(1,016,012)(8,145)(463,459)(122,535)(47,284)(1,657,435)

20231231(1,500)(1,500)

202312312,324,5391,741251,37952,26171,6172,701,537

202112313,143,26710,375610,689153,075178,9754,096,381

5,7431,84377,28724,142109,015217,25063217,313(6,789)(8)(51,577)(10,034)(74)(68,482)(2,326)(2,326)

202212313,357,14512,210636,462167,183178,9014,351,901

20211231(822,790)(9,359)(419,010)(108,693)(41,708)(1,401,560)

(109,560)(511)(67,756)(15,940)(28,259)(222,026)

4,461749,1289,3401662,952

1,3341,334

20221231(926,555)(9,863)(437,638)(115,293)(69,951)(1,559,300)

20221231(1,500)(1,500)

202212312,429,0902,347198,82451,890108,9502,791,101

202112312,318,9771,016191,67944,382137,2672,693,321

2023

11.

202212313,282,37710,751627,939165,6824,086,749

7,080120,83115,661143,5725,8286376,465(28,002)(2,324)(44,130)(8,788)(83,244)

202312313,267,2838,427704,640173,1924,153,542

20221231(918,186)(8,522)(432,658)(114,366)(1,473,732)(107,781)(459)(67,884)(15,496)(191,620)20,7412,25442,8008,44574,240

20231231(1,005,226)(6,727)(457,742)(121,417)(1,591,112)

202312312,262,0571,700246,89851,7752,562,430

202112313,068,4998,913600,433150,4483,828,293

5,7431,84374,72624,089106,401217,25063217,313(6,789)(5)(47,283)(8,855)(62,932)(2,326)(2,326)

202212313,282,37710,751627,939165,6824,086,749

20211231(816,838)(8,173)(411,654)(107,258)(1,343,923)

(107,143)(353)(66,722)(15,675)(189,893)

4,461445,7188,56758,750

1,3341,334

20221231(918,186)(8,522)(432,658)(114,366)(1,473,732)

202212312,364,1912,229195,28151,3162,613,017

202112312,251,661740188,77943,1902,484,370

2023

2023

11.2023216,3042022222,026195,32120,9832022

193,76728,2592023123162,7692022123166,228

12.

20232022

268,380459,100

26,593(6,465)(217,313)

262,174268,380

2023

13.

20221231251,038251,03877,54477,544(42,624)(42,624)

20231231285,958285,958

20221231(96,599)(96,599)(61,820)(61,820)42,49442,494

20231231(115,925)(115,925)

20231231170,033170,033

20211231167,9954,120172,115

99,41638399,799(16,373)(4,503)(20,876)

20221231251,038251,038

20211231(55,335)(3,677)(59,012)

(52,633)(826)(53,459)11,3694,50315,872

20221231(96,599)(96,599)

20221231154,439154,439

2023

2023

13.

20221231238,708238,708

77,07777,077(41,180)(41,180)

20231231274,605274,605

20221231(92,898)(92,898)(59,560)(59,560)41,05041,050

20231231(111,408)(111,408)

20231231163,197163,197

20211231150,6634,120154,783

97,66538398,048

(9,620)(4,503)(14,123)

20221231238,708238,708

20211231(52,194)(3,677)(55,871)

(49,936)(826)(50,762)9,2324,50313,735

20221231(92,898)(92,898)

20221231145,810145,810

20231231152,08420221231135,077

2023

14.

20221231186,905849,2621,036,16718230,656230,674

20231231186,9231,079,9181,266,841

20221231(62,513)(489,214)(551,727)(4,673)(135,955)(140,628)

20231231(67,186)(625,169)(692,355)

20231231119,737454,749574,486

20211231186,905685,536872,441

164,059164,059

(333)(333)

20221231186,905849,2621,036,167

20211231(57,840)(380,457)(438,297)

(4,673)(109,090)(113,763)

333333

20221231(62,513)(489,214)(551,727)

20221231124,392360,048484,440

20211231129,065305,079434,144

2023

2023

14.

20221231186,905833,6201,020,52518224,557224,575

20231231186,9231,058,1771,245,100

20221231(62,513)(484,304)(546,817)

(4,673)(133,157)(137,830)

20231231(67,186)(617,461)(684,647)

20231231119,737440,716560,453

20211231186,905672,499859,404

161,454161,454

(333)(333)

20221231186,905833,6201,020,525

20211231(57,840)(377,504)(435,344)

(4,673)(107,133)(111,806)

333333

20221231(62,513)(484,304)(546,817)

20221231124,392349,316473,708

20211231129,065294,995424,060

2023

15.

20232022

9,8007,4742,326(1,525)–

8,2759,800

(5,514)(3,905)(1,334)(293)(275)

(5,406)(5,514)

2,8694,286

16.

20231231

20221231

4,734,1623,846,34345)269,848388,349(577,927)499,470

4,426,0834,734,162

2023

2023

16.

20231231

20221231

4,442,0543,589,11445)239,722352,869(577,927)500,071

4,103,8494,442,054

20231231

4,303,91317,917,914

37,110143,575410,0761,730,450

4,751,09919,791,939

(135,769)(543,077)(144,067)(576,268)

(45,180)(180,720)

(325,016)(1,300,065)

4,426,08318,491,874

2023

16.

20221231

4,103,40517,014,791

55,184220,544431,0331,724,134341,8341,533,431

4,931,45620,492,900

(144,067)(576,268)

(53,227)(212,908)

(197,294)(789,176)

4,734,16219,703,724

20231231

4,025,40716,101,626

38,935155,742364,5231,458,092

4,428,86517,715,460

(135,769)(543,076)(144,067)(576,268)

(45,180)(180,720)

(325,016)(1,300,064)

4,103,84916,415,396

2023

2023

16.

20221231

3,873,51015,494,040

55,257221,028

431,0331,724,134

279,5481,118,190

4,639,34818,557,392

(144,067)(576,268)

(53,227)(212,908)

(197,294)(789,176)

4,442,05417,768,216

20232022

211,633217,124(18,074)137,13476,28934,091

269,848388,349

20232022

163,022175,583(16,322)137,20793,02240,079

239,722352,869

2023

17.

20231231

20221231

(a)

195,145344,848(a)

(16,901)(58,923)249,212303,84449)229,551229,528142,429114,299(b)

96,22370,16187,60372,41811,4859,923

994,7471,086,098

20231231

20221231

(a)

184,334334,575(a)

(14,301)(56,323)248,756303,14849)229,551229,528142,429114,299

(b)

78,18157,40986,53070,7904,5896,308

960,0691,059,734

2023

2023

17.(a)

20231231

20221231

100,331127,8231-213,10448,3262-318,65431,973

63,056136,726

195,145344,848(16,901)(58,923)

178,244285,925

20231231

20221231

95,727124,0261-211,15544,8862-318,14930,780

59,303134,883

184,334334,575(14,301)(56,323)

170,033278,252

2023

17.

(a)

202212314,87714653,90058,923126126

(715)36433,86633,515

(73,797)(73,797)

(860)(75)(931)(1,866)

(14)14–

(82)82–

0(0)–

(126)126–202312313,33232313,24616,901

202112315,34817,16315,31437,825

945945

(392)(4,685)44,01538,938

(16,354)(16,354)

(815)(852)(764)(2,431)12(12)12–13(198)198–211(1)–23(11,491)11,491–202212314,87714653,90058,923

2023

2023

17.

(a)

202212312,27714653,90056,323

126126

(715)36433,86633,515

(73,797)(73,797)

(860)(75)(931)(1,866)

(14)14–

(82)82–

(126)126–2023123173232313,24614,301

202112312,74817,16315,31435,225

945945

(392)(4,685)44,01538,938

(16,354)(16,354)

(815)(852)(764)(2,431)12(12)12–13(198)198–211(1)–23(11,491)11,491–202212312,27714653,90056,323

2023

17.(a)

20221231232,3691,096111,383344,848

78,14778,147(127,007)(430)(1,598)(129,035)

(9,878)(9,878)(88,937)(88,937)

(1,887)1,887–

(11,040)11,040–

3(3)–

(716)716–20231231170,5851,83422,726195,145

20211231255,01393,22023,901372,134

100,449100,449(103,365)(6,438)(1,578)(111,381)

(16,354)(16,354)12(1,162)1,162–13(18,572)18,572–216(6)–23(86,842)86,842–20221231232,3691,096111,383344,848

2023

2023

17.(a)

20221231222,0961,096111,383334,575

77,49377,493(126,891)(430)(1,598)(128,919)

(9,878)(9,878)(88,937)(88,937)

(1,887)1,887–

(11,040)11,040–

3(3)–

(716)716–20231231159,7741,83422,726184,334

20211231246,24893,22023,901363,369

98,93798,937(103,361)(6,438)(1,578)(111,377)

(16,354)(16,354)

(1,162)1,162–

(18,572)18,572–

6(6)–

(86,842)86,842–20221231222,0961,096111,383334,575

2023

17.

(b)

20231231

20221231

87,84666,7938,3773,368

96,22370,161

20231231

20221231

75,90255,1302,2792,279

78,18157,409

20237,7682022

18.

20231231

20221231

45,700,00016,200,00015,170,00014,630,452

8,000,0001,279,595401,230

62,149,59539,231,682249,259198,312

62,398,85439,429,994

2023

2023

19.

20231231

20221231

6,953,0348,284,348688,40377,594

7,641,4378,361,94245,79146,798

7,687,2288,408,740

20231231

20221231

6,974,7858,304,5381,752,938977,654

8,727,7239,282,19245,79146,811

8,773,5149,329,003

20.

20231231

20221231

29,565,00031,777,7969,887,6302,350,000

39,452,63034,127,796350,349339,679

39,802,97934,467,475

20231231

20221231

8,988,6307,447,79642,19035,302

9,030,8207,483,098

2023

21.

20231231

20221231

9,700,00019,005,0007,006,77910,678,554

16,706,77929,683,5544,07513,636

16,710,85429,697,190

22.

20231231

20221231

64,096,96460,481,461129,718,412132,906,63320,686,24819,752,513180,278,653147,470,70311,471,72816,491,983

406,252,005377,103,2938,560,6915,491,187

414,812,696382,594,480

20231231

20221231

64,081,13660,464,076129,709,340132,897,33720,654,66219,714,752179,653,231146,937,51111,455,00316,476,937

405,553,372376,490,6138,543,6345,482,925

414,097,006381,973,538

2023

2023

23.

20231231

20221231

(a)

456,499440,357

(b)

322,190316,678

(c)

18,59222,186(d)

15,11517,832(e)

15,78520,603

828,181817,656

20231231

20221231

(a)

422,834408,420(b)

288,584287,866(c)

18,33422,070(d)

15,11517,832

(e)

15,78520,603

760,652756,791

2023

23.(a)

20221231

20231231

372,4761,360,962(1,340,661)392,777

2476,327(76,327)244,633119,932(120,857)3,7084,553117,034(117,961)3,626

802,898(2,896)824,346140,779(141,948)3,17710,90936,667(38,720)8,85647,969120(132)47,957

440,3571,734,787(1,718,645)456,499

20211231

20221231

286,2741,365,135(1,278,933)372,476

2476,997(76,997)244,410113,578(113,355)4,6334,140110,885(110,472)4,5532702,693(2,883)805,919132,752(134,325)4,3468,62637,048(34,765)10,90937,91512,919(2,865)47,969

343,1681,738,429(1,641,240)440,357

2023

2023

23.

(a)

20221231

20231231

340,9681,296,740(1,278,168)359,5402474,258(74,258)244,628117,040(117,968)3,7004,548114,271(115,201)3,618

802,769(2,767)824,344136,648(137,820)3,17210,48734,910(36,956)8,44147,969120(132)47,957

408,4201,659,716(1,645,302)422,834

20211231

20221231

269,7791,300,970(1,229,781)340,9682475,230(75,230)244,407111,132(110,911)4,6284,137108,557(108,146)4,5482702,575(2,765)805,917128,932(130,505)4,3447,90635,414(32,833)10,48737,91512,919(2,865)47,969

325,9481,664,597(1,582,125)408,420

2023

23.(b)

20221231

20231231

316,678153,902(148,390)322,190

20211231

20221231

310,811142,454(136,587)316,678

20221231

20231231

287,866135,243(134,525)288,584

20211231

20221231

285,055129,041(126,230)287,866

2023

2023

23.(c)

20221231

20231231

19,756162,928(166,596)16,088

5575,411(5,440)5281,87367,898(67,795)1,976

22,186236,237(239,831)18,592

20211231

20221231

19,270152,654(152,168)19,756

1,1315,089(5,663)5571,88664,980(64,993)1,873

22,287222,723(222,824)22,186

20221231

20231231

19,757158,046(161,727)16,0764405,252(5,299)3931,87366,447(66,455)1,865

22,070229,745(233,481)18,334

20211231

20221231

19,271148,531(148,045)19,757

1,0474,948(5,555)4401,88763,703(63,717)1,873

22,205217,182(217,317)22,070

2023

23.(d)

20231231201163015,1152022123117,832

20231231

20221231

15,11517,832

15,11517,832

20232022

17,83217,671(1,510)(1,524)

(1,600)1,524

15,11517,832

20232022

2023

2023

23.

(d)

20231231

20221231

1,200(1,143)

6055

20231231

20221231

22.08

22.08

29.58

29.58

(e)

20221231

20231231

20,603(4,818)15,785

20211231

20221231

25,450(4,847)20,603

2023

24.

20231231

20221231

148,268104,964275,709215,97717,57015,1597,7726,7145,0376,5246,34236,707

460,698386,045

20231231

20221231

80,79839,937275,582215,89717,56115,1567,7656,7124,5105,9776,06836,588

392,284320,267

2023

2023

25.

20231231

20221231

–2032

(a)

4,999,5134,999,454–2023

(b)

2,000,000–2026

(c)

4,499,812––2024

(d)

1,999,9901,999,857–2024

(e)

1,999,9851,999,916–2024

(f)

1,499,8501,499,544(g)

12,714,75312,264,745(h)

125,287,570108,786,366

153,001,473133,549,882372,358327,223

153,373,831133,877,105

20231231

20221231

–2032

(a)

4,999,5134,999,454–2023

(b)

2,000,000–2026

(c)

4,499,812––2024

(d)

1,999,9901,999,857–2024

(e)

1,999,9851,999,916(g)

12,714,75312,264,745(h)

125,287,570108,786,366

151,501,623132,050,338341,600296,380

151,843,223132,346,718

2023

25.(a) 202011202022120“

”[2022]1720223245010

3.73%2027328

(b) 20194302020917

[2020]2052020112

3.73%2023114(c) 2023427202397202380202391245

32.75%(d) 20194302020917

[2020]2052021122

3.50%

(e) 20194302020915

[2020]202202131620

3.57%3(f) 鈊201912272020827鈊

[2020]175鈊202162315

3.95%3

2023

2023

25.(g) 20215202021926A[2021]2272022311[2022]5052022323130A

“”20223232028322

0.20%0.40%1.00%1.70%2.50%3.50%

“”A110%

11,926,9261,073,07413,000,000

(15,033)(1,353)(16,386)

11,911,8931,071,72112,983,614353,209353,209

(357)(31)(388)

12,264,7451,071,69013,336,435

450,250450,250

(242)(20)(262)

12,714,7531,071,67013,786,423

A130%130%3,000

11.28

A

A20231231619A56,78020221231378A34,505202325,9992022

2023

25.

(h) 2023137112.17%2.84%2022156

111.39%2.85%202312311101,267.6202212311191,099.8

20232022

26.

20231231

20221231

92,353242,359114,94344,700

207,296287,059

20232022

20221231242,359161,73179,584235,3954,267(3,796)(233,857)(150,971)

2023123192,353242,359

2023123131,38324,040

12022123132,1222447

2023

2023

27.

20231231

20221231

2,435,1531,991,820655,96178,332452,639124,396249,720458,62249)229,551229,52830,099125,77322,28068,75319,73127,415

4,095,1343,104,639

20231231

20221231

555,32754,42649)229,551229,52830,099125,77356,01198,48019,00468,75319,70527,416

909,697604,376

28.

20231231

20221231

3,474,5623,474,5403,474,5623,474,540

2023

28.

20221231

20231231

3,474,540223,474,562

20211231

20221231

3,474,505353,474,540

29.

20231231

20221231

(a)6,999,5944,499,400

1,071,6701,071,690

8,071,2645,571,090

20221231

20231231

4,500,0002,500,0007,000,0004,499,4002,500,1946,999,594

20211231

20221231

4,500,0004,500,0004,499,4004,499,400

37,50037,500–4,909,3074,909,307–

2023

2023

29.

(a)

20226232022930[2022]19120221122[2022]1822022121645515

4.70%20231018255154.50%

30.

20231231

20221231

7,727,9477,727,7407,0327,032

7,734,9797,734,772

20231231

20221231

7,727,9477,727,740

7,728,7477,728,540

2023

31.

20221231

20231231

4,378,812469,9284,848,740

20211231

20221231

3,910,149468,6634,378,812

20221231

20231231

4,374,824469,9284,844,752

20211231

20221231

3,906,161468,6634,374,824

10%50%

2023

2023

32.

20232022

7,390,7596,880,205488,510510,554

7,879,2697,390,759

20232022

7,152,9336,729,668444,899423,265

7,597,8327,152,933

2012330[2012]201.5%33.

20232022

21,374,80519,143,032

4,929,7874,867,857(469,928)(468,663)(488,510)(510,554)(1,372,449)(1,355,057)(211,500)(301,810)

23,762,20521,374,805

2023

33.

20232022

20,982,10518,844,268

4,699,2844,686,632(469,928)(468,663)(444,899)(423,265)(1,372,449)(1,355,057)(211,500)(301,810)

23,182,61320,982,105

(i)(ii) 10%2024327202310%469,928679,9690.40820236212022444,899

0.3951,372,44920231220211,50020226232021423,265

0.3901,355,057202211

445,000301,810

2023

2023

34.

20232022

478,922474,234806,174856,64117,685,09616,974,5725,158,3405,528,1554,156,9973,700,381

28,285,52927,533,983

(2,915,657)(2,701,541)(11,000,038)(10,389,753)(3,918,038)(3,629,716)(4,793)(4,715)

(17,838,526)(16,725,725)

10,447,00310,808,258

20232022

478,349473,707816,232894,88815,310,89614,879,9855,158,3405,528,1554,156,9973,702,212

25,920,81425,478,947

(1,983,965)(1,850,861)(10,978,537)(10,365,494)(3,858,567)(3,572,000)(4,372)(3,815)

(16,825,441)(15,792,170)

9,095,3739,686,777

2023

35.

20232022

348,337616,34159,80271,54695,696116,63198,08782,68328,37728,100

630,299915,301

(73,920)(66,659)(113,130)(56,325)(31,811)(30,976)

(218,861)(153,960)

411,438761,341

20232022

348,337616,34159,80271,54695,680115,01398,08782,68328,37728,100

630,283913,683

(70,219)(66,655)(113,106)(56,282)(31,808)(29,376)

(215,133)(152,313)

415,150761,370

2023

2023

36.

20232022

372,352330,2271,160,7311,144,007104,599133,29111,040–369,853242,930(7,996)(6,782)

2,010,5791,843,673

20232022

79,56065,790372,352330,2271,158,1311,144,007104,599133,29111,040–369,853242,930(7,996)(6,782)

2,087,5391,909,463

37.

20232022

25,3286,063(2,390)

22,9386,158

20232022

18,6866,063(2,390)(108)

16,2965,955

2023

38.

20232022

13,4582,330131,16467,6238,71910,7605,32021,226

158,661101,939

20232022

131,16467,6232,3302,3308,71910,7605,32021,226

147,533101,939

2023202239.

20232022

115,941(555,893)

20232022

104,257(556,377)

2023

2023

40.

20232022

81,89176,63860,09156,34533,39232,74110,0377,558

185,411173,282

20232022

78,31475,03657,53555,20032,63332,0078,4466,278

176,928168,521

41.

20232022

2,124,5272,090,644915,154819,335195,321193,76761,82053,459135,955109,0904,6734,67323,71116,1544,9821,16529,82131,240101,09679,820

3,597,0603,399,347

2023

41.

20232022

2,024,3051,997,858884,542795,751191,620189,89359,56050,762133,157107,1334,6734,67323,05915,5473,923

25,18827,00198,38476,748

3,448,4113,265,871

42.

20232022

3,093,9263,507,579

(18,016)11,863602,642(252,078)62,513109,712(150,006)80,628

10,732(909)(358,819)102,366

3,242,9723,559,161

2023

2023

42.

20232022

2,600,8553,111,371

(18,016)11,863602,642(252,078)62,513109,154(150,006)80,628

10,163(7,317)(358,819)102,366

2,749,3323,155,987

43.

20232022

1,266

4,4316,891

6,3948,458

20232022

4,2476,626

5,9108,193

2023

44.

20232022

4,1803,4802,8007,75070,24311,2003,7493,542

80,97225,972

20232022

4,1003,4802,8007,75070,24311,2002,1803,409

79,32325,839

45.

20232022

1,128,5351,560,761

(269,848)(388,349)

858,6871,172,412

20232022

974,0841,424,511

(239,722)(352,869)

734,3621,071,642

2023

2023

45.

20232022

6,087,6426,288,937

25%1,521,9111,572,234(72,668)(60,330)

(a)

(852,400)(610,804)(b)

258,724267,7463,1203,566

858,6871,172,412

20232022

5,433,6465,758,274

25%1,358,4121,439,569(a)

(871,900)(627,252)(b)

247,559255,949

3,376

734,3621,071,642

(a)(b)

2023

46.

20232022

4,929,7874,867,857(211,500)(301,810)

4,718,2874,566,0473,474,5523,474,512

1.36

1.31

20232022

4,718,2874,566,047431,720290,249

5,150,0074,856,296

3,474,5523,474,5121,238,036895,291

4,712,5884,369,803

1.09

1.11

2023

2023

47.

20221231

2023

1231

(1,370,157)1,719,910349,7532,291,9271,286(573,303)1,719,910–

709,80533,372743,17761,423(16,926)(11,125)33,372–

77,233(19,501)57,732(26,002)6,501(19,501)–(5,147)1,200(3,947)1,600(400)1,200–

(588,266)1,734,9811,146,7152,328,948(15,640)(578,327)1,734,981–

2023

47.

20211231

2022

1231

216,121(1,586,278)(1,370,157)(2,035,527)(79,509)528,758(1,586,278)–

618,62291,183709,805142,659(21,084)(30,392)91,183–

80,543(3,310)77,233(4,414)1,104(3,310)–(4,004)(1,143)(5,147)(1,524)381(1,143)–

911,282(1,499,548)(588,266)(1,898,806)(100,593)499,851(1,499,548)–

2023

2023

47.

20221231

2023

1231

(1,370,157)1,719,910349,7532,291,9271,286(573,303)1,719,910

709,80533,372743,17761,423(16,926)(11,125)33,372

77,233(19,501)57,732(26,002)6,501(19,501)

(5,147)1,200(3,947)1,600(400)1,200

(588,266)1,734,9811,146,7152,328,948(15,640)(578,327)1,734,981

2023

47.

20211231

2022

1231

217,510(1,587,667)(1,370,157)(2,037,379)(79,509)529,221(1,587,667)

619,04290,763709,805142,101(21,084)(30,254)90,763

80,543(3,310)77,233(4,414)1,104(3,310)

(4,004)(1,143)(5,147)(1,524)381(1,143)

913,091(1,501,357)(588,266)(1,901,216)(100,593)500,452(1,501,357)

2023

2023

48.(a)

20231231

20221231

857,927575,91010,846,09412,217,964

6,697,9234,092,102

900,4852,600,503

19,302,42919,486,479

20231231

20221231

856,125574,11110,832,51112,214,725

6,149,7613,707,286

900,4852,500,503

18,738,88218,996,625

2023

48.(b)

20232022

5,228,9555,116,5253,242,9723,559,161(2,606)(1,567)216,304222,02661,82053,459

140,628113,76323,71116,154(22,072)(4,980)(9,315,337)(9,228,536)(115,941)555,893(1,699,175)(1,765,989)3,922,8063,634,431(269,848)(388,349)(44,695,959)(44,714,329)47,732,80148,143,720

4,449,3525,311,657

2023

2023

48.(b)

20232022

4,699,2844,686,6322,749,3323,155,987(2,606)

191,620189,89359,56050,762

137,830111,80623,05915,547(15,430)(4,777)(9,315,337)(9,230,367)(104,257)556,377(1,778,735)(1,831,779)3,862,9143,575,815(239,722)(352,869)(39,415,707)(38,159,387)43,337,36442,243,854

4,189,4625,007,770

(c)

202369,949202259,42764,967202258,26212202367,660202256,08463,737202255,57912

2023

49.

(a)

2023907,788213,1442023123120221,829,166644,85620221231

(b)202388,93725,018

202220231231(c)

20231231229,55120221231229,528

2023

2023

50.

(a)

2023123120221231(b)

(1)

2023348,3372022616,34120232022

2023123155,112,6922022123153,686,70554,643,3442022123153,549,232(2)

2023

50.

(b)

(2)

20231231

16,418,82716,418,82726,119,72926,119,729

42,538,55642,538,556

20221231

20,087,17820,087,17830,467,72830,467,728

50,554,90650,554,906

20232022

2,073,6833,178,508959,9501,066,324376,715644,441

3,410,3484,889,273

20232022

2023

2023

2023

2023

8,198,670(2,168,258)4,416,59110,447,003

703,4444,570,456(5,273,900)–

8,902,1142,402,198(857,309)10,447,003

57,276(22,553)376,715411,438

2,010,5792,010,579

22,93822,938158,661158,661115,941115,9419,8099,80933,8101,29435,104(141,106)(19,418)(24,887)(185,411)(1,880,211)(1,279,579)(419,234)(18,036)(3,597,060)(2,414,363)(457,120)(412,430)40,941(3,242,972)

2,6062,606(26,393)(23)(26,416)

4,531,127623,528799,184208,3816,162,220

6,3946,394(80,972)(80,972)

4,531,127623,528799,184133,8036,087,642

147,74639,480225,7762,465415,467

302,36689,60450,786442,756

20231231

270,226,09272,209,300412,939,6814,508,797759,883,870

(213,194,263)(206,897,855)(280,489,818)(2,507)(700,584,443)

2023

2023

2022

6,832,464(866,120)4,841,91410,808,2581,863,2353,023,857(4,887,092)–

8,695,6992,157,737(45,178)10,808,258

98,82518,075644,441761,341

1,843,6731,843,673

6,1586,158101,939101,939(555,893)(555,893)(8,714)463,750455,03644,13775644,893(114,866)(2,120)(56,296)(173,282)(1,757,349)(1,218,375)(403,396)(20,227)(3,399,347)(2,781,582)(878,770)141,645(40,454)(3,559,161)

1,5671,567(28,644)(87)(28,731)

4,147,50676,5472,032,74649,6526,306,451

8,4588,458(25,972)(25,972)

4,147,50676,5472,032,74632,1386,288,937

113,29035,468186,9132,350338,021

237,27887,03353,107377,418

20221231

229,485,13171,845,251378,622,8204,759,361684,712,563

(216,465,579)(170,193,499)(246,557,367)(641)(633,217,086)

2023

1.

20231231

20221231

48,207,23263,443,1747,473,0007,461,0301,407,7801,941,2926,059,4807,582,1371,068,790351,4903,1596,503

64,219,44180,785,626

2.

(a)

20231231

20221231

6,986,56210,707,23711,228,83521,480,491

18,215,39732,187,728

20231231

20221231

574,27468,569,44241,387,744

68,569,44241,962,018

202312312022123112

2023

2023

2.

(b)

2023123132,249,0162022123136,848,0552023123120221231

3.

20231231

20221231

16,37832,321115,736205,660

132,114237,981

4.

2023123120221231

5.

2023123113327,5862022123122592,638

202312315,477,165202212315,418,026

2023

20231231

20221231

26,40338,028

16,37026,403

9,07016,370349,070

51,84389,871

1.

5%5%

(a)

2023

2023

1.

(b)202312315%5%

)%

492,32014.17

1,000,000

458,57513.20

620,000

295,3348.50

216,494

294,8198.49

456,400

240,4646.921,157,530217,5706.261,175,201174,8505.03

500,000

84,8242.44

110,000

2,258,75665.01

2023

1.

(b)

202212315%5%

)%

488,55114.06 1,000,000458,57513.20 620,000294,8198.49 450,000240,4646.921,168,346217,5706.261,175,201174,8505.03 500,000173,3684.99 216,494

84,8242.44 110,000

2,133,02161.39

2023

2023

1.(c)(d)

1212

(e)

1212

2023

2.

(a)

20231231

20221231

490,000400,000144,334266,9722,080,0001,980,000867,217141,3462,512,6553,173,32792,768115,922

6,186,9746,077,567

1.62%

1.77%

(b)

20232022

15,10812,5116,8217,83790,38391,34117,05711,61580,628120,4254,3057,083

214,302250,812

0.76%

0.91%

2023

2023

2.

(c)

20231231

20221231

0.01%

0.00%

(d)

20231231

20221231

0.00%

0.00%

(e)

20232022

0.00%

(f)

20232022

0.00%

2023

2.(g)

20231231

20221231

166,92838,50411,087568,500259,332519,4571,326,444805,7181,421,1441,990,4335,672,9766,092,542553,287528,632

9,411,19810,543,786

2.27%

2.76%

(h)

20232022

11,6258,4917,80612,7395,7103,48636,98429,88824,54122,356145,135149,19916,66317,316

248,464243,475

1.39%

1.46%

2023

2023

2.

(i)

20231231

20221231

44,106

4.06%

(j)

20232022

69,163232,749190,852

69,163423,601

(k)

20231231

20221231

150,000340,000500,000–300,000–899,3151,744,350

1,849,3152,084,350

0.66%

0.96%

2023

2.

(l)

20232022

2,02210,9907,875–3,602–63,16065,743

76,65976,733

0.27%

0.28%

(m)

20232022

1,037

0.05%

0.03%

(n)

20231231

20221231

62,7502,142285,1941,048,318

347,9441,050,460

0.36%

1.44%

2023

2023

2.(o)

20232022

2,5194,368

2,6344,410

0.42%

0.48%

(p)

20231231

20221231

1,041,769867,4461,790,4261,535,40832,91037,89024,63524,68691,173128,68872,100118,850

3,053,0132,712,968

19.90%

23.10%

(q)

20232022

6,9447,112

20232023

2023

2.(r)

20231231

20221231

2.80%-6.86%

1.10%-8.33%

0.00%-5.43%

0.00%-5.40%

0.25%-2.40%

0.30%-2.40%

2.25%

1.88%-1.98%

2.00%-6.52%

2.00%-6.52%

0.05%

0.05%

(s)

20231231

20221231

1,086,286920,263204,200150,168

20232022

11,0507,52410,76838,824

1,8292,0811,562

SHIBOR

2023

2023

1.

2.

2023

2.

2.1.

(a)

“”

(b)

2023

2023

2.

2.2.

(a)

2.5

2023

2.

2.2.

(b)

AA-BBB

2023

2023

2.

2.3.

(PD)(EAD)(LGD)

AA-BBB

15(AAA+C)1(D)

2023

2.

2.4.

“”? “1”?

“2”2.4(a)? “3”

2.4(b)

? 112

2.4(c)

?

2.4(d)

?

2023

2023

2.

2.4.

(a)

i)ii)iii) 2iv)

(b)

2023

2.

2.4.

(b)i)ii) 5iii)

“”????????(PD)(EAD)(LGD)

2023

2023

2.

2.4.

(c)

“”“”“M0M1M2M3M0M1M2M3M4”

(PD)(EAD)(LGD)? 12

2.4(b)

? 12

?

2023

2.

2.4.

(c)

? 12? “”

2.4(d)

20232022

2023

2023

2.

2.4.

(d)

“CPI”“PMI”2023

202312

CPI1.562.201.00

4.505.004.00PMI50.4451.7649.12

“”

2023123110%10%

2023

2.

2.4.

(d)

1212320231231“

”70%“”10%“”20%2022123110%10%10%10%5%

20231231

20231231

9,529,7142,609,7122,314,2329,458,3912,594,5452,299,1669,198,7742,424,1372,154,1839,944,8152,755,5862,446,989

2023

2023

2.

2.4.

(d)

20221231

7,583,9552,543,2161,649,077

7,463,8782,335,8661,632,7887,164,6791,943,1971,526,5178,213,8623,568,9511,767,370

20231231

7,349,7912,573,5032,314,2327,339,6822,558,3372,299,1667,349,7902,387,9292,154,1837,385,1672,719,3782,446,989

20221231

5,894,2832,513,9511,649,077

5,859,4462,306,6021,632,7885,602,2021,913,9281,526,5176,162,2533,539,6821,767,370

2023

2.

2.5.

(a)

2023123120221231

139,168,48040,450,08916,732,8724,090,9809,113,7933,434,161

8,954,3613,368,082

45,47149,750113,96116,329335,943,144295,160,981

318,764,391278,111,655

11,262,84111,092,971

3,181,3433,934,1142,734,5692,022,241

44,852,39647,285,310130,439,46335,860,889159,469,808142,147,610

154,782,091138,113,695

1,831,5531,127,316

161,989413,5012,694,1752,493,098

2023

2023

2023123120221231

94,089,77474,830,559

91,671,21472,803,139

151,44063,055

277,239237,4981,989,8811,726,867178,244285,925

167,253227,492

1,511

9,48057,483719,987,974643,546,50464,127,08880,543,267

784,115,062724,089,771

“”“”“”“”“”

“”

2.

2.5.

(a)

2023

2.

2.5.

(a)

20231231

212,677,814402,550213,080,364109,243,05311,206,899120,449,952

2,809,0249,008,66111,817,685

321,920,86714,418,4739,008,661345,348,001

(3,156,476)(3,155,632)(5,827,318)(12,139,426)

318,764,39111,262,8413,181,343333,208,575

20221231

209,439,248260,473209,699,721

72,425,78810,196,13682,621,924

2,705,0928,239,17410,944,266

281,865,03613,161,7018,239,174303,265,911

(3,753,381)(2,068,730)(4,305,060)(10,127,171)

278,111,65511,092,9713,934,114293,138,740

2023

2023

2.

2.5.

(a)

20231231

146,746,709146,746,7098,310,4022,084,000148,74610,543,148

874,866874,866

155,057,1112,084,0001,023,612158,164,723

(275,020)(252,447)(861,623)(1,389,090)

154,782,0911,831,553161,989156,775,633

20221231

128,137,517128,137,51710,351,7641,148,000220,17811,719,942

583,501583,501

138,489,2811,148,000803,679140,440,960

(375,586)(20,684)(390,178)(786,448)

138,113,6951,127,316413,501139,654,512

2023

2.

2.5.

(a)

20231231

91,671,214151,44091,822,654

277,239277,239

91,671,214151,440277,23992,099,893

(255,102)(6,430)(663,610)(925,142)

91,416,112145,010(386,371)91,174,751

20221231

72,803,13972,803,139

63,055237,498300,553

72,803,13963,055237,49873,103,692

(343,915)(54,714)(464,000)(862,629)

72,459,2248,341(226,502)72,241,063

2023

2023

2.

2.5.

(b)

20231231

20221231

9,595,2138,160,7263,884,1725,808,2828,231,1819,225,0654,303,4745,053,831

26,014,04028,247,904

(c)

2023

2.

2.5.

(c)

90%70%50%60%70%70%40%

2023

2023

2.

2.5.

(c)

20231231

7,097,810(4,736,800)2,361,0105,330,5341,910,851(1,090,518)820,3331,013,5141,023,612(861,623)161,989398,119

10,032,273(6,688,941)3,343,3326,742,167

20221231

6,946,657(3,554,327)3,392,3304,655,2511,292,517(750,733)541,784684,654803,679(390,178)413,501413,501

9,042,853(4,695,238)4,347,6155,753,406

2023

2.

2.6.

? 123

??????6(e)9

2.7.

(1)(2)

20231,340,25620223,980,255

2023

2023

2.

2.8.

20231231AAA7,101,94525,068,17923,996,84556,166,969AA-AA+1,832,48755,952,0531,496,40959,280,949A+48,72648,726(a)

560,43110,699,64894,440,034105,700,113

6,072,8336,072,83351,624102,760154,384

277,239277,2393,884,1723,650,3667,534,5388,231,18122,469,36230,700,543

4,649,7844,649,7844,303,4744,303,474

1,989,8812,694,1754,684,056

26,014,04094,089,760159,469,808279,573,608

20221231AAA4,540,28512,196,65619,991,71736,728,658AA-AA+1,190,55859,078,91560,269,473A+1,590,6091,590,609

(a)

2,137,13275,536,36577,673,497

2,579,1002,579,100292,7512,478,2652,771,016

237,498237,4985,808,2825,018,84510,827,1279,225,06525,448,88334,673,948

8,601,3378,601,3375,053,8315,053,831

1,726,8672,493,0984,219,965

28,247,90474,830,545142,147,610245,226,059

2023

2.

2.8.

(a)

20231231

925,1421,389,09020221231862,629786,448

20231231

20221231

12,115,35315,033,347

20231231

20221231

5,748,3186,585,17821,638,85624,534,030

27,387,17431,119,208

2023123131,023,612861,62320221231803,679390,178

2023

2023

3.

3.1.

2023

3.

3.2.

2023

2023

3.

3.2.

20231231

39,154,037872,37040,026,4076,695,83913,00023,0001,0336,732,8721,851,4363,502,4113,600,514159,4329,113,793

89,98189,98129,931,738499,2818,44430,439,46365,144,32240,722,06094,490,819159,076,25014,606,5916,755,498380,795,540

9,990,9704,909,9752,584,8365,554,0642,689,7201,361,00127,090,566

961,59527,469,883106,726,89821,261,5513,049,881159,469,808911,3901,373,2696,753,06169,832,14412,952,7902,267,12094,089,774

85,57585,575728,615728,615

153,679,73251,981,591134,922,113341,189,35651,510,65215,378,950748,662,394

20231231

(998,711)(3,677,741)(57,473,143)(249,259)(62,398,854)(1,047,829)(3,349,924)(3,243,684)(45,791)(7,687,228)(3,917,068)(6,870,225)(28,065,337)(600,000)(350,349)(39,802,979)

(54,608)(54,608)(16,706,779)(4,075)(16,710,854)(108,017,105)(37,528,953)(80,477,748)(180,197,965)(30,234)(8,560,691)(414,812,696)(8,053,512)(25,488,865)(97,245,018)(17,214,565)(4,999,513)(372,358)(153,373,831)

(3,368,241)(3,368,241)

(138,741,004)(76,915,708)(266,504,930)(198,012,530)(5,029,747)(13,005,372)(698,209,291)

14,938,728(24,934,117)(131,582,817)143,176,82646,480,9052,373,57850,453,103

2023

3.

3.2.

20221231

40,435,514590,48541,025,9994,089,8111,1694,090,9802,649,93069,610698,29216,3293,434,161

4,8314,83132,117,1073,223,914496,46123,40735,860,88961,118,12925,457,650102,366,938122,686,01921,914,3008,903,255342,446,291

9,399,6197,192,0812,370,6935,319,2203,779,749674,68628,736,0482,353,0037,599,80728,566,97487,900,65213,234,0762,493,098142,147,610576,8451,249,7469,098,51255,250,6006,927,9891,726,86774,830,559

111,577111,577786,922786,922

152,739,95844,792,808143,597,870271,156,49145,856,11415,332,626673,475,867

20221231

(4,220,000)(1,733,202)(33,278,480)(198,312)(39,429,994)(5,108,226)(696,460)(2,557,256)(46,798)(8,408,740)(4,228,584)(6,679,124)(23,220,088)(339,679)(34,467,475)

(11,626)(11,626)(24,920,586)(4,762,968)(13,636)(29,697,190)(100,524,509)(28,649,219)(87,337,133)(160,550,948)(41,484)(5,491,187)(382,594,480)(6,821,654)(16,111,703)(87,853,009)(5,499,317)(17,264,199)(327,223)(133,877,105)

(2,516,811)(2,516,811)

(145,823,559)(53,869,708)(239,008,934)(166,050,265)(17,305,683)(8,945,272)(631,003,421)

6,916,399(9,076,900)(95,411,064)105,106,22628,550,4316,387,35442,472,446

2023

2023

3.

3.2.

20231231

39,104,363870,56839,974,931

6,148,5091,0336,149,5421,851,4363,502,4113,800,491163,6329,317,970

89,98189,98129,931,738499,2818,44430,439,46359,611,19135,114,27077,060,760150,005,99614,177,7056,139,263342,109,1859,990,9704,909,9752,584,8365,554,0642,186,4091,353,50326,579,757

961,59527,469,883106,726,89821,261,5513,049,881159,469,808911,3901,373,2696,753,06169,832,14412,952,7902,267,12094,089,774

85,57585,575719,949719,949

147,549,59746,360,801117,669,031332,119,10250,578,45514,748,949709,025,935

20231231

(998,711)(3,677,741)(57,473,143)(249,259)(62,398,854)(2,134,115)(3,349,924)(3,243,684)(45,791)(8,773,514)(1,177,068)(1,976,224)(5,235,338)(600,000)(42,190)(9,030,820)

(54,608)(54,608)(16,706,779)(4,075)(16,710,854)(107,904,908)(37,458,924)(80,237,543)(179,921,763)(30,234)(8,543,634)(414,097,006)(8,053,512)(25,488,865)(95,745,168)(17,214,565)(4,999,513)(341,600)(151,843,223)

(853,685)(853,685)

(136,975,093)(71,951,678)(241,934,876)(197,736,328)(5,029,747)(10,134,842)(663,762,564)

10,574,504(25,590,877)(124,265,845)134,382,77445,548,7084,614,10745,263,371

2023

3.

3.2.

20221231

40,401,662588,68640,990,348

3,705,3181,0323,706,3502,549,975219,482698,29216,4783,484,227

4,8314,83132,117,1073,223,914496,46123,40735,860,88956,103,58920,313,05088,842,528112,878,29321,780,2008,232,773308,150,433

9,399,6197,192,0812,370,6935,319,2203,682,004673,81728,637,4342,353,0037,599,80728,566,97487,900,65213,234,0762,493,098142,147,610576,8451,249,7469,098,51255,250,6006,927,9891,726,86774,830,559

111,577111,577778,554778,554

147,207,11839,798,080130,073,460261,348,76545,624,26914,651,120638,702,812

20221231

(4,220,000)(1,733,202)(33,278,480)(198,312)(39,429,994)(6,028,476)(696,460)(2,557,256)(46,811)(9,329,003)(1,078,584)(1,469,124)(4,900,088)(35,302)(7,483,098)

(11,626)(11,626)(24,920,586)(4,762,968)(13,636)(29,697,190)(100,420,317)(28,598,047)(87,084,840)(160,347,175)(40,234)(5,482,925)(381,973,538)(6,821,655)(16,111,703)(87,853,009)(3,999,772)(17,264,199)(296,380)(132,346,718)

(505,894)(505,894)

(143,489,618)(48,608,536)(220,436,641)(164,346,947)(17,304,433)(6,590,886)(600,777,061)

3,717,500(8,810,456)(90,363,181)97,001,81828,319,8368,060,23437,925,751

2023

2023

3.

3.2.

1001

20231231

20221231

(558,057)(367,150)

558,057367,150

20231231

20221231

(577,875)(376,656)

577,875376,656

2023

3.

3.2.

20231231

20221231

(2,635,325)(1,345,789)

2,793,4711,401,640

20231231

20221231

(2,635,325)(1,345,789)

2,793,4711,401,640

3.3.

2023

2023

3.

3.3.

20231231

39,957,67868,5248112440,026,4076,063,642614,6583,17551,3976,732,8727,756,6611,357,1329,113,79389,98189,98130,439,46330,439,463380,756,84438,696380,795,54027,090,56627,090,566159,469,808159,469,80886,806,4777,141,281142,01694,089,774

85,57585,575728,615728,615

739,245,3107,863,1593,2561,550,669748,662,394

(62,398,854)(62,398,854)

(5,203,563)(2,483,665)(7,687,228)(38,432,002)(1,370,977)(39,802,979)

(54,608)(54,608)(16,710,854)(16,710,854)(412,313,163)(2,498,572)(33)(928)(414,812,696)(153,373,831)(153,373,831)

(3,368,187)(26)(27)(1)(3,368,241)

(691,855,062)(6,353,240)(60)(929)(698,209,291)

47,390,2481,509,9193,1961,549,74050,453,103

64,019,495191,0008,94664,219,441

2023

3.

3.3.

20221231

40,731,475294,23214914341,025,9993,530,246493,2455,63661,8534,090,9803,363,72270,4393,434,1614,8314,83135,860,88935,860,889341,647,271799,020342,446,291

28,736,04828,736,048142,147,610142,147,61065,682,5519,148,00874,830,559111,577111,577786,922786,922

662,603,14210,804,9445,78561,996673,475,867

(39,429,994)(39,429,994)

(5,165,046)(3,243,694)(8,408,740)

(31,838,164)(2,629,311)(34,467,475)

(11,626)(11,626)

(29,697,190)(29,697,190)(378,444,186)(4,149,244)(32)(1,018)(382,594,480)(133,877,105)(133,877,105)

(2,516,757)(26)(27)(1)(2,516,811)

(620,980,068)(10,022,275)(59)(1,019)(631,003,421)

41,623,074782,6695,72660,97742,472,446

77,972,7122,811,1981,71680,785,626

2023

2023

3.

3.3.

20231231

39,906,20268,5248112439,974,931

5,480,312614,6583,17551,3976,149,5427,960,8381,357,1329,317,970

89,98189,98130,439,46330,439,463342,070,48938,696342,109,18526,579,75726,579,757159,469,808159,469,808

86,806,4777,141,281142,01694,089,774

85,57585,575719,949719,949

699,608,8517,863,1593,2561,550,669709,025,935

(62,398,854)(62,398,854)

(6,289,849)(2,483,665)(8,773,514)(7,659,843)(1,370,977)(9,030,820)

(54,608)(54,608)(16,710,854)(16,710,854)(411,597,473)(2,498,572)(33)(928)(414,097,006)(151,843,223)(151,843,223)

(853,631)(26)(27)(1)(853,685)

(657,408,335)(6,353,240)(60)(929)(663,762,564)

42,200,5161,509,9193,1961,549,74045,263,371

64,019,495191,0008,94664,219,441

2023

3.

3.3.

20221231

40,695,824294,23214914340,990,348

3,145,616493,2455,63661,8533,706,3503,413,78870,4393,484,2274,8314,83135,860,88935,860,889307,351,413799,020308,150,433

28,637,43428,637,434142,147,610142,147,61065,682,5519,148,00874,830,559111,577111,577778,554778,554

627,830,08710,804,9445,78561,996638,702,812

(39,429,994)(39,429,994)

(6,085,309)(3,243,694)(9,329,003)

(4,853,787)(2,629,311)(7,483,098)

(11,626)(11,626)

(29,697,190)(29,697,190)(377,823,244)(4,149,244)(32)(1,018)(381,973,538)(132,346,718)(132,346,718)(505,840)(26)(27)(1)(505,894)

(590,753,708)(10,022,275)(59)(1,019)(600,777,061)

37,076,379782,6695,72660,97737,925,751

77,972,7122,811,1981,71680,785,626

2023

2023

3.

3.3.

1%

1%

20231231

20221231

1%30,2537,8841%(30,253)(7,884)

2023

4.

4.1.

202312317%202212317.5%4%202212316%

4.2.

2023

2023

4.

4.3.

20231231

(1,000,304)(3,738,107)(58,721,856)(63,460,267)(198,017)(863,330)(3,386,453)(3,335,563)(7,783,363)

(3,950,921)(6,941,147)(28,378,362)(620,976)(39,891,406)

(16,727,710)(16,727,710)(87,352,736)(21,079,580)(38,505,200)(83,262,895)(201,082,784)(39,453)(431,322,648)

(8,130,000)(25,899,898)(98,793,000)(19,376,363)(5,746,000)(157,945,261)(605,110)(121,218)(51,234)(242,627)(2,177,547)(158,009)(12,496)(3,368,241)

(88,155,863)(51,873,063)(78,522,039)(272,734,303)(223,257,670)(5,943,462)(12,496)(720,498,896)

20231231

857,92710,860,53728,307,94340,026,4076,696,87213,47523,2566,733,6032671,866,0253,577,5563,688,87451,1769,183,898

29,975,045503,78730,478,83218,702,23043,146,25696,438,871194,167,77592,355,5345,659,017450,469,6836,879,3131,045,2263,125,29714,537,6875,048,8101,076,52631,712,859

486,0302,490,57833,097,034116,804,04726,791,615368,279180,037,5831,483,0142,681,24210,978,62078,405,78414,164,468277,239107,990,367

85,57585,5752,88725,97538,07363,415245,119103,936249,210728,615

7,557,95370,278,16953,496,193147,415,367404,160,412138,360,42729,573,9806,604,921857,447,422

(80,597,910)18,405,106(25,025,846)(125,318,936)180,902,742132,416,96529,561,4846,604,921136,948,526

2023

4.

4.3.

20221231

(4,308,911)(1,801,106)(33,966,617)(40,076,634)(108,322)(5,011,144)(707,181)(2,642,725)(8,469,372)

(4,505,881)(6,842,260)(23,875,567)(35,223,708)

(24,948,378)(4,835,122)(29,783,500)(84,887,191)(16,015,077)(29,465,755)(90,452,505)(179,194,970)(53,232)(400,068,730)

(6,900,000)(16,463,899)(89,103,850)(7,174,629)(19,387,109)(139,029,487)(207,671)(79,295)(32,223)(180,854)(1,890,387)(117,818)(8,563)(2,516,811)

(85,203,184)(61,768,686)(55,312,424)(245,057,240)(188,259,986)(19,558,159)(8,563)(655,168,242)

20221231

575,91012,232,53928,217,55041,025,9993,090,8881,000,2274,091,115

5022,608,17174,771705,52755,4563,444,42732,163,2843,244,455503,61235,911,35115,390,20124,232,660107,065,579158,454,241100,506,58910,084,196415,733,4665,151,0172,227,413981,57419,959,5684,724,788488,14433,532,5042,491,1578,866,54033,567,87294,482,78516,785,668413,500156,607,522913,0912,362,73213,035,43063,499,4127,479,126237,80087,527,591

111,577111,577

50,52218,5937,21728,869242,331135,546303,844786,922

3,717,82271,968,28041,015,788155,888,463336,638,337129,496,17128,952,81711,094,796778,772,474

(81,485,362)10,199,594(14,296,636)(89,168,777)148,378,351109,938,01228,944,25411,094,796123,604,232

2023

2023

4.

4.3.

20231231

(1,000,304)(3,738,107)(58,721,856)(63,460,267)(1,279,303)(868,330)(3,386,453)(3,335,563)(8,869,649)

(1,183,205)(1,997,641)(5,317,424)(620,976)(9,119,246)

(16,727,710)(16,727,710)(87,284,683)(21,033,344)(38,432,831)(83,015,223)(200,767,857)(39,453)(430,573,391)

(8,130,000)(25,899,898)(97,233,750)(19,376,363)(5,932,500)(156,572,511)(605,088)(19,046)(229,551)(853,685)

(89,169,074)(48,961,939)(73,454,930)(247,623,816)(220,994,747)(5,971,953)(686,176,459)

20231231

856,12510,846,95428,271,85239,974,9316,149,5426,149,5422671,866,0253,577,5563,895,78651,1769,390,810

29,975,045503,78730,478,83216,986,30440,373,46484,974,988169,150,29790,923,3595,543,905407,952,3176,875,2171,043,9503,117,57614,485,3224,525,2451,076,52631,123,836486,0302,490,57833,097,034116,804,04726,791,615368,279180,037,5831,483,0142,681,24210,978,62078,405,78414,164,468277,239107,990,367

85,57585,5752,88725,97538,07359,927245,11999,212248,756719,949

7,008,82168,544,56450,708,650136,123,931379,090,569136,404,68729,533,1656,489,355813,903,742

(82,160,253)19,582,625(22,746,280)(111,499,885)158,095,822130,432,73429,533,1656,489,355127,727,283

2023

4.

4.3.

20221231

(4,308,911)(1,801,106)(33,966,617)(40,076,634)(1,023,585)(5,016,144)(707,181)(2,642,725)(9,389,635)

(1,083,909)(1,482,827)(5,025,459)(7,592,195)

(24,948,378)(4,835,122)(29,783,500)(84,814,798)(15,982,015)(29,412,799)(90,192,232)(178,967,384)(51,817)(399,421,045)

(6,900,000)(16,463,899)(89,044,600)(5,615,379)(19,387,109)(137,410,987)(207,571)(68,795)(229,528)(505,894)

(86,045,954)(58,308,152)(49,867,812)(225,706,755)(184,812,291) (19,438,926)--(624,179,890)

20221231

574,11112,229,30028,186,93740,990,3482,706,2581,000,2273,706,485

5022,508,133226,247705,52755,4563,495,86532,163,2843,244,455503,61235,911,35114,292,83121,986,30497,537,924134,639,13099,765,8589,651,361377,873,4085,151,0172,224,861979,02219,939,1584,600,660488,14433,382,8622,491,1578,866,54033,567,87294,482,78516,785,668413,500156,607,522913,0912,362,73213,035,43063,499,4127,479,126237,80087,527,591

111,577111,577

50,52218,5937,21725,265242,331131,478303,148778,554

3,331,39370,767,63338,918,356146,354,652312,802,816128,631,31228,918,13610,661,265740,385,563

(82,714,561)12,459,481(10,949,456)(79,352,103)127,990,525109,192,38628,918,13610,661,265116,205,673

2023

2023

4.

4.4.

33115

20231231

1,7223,3925,114

33115

20221231

2,3753,8956,270

2023

4.

4.4.

20231231

773,4691,021,088461,4292,255,986(776,453)(986,290)(441,874)(2,204,617)

1,136698,119699,255(1,136)(697,860)(698,996)

33115

20221231

133,840133,840(139,292)(139,292)

20,08520,085(20,079)(20,079)

2023

2023

4.

4.5.

20231231

857,92710,860,53728,307,94340,026,4076,696,87213,00023,0006,732,8722671,864,0553,562,2583,636,03751,1769,113,793

89,98189,98129,940,182499,28130,439,46317,596,93140,374,66285,952,185170,551,16661,938,9284,381,668380,795,5406,797,087900,3802,493,57712,814,8153,008,1811,076,52627,090,566230,6451,668,61529,213,820106,726,89821,261,551368,279159,469,8081,209,2831,962,8117,855,50769,832,14412,952,790277,23994,089,774

85,57585,5752,88725,97538,07363,415245,119103,936249,210728,615

7,557,95368,524,69549,019,080129,237,541360,170,14299,161,45029,663,9615,327,572748,662,394

20231231

(999,211)(3,734,031)(57,665,612)(62,398,854)(198,017)(859,664)(3,365,414)(3,264,133)(7,687,228)

(3,949,224)(6,933,580)(28,320,175)(600,000)(39,802,979)

(54,608)(54,608)(16,710,854)(16,710,854)(87,352,736)(21,054,337)(38,308,137)(82,079,793)(185,985,006)(32,687)(414,812,696)

(8,118,716)(25,728,304)(97,312,733)(17,214,565)(4,999,513)(153,373,831)(605,110)(121,218)(51,234)(242,627)(2,177,547)(158,009)(12,496)(3,368,241)

(88,155,863)(51,813,224)(78,120,700)(268,885,073)(205,977,118)(5,190,209)(67,104)(698,209,291)

(80,597,910)16,711,471(29,101,620)(139,647,532)154,193,02493,971,24129,596,8575,327,57250,453,103

2023

4.

4.5.

20221231

575,91012,232,53928,217,55041,025,9993,090,8881,000,0924,090,9805022,606,09470,821701,28855,4563,434,161

4,8314,83132,140,5143,223,914496,46135,860,88913,387,10722,564,12197,181,736136,291,92465,868,0327,153,371342,446,2915,054,9382,045,237160,96616,894,7824,091,981488,14428,736,0482,049,3508,053,93530,496,09787,900,65213,234,076413,500142,147,610622,0891,690,05810,102,02455,250,5996,927,989237,80074,830,559

111,577111,57750,52218,5937,21728,869242,331135,546303,844786,922

3,717,82269,111,31637,655,303139,167,441296,580,28890,122,07828,957,6488,163,971673,475,867

20221231

(4,303,518)(1,741,386)(33,385,090)(39,429,994)(108,322)(5,006,669)(701,841)(2,591,908)(8,408,740)

(4,330,983)(6,771,199)(23,365,293)(34,467,475)

(11,626)(11,626)

(24,934,222)(4,762,968)(29,697,190)(84,887,191)(15,993,559)(29,307,319)(88,827,967)(163,533,950)(44,494)(382,594,480)

(6,886,861)(16,331,024)(87,895,704)(5,499,317)(17,264,199)(133,877,105)(207,671)(79,295)(32,223)(180,854)(1,890,387)(117,818)(8,563)(2,516,811)

(85,203,184)(61,535,107)(54,884,992)(241,009,784)(170,923,654)(17,426,511)(20,189)(631,003,421)

(81,485,362)7,576,209(17,229,689)(101,842,343)125,656,63472,695,56728,937,4598,163,97142,472,446

2023

2023

4.

4.5.

20231231

856,12510,846,95428,271,85239,974,9316,149,5426,149,5422671,864,0553,562,2583,840,21451,1769,317,970

89,98189,98129,940,182499,28130,439,46315,812,28338,110,12876,181,696147,088,66860,623,1214,293,289342,109,1856,797,087900,3802,493,57712,814,8152,497,3721,076,52626,579,757230,6451,668,61529,213,820106,726,89821,261,551368,279159,469,8081,209,2831,962,8117,855,50769,832,14412,952,790277,23994,089,774

85,57585,5752,88725,97538,07359,927245,11999,212248,756719,949

7,008,82166,726,46446,741,546119,644,741336,707,64497,334,83429,623,1465,238,739709,025,935

20231231

(999,211)(3,734,031)(57,665,612)(62,398,854)(1,279,303)(864,664)(3,365,414)(3,264,133)(8,773,514)

(1,181,507)(1,990,075)(5,259,238)(600,000)(9,030,820)

(54,608)(54,608)(16,710,854)(16,710,854)(87,284,683)(21,008,142)(38,236,102)(81,835,520)(185,699,872)(32,687)(414,097,006)

(8,118,716)(25,728,304)(95,782,125)(17,214,565)(4,999,513)(151,843,223)(605,088)(19,046)(229,551)(853,685)

(89,169,074)(48,902,140)(73,053,926)(243,806,628)(203,743,988)(5,032,200)(54,608)(663,762,564)

(82,160,253)17,824,324(26,312,380)(124,161,887)132,963,65692,302,63429,568,5385,238,73945,263,371

2023

4.

4.5.

20221231

574,11112,229,30028,186,93740,990,3482,706,2581,000,0923,706,3505022,506,120220,861701,28855,4563,484,227

4,8314,83132,140,5143,223,914496,46135,860,88913,191,04519,828,17489,068,822114,061,98865,155,4646,844,940308,150,4335,054,9382,045,237160,96616,894,7823,993,367488,14428,637,4342,049,3508,053,93530,496,09787,900,65213,234,076413,500142,147,610622,0891,690,05810,102,02455,250,5996,927,989237,80074,830,559

111,577111,57750,52218,5937,21725,265242,331131,478303,148778,554

3,331,39368,812,04135,069,396131,050,923274,350,35289,310,89628,922,9677,854,844638,702,812

20221231

(4,303,518)(1,741,386)(33,385,090)(39,429,994)(1,023,585)(5,011,669)(701,841)(2,591,908)(9,329,003)

(1,080,662)(1,474,299)(4,928,137)(7,483,098)

(11,626)(11,626)

(24,934,223)(4,762,967)(29,697,190)(84,814,798)(15,960,565)(29,254,850)(88,572,652)(163,327,463)(43,210)(381,973,538)

(6,886,861)(16,331,024)(87,864,862)(3,999,772)(17,264,199)(132,346,718)(207,571)(68,795)(229,528)(505,894)

(86,045,954)(58,246,293)(49,503,400)(222,105,616)(167,556,763)(17,307,409)(11,626)(600,777,061)

(82,714,561)10,565,748(14,434,004)(91,054,693)106,793,58972,003,48728,911,3417,854,84437,925,751

2023

2023

4.

4.6.

1155

20231231

48,207,23248,207,232

7,473,0007,473,0001,099,880307,7002001,407,7806,059,4806,059,480

3,1593,1591,068,7901,068,79082,13549,979132,114

63,993,676357,67920064,351,555

1155

20221231

63,443,17463,443,1747,461,0307,461,0301,003,402937,6902001,941,2927,582,1377,582,137

6,5036,503351,490351,490188,71149,270237,981

80,036,447986,96020081,023,607

2023

5.

5.1.

2023123120221231

20231231

159,469,808128,781,77233,098,993161,880,765

153,373,83113,298,107140,796,578154,094,685

20221231

142,147,610102,493,43040,969,982143,463,412

133,877,10512,627,703121,274,369133,902,072

2023

2023

5.

5.1.

5.2.

2023

5.

5.2.

20231231

44,852,39644,852,39689,98189,9818,610,3548,610,3544,303,4744,303,474

984,859984,859

3,884,1723,884,1728,231,1818,231,181621,922454,6041,076,526

94,089,77494,089,774

85,57585,575

4,925,396148,627,36412,655,532166,208,292

20221231

47,285,31047,285,3104,8314,8318,160,7268,160,7265,053,8315,053,831

5,808,2825,808,2829,225,0659,225,065433,09255,052488,144

74,830,55974,830,559

111,577111,577

5,486,923130,281,42615,199,976150,968,325

2023

2023

5.

5.2.

20231231

44,852,39644,852,396

89,98189,9818,099,5458,099,5454,303,4744,303,474

984,859984,859

3,884,1723,884,1728,231,1818,231,181621,922454,6041,076,526

94,089,77494,089,774

85,57585,575

4,925,396148,116,55512,655,532165,697,483

20221231

47,285,31047,285,3104,8314,8318,062,1128,062,1125,053,8315,053,831

5,808,2825,808,2829,225,0659,225,065433,09255,052488,144

74,830,55974,830,559

111,577111,577

5,486,923130,182,81215,199,976150,869,711

2023

5.

5.2.

20232022

??

20231231

2023

2023

5.

5.2.

2022123115,088,399111,577(11,780)–

(26,002)401,784–(2,908,446)–

2023123112,569,95785,575

20231231

12,415–

2021123117,782,960115,991

(198,629)–

(4,414)311,363–(2,807,295)–

2022123115,088,399111,577

20221231 (40,378)–

2023

6.

“”“”

20126

2018

7.50%8.50%

10.50%

2023

2023

6.

2023123120221231

3,474,5623,474,5408,881,6947,146,5061,071,6701,071,69012,728,00911,769,57123,762,20521,374,8051,540,0791,366,915(454,749)(360,048)(149,764)

51,003,47045,694,2157,204,9384,681,65511,500,58510,656,633

69,708,99361,032,503

490,167,180445,969,5183,049,6567,812,78764,83418,801

493,281,670453,801,1062,551,278311,76125,745,06925,643,119

521,578,017479,755,986521,578,017479,755,986

9.78%

9.52%

11.16%

10.50%

13.37%

12.72%

2023

1.

20232022

22,0724,980158,661101,939(73,712)(16,336)

107,02190,583

(24,971)(22,612)(7,123)(114)

74,92767,857

[2023]65120232.

“”

2023202220232022

2023

2023

3.

(%)

20232022

10.14

10.20

9.98

10.05

20232022

1.361.09

1.311.11

1.341.08

1.291.10

10%

20231231

20221231

30,84041,2499,07913,475––383,508344,411

414,348385,660

20231231

7,979,4023,2571,550,9969,533,6557,651,6173,2951,548,3269,203,238

327,785(38)2,670330,417

20221231

10,921,8495,80679,02811,006,68310,824,7205,83879,31810,909,876

97,129(32)(290)96,807

??䦆?

2023?

股东大会董事会

行长及高级管理层

董事会办公室监事会办公室

前台业务拓展中台服务支持后台监督保障

内审部

监事会监督及提名委员会

风险管理与内部控制委员会

综合服务保障

战略与创新委员会关联交易控制委员会信息科技指导委员会

提名委员会

薪酬与考核委员会

风险管理委员会消费者权益保护委员会审计委员会

信贷审批委员会财务审批委员会资产负债管理委员会信息科技管理委员会

1、办公室(党委办公室)

2、人力资源部(党委组织部)

3、企业文化与公共关系部

(党委宣传部)

4、党群工作部(工会办公室)

5、安全保卫部

6、行政部

7、机构发展部

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一、公司业务

二、普惠金融业务

1、普惠金融部

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1、个人银行部

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四、金融市场业务

1、金融市场部

2、资产管理部

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4、资产托管部

一、风险管理

二、财务管理

三、结算及运营

1、财务部

2、资产负债管理部

四、金融科技

1、运营管理部

(消费者权益保护部)

1、科技部

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1、成都分行

辖: 4家二级分行、 8家支行

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辖: 8家支行 辖: 7家支行

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小企业信贷中心 总行营业部 支行133家

分支机构

1、公司银行部

(绿色金融部)

2、贸易金融部

1、风险管理部

2、资产保全部

3、评审部

4、内控合规部

2个控股子公司党支部

4个党口部门党委会

65个直管党支部43个市域内直管支行党支部辖:22个总行直属党支部

6个分行级党委

采购工作委员会

重庆鈊渝金融租赁股份有限公司兴义万丰村镇银行有限责任公司控股子公司

1.61400020

2.3311401147

3.529401121

4.1538400015

5.9913610059

6.·

B438

7550081

7.25

11710075

8.1298400015

9.33935400030

10.833400044

11.37

3400084

12.231

11-3456

3401329

13.14097400039

14.199

12-2

5400060

15.401

13-2029-1436-12

4401320

16.453455457

459461463

6400700

17.2346400020

18.3315401147

19.9

1-12-1

3401120

20.81

21-22-23-13-4

3408000

21.104401220

22.402

4001-22-1

3401520

23.193440400024.

2409000

2023

25.503

5055052-1

5402260

26.505

2131

3402560

27.783402160

28.52

1-211-251-961-1012-192-25

240520029.

1211-122-14

340840030.

4321-3,2-3

3402460

31.312404300

32.78

80828486

3402760

33.47

1-402-225229

2401420

34.2312400800

35.70

11-41-52-42-5

2409900

36.3405400

37.3353402360

38.173

17517717918121922122322522722922914

3402660

39.181

183185187189191179(2 – 102 – 112 – 122 – 132 – 142 – 15)179(3 – 103 – 113 – 123 – 133 – 143 – 15)

2408200

40.

3526-30

2409100

41.

2408300

42.12992404500

43.1405800

44.1173408500

45.10

91-141-152-1

240980046.

1135382-1

340969947.

3291-1

140470048.

18?

1405900

49.41404600


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