01 02 04 05 06
01 1002 1103 1204 1305 14
01 1802 1903 4004 4605 5006 5107 6208 6609 7610 7711 77
（集团口径）不良贷款占比
1.25%
2021年2022年2023年
1.22%
1.19%
0%1%2%3%4%
关注类贷款占比
1.92%
2021年2022年2023年
1.29%
1.14%
0%1%2%3%4%
后四类贷款占比
3.17%
2021年2022年2023年
2.51%
2.33%
0%1%2%3%4%
拨备覆盖率
340.25%
2021年2022年2023年
357.74%
366.70%
0%100%200%300%400%
拨贷比
4.27%
2021年2022年2023年
4.36%
4.37%
0%2%4%6%8%
资本充足率
2021年2022年2023年0%5%10%15%20%
14.77%
15.62%
15.99%
（集团口径）资产总额单位：人民币 亿元
12,659
2021年2022年2023年
13,519
14,411
6.60%
各项存款单位：人民币 亿元
7,594
2021年2022年2023年
8,249
8,962
8.64%
存款付息率
1.98%
2021年2022年2023年
1.97%
1.88%
下降9BP
各项贷款
单位：人民币 亿元
5,8222021年2022年2023年
6,327
6,767
6.96%
个人存款
单位：人民币 亿元
6,0402021年2022年2023年
6,774
7,472
10.31%
净利润
单位：人民币 亿元
97.18
2021年2022年2023年
104.78
111.25
6.18%
（集团口径）不良贷款占比
1.25%
2021年2022年2023年
1.22%
1.19%
0%1%2%3%4%
关注类贷款占比
1.92%
2021年2022年2023年
1.29%
1.14%
0%1%2%3%4%
后四类贷款占比
3.17%
2021年2022年2023年
2.51%
2.33%
0%1%2%3%4%
拨备覆盖率
340.25%
2021年2022年2023年
357.74%
366.70%
0%100%200%300%400%
拨贷比
4.27%
2021年2022年2023年
4.36%
4.37%
0%2%4%6%8%
资本充足率
2021年2022年2023年0%5%10%15%20%
14.77%
15.62%
15.99%
20243282023
20232023
202310
2.8852023
“”“”
20231120231231
2023
“”
“”
1.41.5
“A+H”
“”
“”
“”“”
202312“”“+”5144
3“”“+”
“”“”
“”
2023“”“”“”“”2/3“”80%“
”“2023”
2023
“”“”
“”“33618”62027.2%“”
202475
“”
“”“”
“”“”
“”“”
“”
2023
“”“”
1.44892
6.60%8,962
7138.64%6,7674406.96%2801116.18%
9.58%1.19%
366.70%15.99%
“”
“”“”
“”“”178
“”“”
100%
“”“”“”“”
“”
4.13%
“”“”“”
“B”“G”“C”1,4381,400
“”
1,211244“33618”
13327.2%
2,3281721552.1
2024
“”
“”
“”“”
“”
“”
公司简介
法定代表人谢文辉授权代表谢文辉、张培宗董事会秘书张培宗证券事务代表黄薇公司秘书梁颕娴投资者联系方式联系地址重庆市江北区金沙门路36号联系电话
（86）23-61110637
传真
（86）23-61110844
电子信箱ir@cqrcb.com公司注册及办公地址、邮政编码重庆市江北区金沙门路36号，400023
香港九龙观塘道348号宏利广场5楼香港主要营业地址
www.cqrcb.com公司网址
cqrcb@cqrcb.com电子信箱
《中国证券报》《上海证券报》《证券时报》《证券日报》指定信息披露媒体名称
上海证券交易所网站（www.sse.com.cn）刊年度报告的中国证监会指定网站的网址
香港联交所“披露易”网站（www.hkexnews.hk）刊年度报告的香港交易所网址
本行董事会办公室年度报告备置地点
本行于2008年6月27日成立时注册地址为：重庆市江北区洋河东路10号，
于2017年4月1日变更为现注册地址公司注册地址的历史变更情况
A股股票上市交易所上海证券交易所股票简称：渝农商行股票代码：601077
H股股票上市交易所
香港联合交易所有限公司股票简称：重庆农村商业银行股票代码：03618A股证券登记处
中国证券登记结算有限责任公司上海分公司地址：上海市浦东新区杨高南路188号H股证券登记处
香港中央证券登记有限公司地址：香港湾仔皇后大道东183号合和中心17楼1712-1716号铺2008年6月27日中国重庆市市场监督管理局首次注册登记日期、登记机构
91500000676129728J
企业法人营业执照统一社会信用代码本行经中国银行业监督管理机构批准持有B0335H250000001号金融许可证
金融许可证机构编码
上海中联（重庆）律师事务所重庆市渝中区华盛路7号企业天地7号楼10-12层中国内地法律顾问
高伟绅律师行香港中环康乐广场1号怡和大厦27楼中国香港法律顾问
毕马威华振会计师事务所（特殊普通合伙）地址：中国北京东长安街1号东方广场毕马威大楼8层签字注册会计师：薛晨俊、王威舜毕马威会计师事务所地址：香港中环遮打道十号太子大厦八楼签字会计师：陈少东
审计师
重庆农村商业银行股份有限公司中文名称
重庆农村商业银行中文简称
Chongqing Rural Commercial Bank Co.,Ltd.
Chongqing Rural Commercial Bank英文名称英文简称
20082010H2019A
1112
“”“”
“”“”“”“”
“”“”“”
“”“A+H”
“”“”
“”“”“”“”“”“”
“1+3+22+N” “”“”
“”“”“+”“+”“++”
本行入选国务院国资委国企改革“双百企业”最新名单，是重庆十家入选企业之一。本行“区域性银行以能力中台引领的数字化业务创新管理”荣获第二十八届全国企业管理现代化创新成果一等
成果。本行荣获国家金融监督管理总局重庆监管局、重庆市总工会举办的2023年重庆市金融业数字化转型劳动和技能
竞赛团体一等奖。
本行“乡村振兴数字金融服务平台”2023年荣获中国人民银行2022年度金融科技发展奖三等奖。本行“外部数据综合管理平台”在金科创新社举办的第三届中小金融机构数智化转型优秀案例评选中，荣获数据智能应用创新优秀案例奖。本行《倾力服务产业发展金融助力乡村振兴》在中国上市公司协会“2023年上市公司乡村振兴最佳实践创建”活动中，荣获优秀实践案例奖。本行“党建引领融资助企 一键扫码在线办贷”服务创新案例成功入选“中国普惠金融典型案例（2023）”。
《财富》中国500强2023年度第 430 位
英国《银行家》杂志、英国品牌价值研究机构Brand Finance
2023年度“全球银行品牌价值500强”
本行荣登第 142 位
中资银行第 22 位
英国《银行家》杂志2023年
“全球银行1000强”榜单
本行荣登
第 115 位
重庆企业100强
2023年度第 9 位美国《福布斯》杂志2023
“全球企业2000强”
本行荣登
第 822 位
2023中国企业500强是中西部唯一上榜银行机构
本行荣登第 413 位
中国银行业100强榜单
2023年度
第 22 位
202320222021
(%)
23,493.125,404.2(7.52)26,234.84,462.73,586.524.434,607.01,791.31,913.2(6.37)2,724.2
2,671.41,673.359.651,882.827,955.828,990.7(3.57)30,841.8(9,489.1)(9,231.8)2.79(8,487.9)(5,941.3)(7,840.5)(24.22)(10,852.1)12,194.511,609.45.0411,192.812,195.911,560.05.5011,200.611,125.210,477.86.189,718.410,902.410,275.66.109,559.7
10,649.310,063.95.829,264.939,459.470,901.2(44.35)41,228.8
(1)
10.19
9.450.748.85(2)
0.94
0.890.050.84
(2)
0.94
0.890.050.84
(2)(3)
0.92
0.870.050.82
(%)
(4)
0.80
0.800.81
(2)
9.58
9.76(0.18)9.87
(2)(3)
9.36
9.55(0.19)9.56
(5)
1.64
1.84(0.20)2.01(6)
1.73
1.97(0.24)2.17
6.41
6.60(0.19)8.83(7)
33.94
31.842.1027.52
20231231
20221231
2021
1231(%)1,441,082.01,351,861.16.601,265,851.1676,710.6632,677.16.96582,166.5
(29,433.8)(27,591.7)6.68(24,831.5)1,317,580.31,236,844.96.531,159,807.1896,202.2824,946.88.64759,360.211,357.011,357.011,357.0121,733.7113,283.47.46104,512.71,768.01,732.82.031,531.3123,501.7115,016.27.38106,044.0116,457.3107,950.97.88 101,073.56,130.66,114.90.26 4,099.1122,587.9114,065.87.47 105,172.615,072.514,642.52.94 14,493.1137,660.4128,708.36.96 119,665.7860,884.9824,181.24.45 810,234.5
(%)
1.19
1.22 (0.03)1.25
366.70
357.74 8.96 340.25
4.37
4.360.014.27
(%)
(8)
13.53
13.100.43 12.47(8)
14.24
13.840.40 12.98
(8)
15.99
15.620.37 14.77
8.57
8.510.068.38
(%)
75.51
76.69(1.18)76.67
20237,339.27,526.37,034.06,056.33,951.43,034.62,968.9947.53,904.92,894.52,911.7938.238,170.9(18,129.8)(10,077.5)29,495.8
(1)
(2) 92010
(3) “”(4)(5)(6)(7)(8)
2023“‘’”“”“”“”
14,410.82892.218,962.02712.556,767.11440.34
111.256.18%
1.19%0.0315.99%366.70%11522
1,210.76259.78“”“”“”
243.5“33618”656.72
619.8132.727.2%
“”
2,328.00171.75
“”“”“”
2.13154.77“”2/3“”80%
“”“2023”
2023A
4.13%80.02%
20232022(%)
23,493.125,404.2(1,911.1)(7.52)4,462.73,586.5876.224.43
1,791.31,913.2(121.9)(6.37)2,671.41,673.3998.159.6527,955.828,990.7(1,034.9)(3.57)(277.4)(274.2)(3.2)1.17(9,489.1)(9,231.8)(257.3)2.79(5,941.3)(7,840.5)1,899.2(24.22)(0.3)0.3(100.00)(53.5)(34.5)(19.0)55.0712,194.511,609.4585.15.04
1.4
(49.4)50.8(102.83)12,195.911,560.0635.95.50(1,070.7)(1,082.2)11.5(1.06)11,125.210,477.8647.46.1810,902.410,275.6626.86.10
10,649.310,063.9585.45.82
2023
279.5610.353.57%
111.256.476.18%
106.495.855.82%
1.
20232022(%)
49,887.151,257.8(1,370.7)(2.67)(26,394.0)(25,853.6)(540.4)2.0923,493.125,404.2(1,911.1)(7.52)
2023234.9319.117.52%(1)
2023498.8713.712.67%
20232022
(%)(%)
321,547.014,302.54.45290,740.513,605.74.6869,706.82,719.03.9068,145.42,738.94.02251,840.211,583.54.60222,595.110,866.84.88289,780.714,005.74.83274,960.215,069.05.48132,836.26,629.74.99126,833.67,298.55.75156,944.57,376.04.70148,126.67,770.55.2555,067.7829.01.5146,776.0821.51.76666,395.429,137.24.37612,476.729,496.24.82
291.373.591.22%
58.41%0.87
20232022
(%)(%)
367,064.413,345.13.64405,947.215,393.93.79
133,317.13,365.32.5279,004.52,185.02.77500,381.516,710.43.34484,951.717,578.93.62
2023167.108.69
4.94%
8.070.172.07%
16.133.00%
20232022
(%)(%)
101,970.62,594.42.5499,203.12,732.22.7536,572.1637.81.7440,286.6626.11.55
138,542.73,232.22.33139,489.73,358.32.41
202332.32
1.263.75%
(2)
2023263.945.402.09%
20232022
(%)(%)
99,681.4705.30.71104,952.0686.90.6557,589.01,612.12.8051,179.31,514.82.96157,270.42,317.41.47156,131.32,201.71.41139,953.3296.40.21130,337.1373.50.29585,615.214,025.12.39516,117.513,239.52.57725,568.514,321.51.97646,454.613,613.02.11882,838.916,638.91.88802,585.915,814.71.97
2023166.398.24
5.21%
802.531.88%9
202321.900.17
0.79%
20232022
(%)(%)
111,611.32,659.72.3886,160.42,135.92.4864,817.21,153.31.7861,582.51,081.91.76
176,428.53,813.02.16147,742.93,217.82.18
202338.13
5.9518.50%
20232022
(%)(%)
21,074.8727.03.4523,168.2793.13.42127,885.93,019.92.36152,543.13,850.82.52148,960.73,746.92.52175,711.34,643.92.64
202337.478.97
19.32%
(3)
20232022
(%)(%)
666,395.429,137.24.37612,476.729,496.24.82500,381.516,710.43.34484,951.717,578.93.6252,227.2807.31.5553,840.2824.41.53
138,542.73,232.22.33139,489.73,358.32.411,357,546.849,887.13.671,290,758.351,257.83.97
882,838.916,638.91.88802,585.915,814.71.9791,926.52,189.62.3886,346.72,172.42.52
176,428.53,813.02.16147,742.93,217.82.18148,960.73,746.92.52175,711.34,643.92.641,300,154.626,388.42.031,212,386.825,848.82.13
23,498.725,409.0(1)
1.64%
1.84%
(1)
1.73%
1.97%
(1)
20231.64%0.201.73%
0.24
LPR“”
2,356.2(2,715.2)(359.0)
515.4(1,383.9)(868.5)
(25.0)7.9(17.1)(22.1)(104.0)(126.1)2,824.5(4,195.2)(1,370.7)
1,508.8(684.6)824.2
132.8(115.6)17.2
619.6(24.4)595.2(674.1)(222.9)(897.0)1,587.1(1,047.5)539.61,237.4(3,147.7)(1,910.3)
12.3731.48
2.
“”202344.638.7624.43%
15.96%3.59
(1)
20232022(%)
2,235.92,326.7(90.8)(3.90)
227.1
462.0(234.9)(50.84)
697.0
700.3(3.3)(0.47)
556.7
423.9132.831.33
148.0
134.014.010.45
607.1
606.50.60.10
(444.6)(413.5)(31.1)7.521,791.31,913.2(121.9)(6.37)
202317.911.22
6.37%6.41%
2.27
6.97
5.571.33
1.480.14
6.070.01
(2)
20232022(%)
2,169.11,821.7347.419.07
44.0
(652.6)696.6(106.74)
23.0
96.1(73.1)(76.07)
23.0
31.9(8.9)(27.90)
314.3
306.57.82.54
98.0
69.728.340.60
2,671.41,673.3998.159.65
202326.719.98
59.65%
21.693.47
0.446.97
0.230.73
0.230.09
3.140.08
0.980.28
3.
20232.770.031.17%
4.
20232022(%)
5,734.75,640.294.51.683,934.53,792.4142.13.75
1,400.01,380.419.61.42
400.2
467.4(67.2)(14.38)
803.2
785.717.52.23
2,951.22,805.9145.35.189,489.19,231.8257.32.79
(%)
33.94
31.842.10
202394.892.572.79%(1)
202357.350.951.68%(2)
20238.030.182.23%(3)
202329.511.455.18%
5.
20232022(%)
4,225.97,719.1(3,493.2)(45.25)1,071.9
60.41,011.51,674.67
643.5
61.0582.5954.92
0.3(0.3)(100.00)
5,941.37,840.8(1,899.5)(24.23)
202359.4119.0024.23%
34.93
10.125.83
6.
20230.540.197.
20230.01
8.
20232022(%)
12,195.911,560.0635.95.502,921.72,773.8147.95.33
112.8
114.0(1.2)(1.05)
(1,967.5)(1,806.6)(160.9)8.91
3.7
1.02.7270.00
1,070.71,082.2(11.5)(1.06)
202310.710.128.78%25%
1.
2023123120221231
(%)
(%)(%)
647,276.844.92605,085.444.7642,191.46.97676,710.646.96632,677.146.8044,033.56.96(1)(29,433.8)(2.04)(27,591.7)(2.04)(1,842.1)6.68598,782.941.55572,982.842.3825,800.14.50110,775.07.6965,835.74.8744,939.368.26321,772.122.33401,141.729.67(79,369.6)(19.79)164,925.911.44105,372.87.7959,553.156.521,309.90.09
632.60.05677.3107.0755,782.73.8752,894.03.912,888.75.46108,646.07.5494,666.77.0013,979.314.7711,451.80.798,457.20.632,994.635.41
477.30.03
454.70.0322.64.9718,664.51.3017,320.31.291,344.27.761,441,082.0100.001,351,861.1100.0089,220.96.60
(1)
202314,410.82892.21
6.60%
(1)
2023123120221231
(%)(%)
327,783.748.44298,687.447.2147,453.47.0148,907.47.73280,330.341.43249,780.039.48290,920.142.99282,769.444.69(1)
91,489.213.5296,965.215.33
(2)
120,119.117.75101,879.816.10
(3)
79,311.811.7283,924.413.2658,006.88.5751,220.38.10
676,710.6100.00632,677.1100.00
(1)(2)(3)
20236,767.11
440.346.96%
3,277.84290.969.74%
14.54305.50“33618”2,909.2081.512.88%“”
914.89
1,201.19182.3917.90%
793.12“+”
580.0767.8713.25%
2023123120221231
(%)(%)
327,783.748.44298,687.447.2184,266.612.4572,416.811.4574,605.711.0271,061.411.2365,672.49.7061,679.49.7527,286.14.0325,503.74.0326,913.13.9822,174.83.5017,242.52.5515,095.22.399,444.61.408,368.11.326,849.21.016,834.21.083,458.10.514,403.70.702,575.10.382,287.50.369,470.31.418,862.61.40290,920.142.99282,769.444.6958,006.88.5751,220.38.10676,710.6100.00632,677.1100.00
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2023123120221231
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普惠金融部财富管理部小微金融部网络金融部
信用卡及消费金融部
1.
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数字金融部软件开发部数据资产部数字渠道部科技管理部
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數字農商行
数发展智风控慧网点益经营
简化电话银行服务流程，提高服务效率，
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手机银行APP 7.0智能化平台布局，推出“投资精选”功能，上线“贷款管家”实现智能客服贷款推荐。
新一代企业网银新增和优化渝快助采贷、APP云签约、理财签约管理等40个功能，持续丰富渠道服务内容，提高对公业务线上服务水平。
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2023年度报告
加强渠道建设提升金融业务认知优化用户体验通过宣传、优惠活动等方式，提高手机银行在县域的普及率，便捷
金融服务。
加强金融知识普及教育，提高县域居民对手机银行业务的认知度
和信任度。
针对县域用户特点，优化手机银行界面和功能，提高金融业务渗透率和用户满意度。
“”“”20232,328.00171.755,690.88
543.0376.16%
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加强渠道建设金融服务创新特色金融产品持续深化农村地区基础金融服务，加大乡村振兴支持力度；加大县域电子渠道建设力度，随着电子设备的逐步优化和发卡数量的不断增加，进一步提高了本行金融业务在县域的渗透率。
创新线上化经营模式，运用金融科技打造直播场景；梳理区域产业发展特色，逐步推动“一县一贷”落地，持续支持巩固拓展脱贫攻坚成果的基础设施、公共服
务设施等项目。
理财子公司率先推出“乡村振兴”系列理财产品；金租公司重点支持文化旅游生态工程、乡村振兴 和现代农业等项目投放，创新产品及业务模式，精准对接中小微实体企业和三农客户。 2023
5261251,2901122,562337591,854
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112228330410427738382592610181027112211281226148620222023
202220221234496
1/114/145/58/84/42/2 0/08/82/22/21/1
1/114/1410/102/29/94/4 1/114/145/52/24/42/2
1/114/149/90/04/4
1/114/145/510/107/74/44/4
1/114/147/74/43/39/90/0
1/114/147/74/43/32/22/2 1/114/145/510/107/71/19/92/2 1/16/63/34/4
1/114/1410/103/3
1/19/95/52/27/72/24/4
(1) “”
(2)
(3) “”
“”2023
2023123120231231
“”
(1) 2023926
(2) 2023926
(3) 2023926
(4) 2023926
(5) 202382
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(7) 202412
(8) 2023926
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1.
112316414108112052022202320222023-20252023
2.
162202223164106268149121120122210202320222022
202220222022
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413.21
22031641962682410261120720222023
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32141
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(1) “”
(2)
(3) “”
202315,01714,590427
2,9388,7981,0391,167
301,80331-406,84841-503,365512,574
1,07610,599
2,915
1. 3933507,340
2. 1.12:12023
2023
“”“20”
4.13%
1202,09824.5100%
“”“”“”
80.02%
“”11088.12
“+++”“+++”“++++”100%
20231,751
73515511,551
1,4453042023122246,3112,4103,353489593.61
??理
重庆市县域地区网点总数1,445个
彭水支行
酉阳支行
秀山支行
黔江支行
石柱支行丰都支行武隆支行涪陵分行南川支行万盛支行綦江支行江津分行璧山支行永川支行荣昌支行大足支行铜梁支行
合川分行潼南支行
长寿支行垫江支行
忠县支行梁平支行
万州分行
开州支行
云阳支行
奉节支行
巫山支行巫溪支行城口支行
重庆市网点数:40个网点数:50个网点数:39个网点数:36个
网点数:40个
网点数:94个网点数:45个
网点数:25个
网点数:47个网点数:47个
网点数:60个
网点数:63个
网点数:68个
网点数:46个
网点数:31个网点数:38个
网点数:35个网点数:34个
网点数:33个
网点数:36个网点数:46个网点数:46个网点数:13个
网点数:75个网点数:47个
网点数:83个
网点数:89个
网点数:56个网点数:40个网点数:43个
总行1个
营业部1个
社区支行1个
分行7个一级支行35个
二级支行155个
分理处1551个
分支机构
1,751个自助设备6,311台
渝中支行九龙坡支行
大渡口支行
江北支行两江分行
南岸支行
北碚支行
沙坪坝支行科学城分行
渝北支行
巴南支行
总行网点数:2个
网点数:56个
网点数:17个
网点数:37个网点数:27个
网点数:30个网点数:16个
网点数:40个
网点数:29个
网点数:28个
网点数:14个
网点数:8个
个
本行已设立
个24小时自助银行中心
分支行网络覆盖重庆全部 个行政区县
重庆市中心城区网点总数
304个
云南省曲靖市
网点总数
个
重庆农商行分支机构网点总数1,751个
重庆市中心城区
分支机构分布情况
智能柜台存取款一体机自助取款机自助查询机
2,4103,353
台台台台
??理
2023年度报告
重庆市县域地区网点总数
1,445个
彭水支行
酉阳支行
秀山支行
黔江支行
石柱支行丰都支行武隆支行涪陵分行南川支行万盛支行綦江支行江津分行璧山支行永川支行荣昌支行大足支行铜梁支行
合川分行潼南支行
长寿支行垫江支行
忠县支行梁平支行
万州分行
开州支行
云阳支行
奉节支行
巫山支行巫溪支行城口支行
重庆市网点数:40个网点数:50个网点数:39个网点数:36个
网点数:40个
网点数:94个网点数:45个
网点数:25个
网点数:47个网点数:47个
网点数:60个
网点数:63个
网点数:68个
网点数:46个
网点数:31个网点数:38个
网点数:35个网点数:34个
网点数:33个
网点数:36个网点数:46个网点数:46个网点数:13个
网点数:75个网点数:47个
网点数:83个
网点数:89个
网点数:56个网点数:40个网点数:43个
总行1个
营业部1个
社区支行1个
分行7个一级支行35个
二级支行155个
分理处1551个
分支机构
1,751个
自助设备6,311台
渝中支行九龙坡支行大渡口支行
江北支行两江分行
南岸支行
北碚支行
沙坪坝支行科学城分行
渝北支行
巴南支行
总行网点数:2个
网点数:56个
网点数:17个
网点数:37个网点数:27个
网点数:30个网点数:16个
网点数:40个
网点数:29个
网点数:28个
网点数:14个
网点数:8个
个
本行已设立
个24小时自助银行中心
分支行网络覆盖重庆全部 个行政区县
重庆市中心城区网点总数
304个
云南省曲靖市
网点总数
个
重庆农商行分支机构网点总数
1,751个
重庆市中心城区
分支机构分布情况
智能柜台存取款一体机自助取款机自助查询机
2,4103,353
台台台台
机构名称地址网点数(个)员工人数(人)资产规模(亿元)
江北支行沙坪坝支行九龙坡支行科学城分行南岸支行北碚支行渝北支行两江分行巴南支行万盛支行涪陵分行长寿支行江津分行合川分行永川支行南川支行綦江支行潼南支行铜梁支行大足支行荣昌支行璧山支行万州分行梁平支行城口支行丰都支行垫江支行忠县支行开州支行云阳支行奉节支行巫山支行巫溪支行黔江支行武隆支行石柱支行秀山支行酉阳支行彭水支行曲靖分行合计
1,751
14,590
281.43
263.57
17.47
172.24
252.26
248.99
256.31
274.30
341.28
82.21
332.18
248.64
489.91
543.24
305.58
183.91
214.74
192.50
249.68
208.55
202.35
255.70
538.35
271.30
77.18
250.33
214.92
261.67
473.77
340.49
227.08
128.40
141.63
126.65
152.39
157.17
136.61
181.35
160.49
53.50
13,609.46
总行21,7093,485.85重庆市江北区金沙门路36号渝中支行8145185.76重庆市渝中区新华路142号大渡口支行14159127.51重庆市大渡口区春晖路街道天辰华府1栋1-3，1-4-1-1；
1、11栋1-4-1-2，1-4-2-2号
重庆市江北区洋河东路10号1-1重庆市沙坪坝区小杨公桥118号附37、38、39号重庆市九龙坡区杨家坪西郊路2号附1号重庆市高新区西永大道28号重庆市南岸区南坪江南大道24号重庆市北碚区碚峡西路20号重庆市渝北区双龙湖街道双龙大道91号1幢1-1重庆市北部新区金童路21、23、25号重庆市巴南区龙洲大道145号重庆市万盛区万东北路36号重庆市涪陵区兴华中路55号(宏富大厦）1幢重庆市长寿区凤城街道办事处向阳路13号重庆市江津区圣泉街道西江大道183号附6号、附7号重庆市合川区久长路2号重庆市永川区红河中路399号重庆市南川区金佛大道24号重庆市綦江区文龙街道九龙大道34号重庆市潼南区桂林街道办事处兴潼大道4号重庆市铜梁区巴川街道中兴路102号重庆市大足区棠香街道五星大道中段227号附1号重庆市荣昌区昌州街道海棠大道106号重庆市璧山区璧城街道璧铜路4号重庆市万州区太白路91号重庆市梁平区梁山街道名豪商贸区26幢1号重庆市城口县葛城镇南大街30号重庆市丰都县三合街道商业二路187号重庆市垫江县桂溪街道人民东路371号重庆市忠县忠州镇巴王路49号重庆市开州区汉丰街道办事处开州大道（市民广场）重庆市云阳县青龙街道云江大道1335号重庆市奉节县鱼复街道公平巷32号重庆市巫山县广东中路258号重庆市巫溪县柏杨街道滨河支路25号杨河花园7号楼1-1重庆市黔江区城东街道解放路217号重庆市武隆区芙蓉街道芙蓉中路36号重庆市石柱土家族自治县南宾街道万寿大道10号附6号重庆市秀山土家族苗族自治县中和街道渝秀大道35号重庆市酉阳土家族苗族自治县桃花源街道桃花源大道中段6号重庆市彭水苗族土家族自治县汉葭街道石嘴街2号附4号云南省曲靖市麒麟区麒麟西路460号
分支机构分布表
10%202220235252022
113.5720220.2714
30.82A24.002023629H6.822023629
2023202320222023 2023
202398.0410%
9.810.73
2.885202332.76
AH2023
202320222021
3,2763,0822,868
29.45%
29.42%29.51%
30.05%
30.00%30.00%
20232023
“”2023
“”20232023
“”
2023“”20222023
C.2.1
2023C.2.1
C3
“”202312
2021202120222022202320232023
2023)
2023576.9065
3.2915
202419颕202419
10%
10%
3%
3%10
“”eIR
20229162022<>
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A
4008058058H183171712-1716
(852) 2862 2863
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(86) 23-6111 0637
(86) 23-6111 0844
ir@cqrcb.com3485(www.cqrcb.com)“”(www.hkexnews.hk)(www.sse.com.cn)
B0335H25000000191500000676129728J
“”2023
“”“”
2023619.8132.7
27.2%
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2023
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171.75
2023
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201910292025429
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433,221,28920221222
A
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2019102920271029
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20191029
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20199
2019920
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724.47
“”
20221231
20231231
(%)(%)
2,953,388,24626.01(2,945,798,076)7,590,1700.071 –2 2,807,392,90024.72(2,807,392,900)00.003 145,995,3461.29(138,405,176)7,590,1700.07
136,902,8111.21(136,902,811)00.00
9,092,5350.08(1,502,365)7,590,1700.074 –
8,403,611,75473.992,945,798,07611,349,409,83099.931 5,890,275,71351.862,945,798,0768,836,073,78977.802 –3 2,513,336,04122.132,513,336,04122.134 –
11,357,000,000100.0011,357,000,000100.00
2,945,798,0762,945,798,076A2,944,171,61142
202354A1,626,4654820231030
20234242023“”
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“2301”2123800193
502.80%
A(1)39
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(5,168,080)2,501,166,69122.02H0988,000,0008.70A 0797,087,4307.02A
0589,084,1815.19A476,313,625566,714,2564.99A
0433,221,2893.81A23,814,00023,814,0000.21H123,821,577382,403,9683.37A
0160,000,0001.41A160,000,000
0136,778,7111.20A127,425,073
136,778,711
0125,000,0001.10A
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20241023,4452025107,81520271078,150
23,44560
7296496,250
20241020,6252025106,87520271068,750
20,62560
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20241019,8302025106,61020271066,100
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17,07060
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20241016,8752025105,62520271056,250
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H
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BlackRock Global Funds132,885,000 (L)5.291.17
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155,782,70052,894,02855,589,97452,734,764215,434,65512,028,4499,960,8229,872,848393,211,31382,638,20798,683,75988,582,584420,91116,31420,91116,314511,451,7708,457,2367,776,5678,418,4056647,276,750605,085,448585,073,500551,035,374
110,774,96865,835,694121,458,13277,489,548321,772,087401,141,674321,772,087401,141,674164,925,901105,372,759136,364,26277,152,6801,309,851632,5971,309,851632,5978477,343454,6856,097,6225,858,06494,539,3304,225,6683,729,0173,780,176
296,642512,810287,655489,52610188,534157,986156,218112,41511613,999579,938600,103568,1681211,541,78610,773,32611,198,16110,405,189131,463,4031,054,297866,880652,864
1,441,081,9431,351,861,1161,360,945,5211,288,943,190
15107,161,73686,393,367107,119,11786,271,6801655,923,69651,844,46756,335,17752,333,6631751,340,48941,684,6926,081,8835,321,256188,748,2743,245,979100,95470,498415,06112,45015,06112,4501963,309,67342,465,62251,725,10631,162,11520896,202,230824,946,754893,928,148822,869,408215,765,3205,293,1695,599,6185,166,08422872,9061,120,971796,404988,31923504,749304,144504,740304,137
165,213135,385135,49590,58824119,579,392171,069,176119,579,392171,069,176257,991,5838,328,7882,358,7453,625,621
1,317,580,3221,236,844,9641,244,279,8401,179,284,995
165311
20231231
2023年度报告
20231231
20221231
20231231
20221231
2611,357,00011,357,00011,357,00011,357,000275,997,6485,997,6485,997,6485,997,648
5,997,6485,997,6485,997,6485,997,6482820,308,98920,338,38920,437,76820,437,76829(24,388)(921,970)(590,693)(1,114,301)3014,822,23213,841,81514,822,23213,841,8153119,117,71517,848,93218,017,33416,892,9113250,154,44444,821,57946,624,39242,245,354
121,733,640113,283,393116,665,681109,658,195
1,767,9811,732,759–
123,501,621115,016,152116,665,681109,658,195
1,441,081,9431,351,861,1161,360,945,5211,288,943,190
2024328
165311
2023
2023202220232022
27,955,75728,990,72625,264,81626,367,4693323,493,10925,404,23820,598,03322,932,663 49,887,06351,257,79545,726,21747,580,913
(26,393,954)(25,853,557)(25,128,184)(24,648,250)341,791,2881,913,2041,557,4321,445,937 2,235,8592,326,7461,995,0971,855,697
(444,571)(413,542)(437,665)(409,760)352,169,0661,821,7672,603,1612,076,522
22,6583,25322,6583,253
45,41765,20345,41765,203
314,288306,454307,182286,0733643,964(652,622)139,154(515,164)
23,00196,08523,00196,08598,00669,65813,97813,40123,03531,94222,87531,952(15,761,290)(17,381,323)(14,631,766)(16,396,315)
(277,446)(274,239)(263,556)(256,679)37(9,489,136)(9,231,759)(9,099,180)(8,924,958)38(5,941,276)(7,840,491)(5,269,030)(7,214,645)
(333)(33)(53,432)(34,501)–
12,194,46711,609,40310,633,0509,971,154
16,66120,29414,54619,661(15,255)(69,699)(13,699)(67,897)
12,195,87311,559,99810,633,8979,922,91839(1,070,721)(1,082,154)(829,729)(811,546)
11,125,15210,477,8449,804,1689,111,372
165311
2023
2023年度报告
2023202220232022
11,125,15210,477,8449,804,1689,111,372
1. 11,125,15210,477,8449,804,1689,111,372
1. 10,902,35510,275,5749,804,1689,111,372
2. 222,797202,270–
29897,507(476,513)523,608(665,334)
897,582(476,498)523,608(665,334)1.(1)
(143,106)65,024(142,808)65,085(2)
(303,367)(123,829)(303,367)(123,829)2.(1)
1,151,765(430,277)777,584(619,183)(2)
192,29012,584192,19912,593
(75)(15)–
12,022,65910,001,33110,327,7768,446,038
11,799,9379,799,07610,327,7768,446,038 222,722202,255–
400.940.89
2024328
165311
2023
2023202220232022
801,8387,955,059356,3958,548,859
1,298,149–386,776386,77620,706,2055,883,14420,785,2385,967,4375,502,9713,245,03131,13369,5509,644,1457,472,767787,14559,95820,865,23623,253,05220,584,20411,958,47071,500,49186,218,98671,235,98786,017,07436,460,40537,501,83232,610,96333,631,3711,118,8851,198,782635,662424,215
166,600,176174,413,578147,026,727147,063,710
(69)(69)–(9,015,675)(8,819,843)(2,086,610)(44,946,580)(54,098,491)(36,514,509)(46,503,203)
(38,902,555)(18,661,449)(38,902,555)(17,933,310)(19,201,314)(19,520,716)(17,977,855)(18,440,404)(5,453,377)(5,431,213)(5,256,123)(5,249,120)(4,258,677)(4,190,951)(3,444,827)(3,601,823)(5,362,548)(1,609,587)(5,151,661)(1,278,568)
(127,140,795)(103,512,407)(116,067,442)(95,093,038)
41(1)39,459,38170,901,17130,959,28551,970,672
165311
2023
2023年度报告
2023202220232022
296,515,086288,457,752295,191,287282,217,57416,649,77918,315,60616,011,26518,283,962
133,795102,305119,00196,224
313,298,660306,875,663311,321,553300,597,760
(281,393,391)(321,579,730)(278,827,785)(299,930,419)
(1,036,331)(610,866)(582,255)(521,331)
(29,400)(216,900)–
(282,459,122)(322,190,596)(279,626,940)(300,451,750)
30,839,538(15,314,933)31,694,613146,010
234,975,743226,369,005234,975,743226,369,005
1,999,3101,999,310
234,975,743228,368,315234,975,743228,368,315
(289,310,000)(284,430,000)(289,310,000)(282,530,000)
(4,222,669)(3,797,691)(4,222,669)(3,724,630)
(861)–(67,670)(73,025)(49,618)(52,804)
(293,600,339)(288,300,716)(293,582,287)(286,307,434)
(58,624,596)(59,932,401)(58,606,544)(57,939,119)
165311
2023
2023202220232022
17,75379,08017,75379,080
41(2)11,692,076(4,267,083)4,065,107(5,743,357)
31,518,34235,785,42529,552,68635,296,043
41(3)43,210,41831,518,34233,617,79329,552,686
2024328
165311
2023
2023年度报告
20231111,357,0005,997,64820,338,389(921,970)13,841,81517,848,93244,821,579113,283,3931,732,759115,016,152
897,58210,902,35511,799,937222,72212,022,659
1. 28(29,400)(29,400)(187,500)(216,900)
1. 30980,417(980,417)–
2. 311,268,783(1,268,783)–
3. 32(3,082,290)(3,082,290)(3,082,290)
4. 32(238,000)(238,000)(238,000)
2023123111,357,0005,997,64820,308,989(24,388)14,822,23219,117,71550,154,444121,733,6401,767,981123,501,621
2024328
165311
2023
20221111,357,0003,998,33820,338,389(445,472)12,930,67815,881,39740,452,320104,512,6501,531,365106,044,015
(476,498)10,275,5749,799,076202,25510,001,331
1. 271,999,3101,999,3101,999,310
1. 30911,137(911,137)–
2. 311,967,535(1,967,535)–
3. 32(2,867,643)(2,867,643)(861)(2,868,504)
4. 32(160,000)(160,000)(160,000)
2022123111,357,0005,997,64820,338,389(921,970)13,841,81517,848,93244,821,579113,283,3931,732,759115,016,152
2024328
165311
2023
2023年度报告
20231111,357,0005,997,64820,437,768(1,114,301)13,841,81516,892,91142,245,354109,658,195
() 523,6089,804,16810,327,776()
1. 30980,417(980,417)
2. 311,124,423(1,124,423)
3. 32(3,082,290)(3,082,290)
4. 32(238,000)(238,000)
2023123111,357,0005,997,64820,437,768(590,693)14,822,23218,017,33446,624,392116,665,681
2024328
165311
2023
20221111,357,0003,998,33820,437,768(448,967)12,930,67815,227,33438,738,339102,240,490() (665,334)9,111,3728,446,038()
1. 271,999,3101,999,310()
1. 30911,137(911,137)
2. 311,665,577(1,665,577)
3. 32(2,867,643)(2,867,643)
4. 32(160,000)(160,000)
2022123111,357,0005,997,64820,437,768(1,114,301)13,841,81516,892,91142,245,354109,658,195
2024328
165311
“”“”
“”[2007]58[2008]169
2008627200862760.0060.00
1.00
2010329[2010]141.9110
70.00
201083[2010]367H20101116
“”[2010]1634H201012162,000,000,000H201115300,000,000H1.005.25
93.00
2017918[2017]130“”
“”“”
5.7571.00
100.00
2016913A
[2016]115A20199
[2019]1657A20191029
1,357,000,0001.00
7.36113.57
“”
“”202312312023202315
111231
“”
(1)
(2)
10(2)(b)
(1)
(2)
(3)
5(4)
(4)
(1)
(2)
(a)
(2)
(a)
(b)
(3)
8(4)(4)
8(7)
(4)
(5)
(6)
(6)
(7)
(7)
(a)
(i)(ii)(iii)
1212
(7)
(a)
(7)
(a)
(b)
(7)
(c)
(8)
(9)
(10)
(11)
(1)
(a)
(b)
(2)
(a)
(2)
(b)
10(3)10(3)
“”
(2)
(b)
(3)
(1)
(2)
203%4.85%453%24.25%19.40%53%19.40%53%19.40%
(3) 17
(4)
(1)(2)
(3)(4)
(1)(2)
(3)
(1)
10-701-10
(2)
8(2)
(1)
(2)
(3)
(1)
(2)
(1)
(2)
201911
(3)
20181231
(4)
(5)
(1)
(2)
“”“”
20(2)
2023
(1) 25[2020]20“”
200625262009[2009]15
(2) 16[2022]31“16”“
”
6%
3%-13%7%5%3%2%25%20202315%
20231231
20221231
20231231
20221231
3,086,7893,093,4793,071,5293,080,041
(1)46,597,53047,048,57946,486,92846,947,556
(2)6,047,7982,671,4835,980,9342,626,680
(3)50,58380,48750,58380,487
55,782,70052,894,02855,589,97452,734,764
(1)
20231231
20221231
5.25%5.75%
4.00%6.00%
(2)(3)
(1)
20231231
20221231
20231231
20221231
13,167,7049,530,4997,700,8087,374,763
1,806,3132,033,7811,804,0372,033,611
490,554473,873490,554473,873
15,464,57112,038,1539,995,3999,882,247
(29,916)(9,704)(34,577)(9,399)
15,434,65512,028,4499,960,8229,872,848
(2) 20232022
(1)
20231231
20221231
20231231
20221231
93,499,44282,253,98699,015,53488,204,703
(288,129)(28,126)(331,775)(34,466)
93,211,31382,225,86098,683,75988,170,237
412,347412,347
412,347412,347
93,211,31382,638,20798,683,75988,582,584
(2) 2023202212
2023123120221231
22,459685(569)787,61813,130(10,739) 392,52212,496(12,329) 7,618,7602,163(2,163)5,670,7101,711(1,711)
732,0005,567190,0001,473
8,765,74120,911(15,061)6,648,32816,314(12,450)
(1)
20231231
20221231
20231231
20221231
11,492,6098,464,7067,817,4068,425,875
(40,839)(7,470)(40,839)(7,470)
11,451,7708,457,2367,776,5678,418,405
(2) 20232022
(1)
20231231
20221231
20231231
20221231
324,562,236295,665,920263,374,584242,830,1423,221,5033,021,4623,221,5033,021,462
327,783,739298,687,382266,596,087245,851,604
120,119,147101,879,780116,691,32698,685,323
91,489,19896,965,18291,113,33796,531,90714,999,57712,463,94014,999,57712,463,94064,312,19471,460,53063,716,43470,938,985
290,920,116282,769,432286,520,674278,620,155
618,703,855581,456,814553,116,761524,471,759
(29,433,889)(27,591,636)(26,050,045)(24,656,655)
589,269,966553,865,178527,066,716499,815,104
58,006,78451,220,27058,006,78451,220,270
58,006,78451,220,27058,006,78451,220,270
647,276,750605,085,448585,073,500551,035,374
42(1)
(2)
20231231
20221231
20231231
20221231
134,003,092110,725,271132,691,852109,036,831177,830,133171,484,835125,256,420128,875,323256,972,411252,180,788247,117,523241,630,085107,905,00398,286,190106,057,75096,149,790
676,710,639632,677,084611,123,545575,692,029
(3)
20231231202212312023123120221231
%%%%
84,525,19112.4972,536,20911.4640,679,9416.6635,031,3656.0974,636,22211.0371,087,65611.2469,526,57211.3864,703,33911.2468,557,40910.1365,147,89610.3064,496,39910.5563,333,83511.0036,011,0125.3231,762,8685.0236,011,0125.8931,762,8685.5235,749,9395.2831,349,5844.9635,577,1725.8231,327,7475.4427,698,3014.0925,723,8224.0725,496,6834.1723,427,6594.0726,913,0783.9822,268,9073.5223,979,2523.9218,853,8733.279,729,1931.448,562,2141.359,364,9301.538,260,0941.436,849,2051.016,834,1801.086,729,3431.106,733,8071.173,458,1080.514,403,7210.703,458,1080.574,403,7210.762,619,3640.392,352,8110.372,120,4770.352,094,9440.362,469,2420.362,285,1380.362,223,1520.362,247,1200.392,467,7350.362,098,9580.331,569,4600.261,684,8550.294,106,5240.623,493,6880.553,370,3700.563,206,6470.57
385,790,52357.01349,907,65255.31324,602,87153.12297,071,87451.60290,920,11642.99282,769,43244.69286,520,67446.88278,620,15548.40
676,710,639100.00632,677,084100.00611,123,545100.00575,692,029100.00
(4)
20231231
712,192548,331339,58140,3291,640,433927,014232,659398,793514,9512,073,4171,671,3812,358,2641,707,48957,3525,794,486
2,25828,25664,0001,26495,778
3,312,8453,167,5102,509,863613,8969,604,114
20221231
477,414437,295221,82547,9541,184,488973,792428,928896,687525,4352,824,8421,263,7492,494,693485,24745,7404,289,429
64,10551,2191,000116,324
2,779,0603,360,9161,654,978620,1298,415,083
(4)
20231231
710,369545,603338,79340,2691,635,034625,159209,989324,622514,7651,674,5351,649,9802,200,4451,614,70754,0215,519,1532,2589,99864,0001,26477,520
2,987,7662,966,0352,342,122610,3198,906,242
20221231
476,054435,340220,68847,8941,179,976970,411427,284784,082524,8792,706,6561,247,2142,393,318476,29945,5484,162,37964,10551,2191,000116,324
2,757,7843,255,9421,532,288619,3218,165,335
(5)
(a)
2023
20231114,175,8566,246,5697,169,21127,591,636
959,797(848,410)(111,387)–(271,305)580,919(309,614)–(116,227)(650,398)766,625–2,377,55987,6441,655,1074,120,310
(4,209,740)(4,209,740)1,931,6831,931,683
2023123117,125,6805,416,3246,891,88529,433,889
2022
20221112,704,1884,212,7457,914,56924,831,502
997,610(951,037)(46,573)–(635,650)672,246(36,596)–(105,531)(1,598,263)1,703,794–1,215,2393,910,8782,586,8627,712,979
(7,064,831)(7,064,831)2,111,9862,111,986
2022123114,175,8566,246,5697,169,21127,591,636
(5)
(a)
2023
20231112,044,7595,889,6976,722,19924,656,655
874,638(764,041)(110,597)–(215,201)458,354(243,153)–(114,700)(547,902)662,602–2,129,626(71,656)1,355,6033,413,573
(3,919,521)(3,919,521)1,899,3381,899,338
2023123114,719,1224,964,4526,366,47126,050,045
2022
20221111,232,2163,897,4297,383,65522,513,300
973,997(927,978)(46,019)–(607,093)640,723(33,630)–(104,233)(1,586,933)1,691,166–
549,8723,866,4562,664,4267,080,754
(7,030,827)(7,030,827)
2,093,4282,093,428
2022123112,044,7595,889,6976,722,19924,656,655
(5)
(b)
2023
20231112,5321,00013,532
–––105,553105,553
20231231118,0851,000119,085
2022
2022116,4041,0007,404
–––6,1286,128
2022123112,5321,00013,532
20231231
20221231
20231231
20221231
(1)110,774,96865,835,694121,458,13277,489,548
(2)321,772,087401,141,674321,772,087401,141,674
(3)164,925,901105,372,759136,364,26277,152,680
(4)1,309,851632,5971,309,851632,597
598,782,807572,982,724580,904,332556,416,499
(1)
20231231
20221231
20231231
20221231
7,347,5297,924,9287,347,5297,924,9286,071,192745,51820,160–862,930727,612862,930727,612641,7311,592,041641,7311,592,041
14,923,38210,990,0998,872,35010,244,581
57,160,87716,047,57057,160,87616,047,57036,105,82530,206,13336,005,04029,633,160
755,8427,346,42414,596,01314,618,549747,852970,824239,495931,190731,975262,0144,245,1956,014,498349,21512,630339,163–
95,851,58654,845,595112,585,78267,244,967
110,774,96865,835,694121,458,13277,489,548
(2)
20231231
20221231
186,675,740175,704,316
62,273,76565,122,34136,473,89045,365,81433,735,88468,597,139
319,159,279354,789,610
2,976,94713,811,1672,538,1354,022,227
30,833,976
5,515,08248,667,370
(2,902,274)(2,315,306)
321,772,087401,141,674
42(1)
(2)
2023
202311686,3346,6691,622,3032,315,306
6,669(6,669)–(2,067)2,067–
–18,72440,487861,770920,981
(334,013)(334,013)
20231231709,66042,5542,150,0602,902,274
2022
2022111,188,7018,9481,067,8372,265,486
7,582(7,582)–
(995)995–(31,567)31,567–(477,387)4,308522,89949,820
20221231686,3346,6691,622,3032,315,306
(2)
2023
202311686,3346,6691,622,3032,315,306
6,669(6,669)–(2,067)2,067–
–18,72440,487861,770920,981
(334,013)(334,013)
20231231709,66042,5542,150,0602,902,274
2022
2022111,188,7258,9481,067,8372,265,510
7,582(7,582)–
(995)995–(31,567)31,567–(477,411)4,308522,89949,796
20221231686,3346,6691,622,3032,315,306
(3)
20231231
20221231
20231231
20221231
76,178,52072,155,97649,758,15146,082,06444,283,74614,330,37744,283,74614,330,37717,054,66412,128,61014,933,3769,982,443
8,922,8854,446,1208,922,8854,446,120
146,439,815103,061,083117,898,15874,841,004
18,486,0862,311,67618,466,1042,311,676
164,925,901105,372,759136,364,26277,152,680
42(1)
(3)
2023
20231111,16011,160
–––150,934150,934
20231231162,094162,094
2022
202211610610
–––10,55010,550
2022123111,16011,160
(3)
2023
20231111,05211,052
–––150,812150,812
20231231161,864161,864
2022
202211490490
–––10,56210,562
2022123111,05211,052
(4)
20231231
20221231
1,244,139568,378
65,71264,219
1,309,851632,597
20231231
(321,691)(321,691)
14,783(82,798)(201,969)
14,783(404,489)(523,660)
20221231
8,631(165,106)(119,171)
8,631(165,106)(119,171)
20232022
20231231
20221231
20231231
20221231
(1)5,620,2795,403,379
(2)477,343454,685477,343454,685
477,343454,6856,097,6225,858,064
(1)
20231231
20221231
2,090,0002,090,0002,000,0002,000,000232,494200,280200,155180,000183,929102,000182,387169,269110,550110,550106,370106,370101,23689,610100,21959,08093,42093,42083,10083,10068,70068,70067,71951,000
5,620,2795,403,379
(2)
2023
454,68522,658477,343–
2022
451,4323,253454,685–
(3) 2023123120221231
2023117,712,5751,575,56885,0521,223,47810,596,673
69,622177,312457,906704,840273,83121,17611,62716,356322,990(59,480)(63,334)(9,415)(58,535)(190,764)
202312317,996,5481,710,72287,2641,639,20511,433,739
202311(4,317,385)(1,216,447)(72,801)(764,372)(6,371,005)
(417,599)(164,428)(3,529)(116,450)(702,006)
51,40061,4169,13256,654178,602
20231231(4,683,584)(1,319,459)(67,198)(824,168)(6,894,409)
2023113,395,190359,12112,251459,1064,225,668
202312313,312,964391,26320,066815,0374,539,330
2022117,548,7501,533,66594,3041,186,89810,363,617
29,40687,68989,617206,712219,1683,9031,5415,210229,822(84,749)(49,689)(10,793)(58,247)(203,478)
202212317,712,5751,575,56885,0521,223,47810,596,673
202211(3,965,900)(1,086,825)(80,207)(723,541)(5,856,473)
(412,499)(177,700)(3,063)(97,080)(690,342)
61,01448,07810,46956,249175,810
20221231(4,317,385)(1,216,447)(72,801)(764,372)(6,371,005)
2022113,582,850446,84014,097463,3574,507,144
202212313,395,190359,12112,251459,1064,225,668
2023117,514,5341,543,78177,195839,8449,975,354
69,489173,71828,426271,633273,83119,94511,22015,228320,224(59,478)(61,335)(9,070)(55,016)(184,899)
202312317,798,3761,676,10979,345828,48210,382,312
202311(4,242,175)(1,196,989)(66,392)(689,622)(6,195,178)
(408,296)(158,661)(3,113)(60,994)(631,064)
51,40059,4768,79853,273172,947
20231231(4,599,071)(1,296,174)(60,707)(697,343)(6,653,295)
2023113,272,359346,79210,803150,2223,780,176
202312313,199,305379,93518,638131,1393,729,017
2022117,329,4701,505,05686,447860,2979,781,270
44,73084,41832,311161,459216,0223,9031,5415,210226,676(75,688)(49,596)(10,793)(57,974)(194,051)
202212317,514,5341,543,78177,195839,8449,975,354
202211(3,890,979)(1,072,048)(74,154)(684,615)(5,721,796)
(403,899)(172,930)(2,707)(60,992)(640,528)
52,70347,98910,46955,985167,146
20221231(4,242,175)(1,196,989)(66,392)(689,622)(6,195,178)
2022113,438,491433,00812,293175,6824,059,474
202212313,272,359346,79210,803150,2223,780,176
2023123120221231202312312022123120231231
20231231
6.77202212313.02
2023123120230.660.502022
0.620.43
1.561.09202212311.23
0.92
202311551,992426,217978,209
114,913114,913(11,663)(1,666)(13,329)
20231231540,329539,4641,079,793
202311(197,167)(201,104)(398,271)
(13,496)(55,829)(69,325)3341,4681,802
20231231(210,329)(255,465)(465,794)
202311354,825225,113579,938
20231231330,000283,999613,999
202211552,499371,845924,344
44454,40954,853
(951)(37)(988)
20221231551,992426,217978,209
202211(183,449)(164,237)(347,686)
(14,072)(36,886)(50,958)
35419373
20221231(197,167)(201,104)(398,271)
202211369,050207,608576,658
20221231354,825225,113579,938
20231231202212312023123120221231
(1)
20231231
43,750,28610,601,70310,601,703
3,032,660749,955(52,812)(13,203)736,7521,041,488260,234260,234504,372126,093126,09370,45517,61417,61453,58313,396(152,600)(38,150)(24,754)206,34141,991(725,172)(181,293)(139,302)422,407105,602(568,624)(142,156)(36,554)
49,081,59211,916,588(1,499,208)(374,802)11,541,786
20221231
40,026,4389,731,1709,731,170
2,766,914685,041685,041878,784219,602219,602304,14476,03676,036
73,05218,26318,26373,33218,333(155,916)(38,979)(20,646)536,148134,037134,037211,62852,907(492,336)(123,084)(70,177)
44,870,44010,935,389(648,252)(162,063)10,773,326
(2)
2023
9,731,170934,630(64,097)10,601,703
685,04151,711736,752219,602(7,037)47,669260,23476,03650,057126,09318,263(649)17,614(20,646)(4,108)(24,754)134,0379,460(282,799)(139,302)(70,177)33,623(36,554)
10,773,3261,067,687(299,227)11,541,786
2022
8,495,7901,239,574(4,194)9,731,170632,38152,660685,041244,937(3,654)(21,681)219,602
76,365(329)76,03618,912(649)18,263(15,671)(4,975)(20,646)(185,182)134,517184,702134,037(80,178)10,001(70,177)
9,187,3541,427,145158,82710,773,326
20231231
20221231
(1)1,042,521715,650
424,288232,782
37,32733,350
(2)35,50338,970
192,829149,893
1,732,4681,170,645
(269,065)(116,348)
1,463,4031,054,297
(1)
20231231
20221231
11942,139617,45212231,76745,92623324,01910,785344,59641,487
1,042,521715,650
20231231133,9572022123153,956(2) 202312313,548202212313,913
2023
29,70420,21229,916328,126260,003288,129
100(100)–57,47033,36940,839627,591,6364,120,310(2,278,057)29,433,889
613,532105,553119,08572,315,306920,981(334,013)2,902,274711,160150,934162,09413116,348113,92938,788269,065
30,093,3825,725,191(2,573,282)33,245,291
2022
214,775(5,071)9,704334,383(6,257)28,126
10010052327,2387,470624,831,5027,712,979(4,952,845)27,591,636
67,4046,12813,53272,265,48649,8202,315,306761010,55011,1601339,97175,471906116,348
27,194,3637,850,958(4,951,939)30,093,382
2023123155520221231
20231231
20221231
20231231
20221231
3,637,7803,045,4253,955,4933,409,12152,285,91648,799,04252,379,68448,924,542
55,923,69651,844,46756,335,17752,333,663
2023
1231
20221231
20231231
20221231
48,054,60637,754,4796,081,8835,321,256
3,285,8833,930,213–
51,340,48941,684,6926,081,8835,321,256
20231231
20221231
20231231
20221231
8,647,3203,175,481–
100,95470,498100,95470,498
8,748,2743,245,979100,95470,498
20231231
20221231
20231231
20221231
40,746,32317,996,01629,161,7566,692,50922,563,35024,469,60622,563,35024,469,606
63,309,67342,465,62251,725,10631,162,115
20231231
20221231
20231231
20221231
95,349,857104,856,77595,174,807104,625,596145,705,680145,893,555145,500,989145,658,071
241,055,537250,750,330240,675,796250,283,667
46,493,19736,225,15546,339,37536,060,134601,472,318531,457,655599,761,777530,042,016
647,965,515567,682,810646,101,152566,102,150
5,247,4304,611,9225,247,4304,611,9221,241,8611,223,5681,212,8071,194,471351,648308,601351,648308,60139,38367,42839,38367,428291,574293,073291,116292,614
7,171,8966,504,5927,142,3846,475,036
9,2829,0228,8168,555
896,202,230824,946,754893,928,148822,869,408
20231231
20221231
(1)3,070,4402,704,245
(2)100,060
(3)2,619,0702,384,904
(4)75,810103,960
5,765,3205,293,169
(1)
2023
2,368,1783,934,402(3,597,787)2,704,793
176,441(176,441)–302,874(302,874)–25,198(25,198)–9,519(9,519)–290(290)–398,828(398,828)–336,067170,272(140,692)365,647
2,704,2455,017,824(4,651,629)3,070,440
2022
2,212,4373,792,354(3,636,613)2,368,178
180,261(180,261)–298,463(298,463)–
25,216(25,216)–9,580(9,580)–112(112)–392,048(392,048)–295,815130,961(90,709)336,067
2,508,2524,828,995(4,633,002)2,704,245
(2)
2023
486,907(486,907)–100,06090,547(190,607)–
100,060577,454(677,514)–
2022
474,774(474,774)–100,060189,227(189,227)100,060
100,060664,001(664,001)100,060
(3)
??
?
(3)
(a)
20231231
20221231
2.75%3.25%
2.25%2.50%
6.00%6.00%
7.00%7.00%
4.50%4.50%
2010-2013)(b)
20232022
54,90056,840(i)1,3201,740
76,26077,600
132,480136,180
(i)(64,700)(86,690)
255,550–
190,850(86,690)
323,33049,490
(3)
(c)
20231231
20221231
2,619,0702,384,904
20232022
2,384,9042,426,844
76,26077,600(i)(64,700)(86,690)
255,550–
54,90056,840(i)1,3201,740
(89,164)(91,430)
2,619,0702,384,904
(i)
(4)
20230.0720220.11
0.3520220.43
20231231
20221231
20231231
20221231
466,000654,438399,934539,277350,322414,246342,225399,977
26,97624,08625,90622,632
5,1067,3204,6116,60424,50220,88123,72819,829
872,9061,120,971796,404988,319
20231231
20221231
20231231
20221231
(1)407,823191,738407,814191,731
96,926112,40696,926112,406
504,749304,144504,740304,137
(1)
2023
202311152,25229,5499,937191,738
2,729(543)(2,186)–
(8)14(6)–
(10)(148)158–189,83924,8711,375216,085
20231231344,80253,7439,278407,823
2022
202211132,77361,4127,687201,872
935(295)(640)–
(12)12–
(11)(385)396–18,567(31,195)2,494(10,134)
20221231152,25229,5499,937191,738
(1)
2023
202311152,24529,5499,937191,731
2,729(543)(2,186)–
(8)14(6)–
(10)(148)158–189,83724,8711,375216,083
20231231344,79353,7439,278407,814
2022
202211132,76661,4127,687201,865
935(295)(640)–
(12)12–
(11)(385)396–18,567(31,195)2,494(10,134)
20221231152,24529,5499,937191,731
(1)
20231231
20221231
97,247,336143,558,60622,332,05627,510,570
119,579,392171,069,176
(2)
2023
(b)143,558,606227,978,856(277,310,000)3,019,87497,247,336(c)27,510,5706,996,887(12,902,400)726,99922,332,056
171,069,176234,975,743(290,212,400)3,746,873119,579,392
2022
(b)202,866,702219,371,099(282,530,000)3,850,805143,558,606(c)22,387,7086,997,906(2,668,100)793,05627,510,570
225,254,410226,369,005(285,198,100)4,643,861171,069,176
(2)
2023
(b)143,558,606227,978,856(277,310,000)3,019,87497,247,336(c)27,510,5706,996,887(12,902,400)726,99922,332,056
171,069,176234,975,743(290,212,400)3,746,873119,579,392
2022
(b)202,866,702219,371,099(282,530,000)3,850,805143,558,606(c)20,434,2016,997,906(695,900)774,36327,510,570
223,300,903226,369,005(283,225,900)4,625,168171,069,176
(a) 2023123120221231(b) 20231231
9236620221231162365
(2)
(c)
20231231
20221231
20231“”(i)–2,061,88420233
(ii)–8,184,089202311
(iii)–2,010,05520246
(iv)3,055,7963,055,39120257
(v)5,070,1905,069,842202512
(vi)2,003,1432,003,73020264“”(vii)2,039,052–20269
(viii)5,037,991–20296
(ix)5,125,8845,125,579
22,332,05627,510,570
(i) 202019“”
3.20%
(2)
(c)
(ii) 2020312
2.89%
(iii) 2020115
3.60%
(iv) 202163
3.29%
(v) 202275
2.93%
(vi) 2022126
3.00%
(vii) 2023424“”
2.90%
(viii) 2023919
2.80%
(ix) 2019613
4.60%
2024614
20231231
20221231
(1)6,713,4887,217,770
844,417490,353
(2)290,667519,945
68,47824,74943,20243,073
(3)31,33132,898
7,991,5838,328,788
(1)
20231231
20221231
4,341,1543,709,211882,5342,354,433377,870322,196250,279254,631861,651577,299
6,713,4887,217,770
(2)
20231231
20221231
221,463448,165(a)69,20471,780
290,667519,945
(a) 201040
(3)
202312310.75% 20221231
0.75%2023123120
20231231
20221231
A18,843,6648,843,664H12,513,3362,513,336
11,357,00011,357,000
20231231
20221231
5,997,6485,997,648
(1)
2021
24/08/20214.00%100404,0002022
28/04/20223.90%100202,000
(2)
5,998
(2)
202242820“”
10053.90%5
202182440“”10054.00%5
(3)
2021
403,998,338403,998,3382022
201,999,310201,999,310
605,997,648605,997,648
(4)
20231231
20221231
121,733,640113,283,393115,735,992107,285,7455,997,6485,997,6481,767,9811,732,7591,767,9811,732,759
20231231
20221231
(1)20,308,98920,338,389
20231231
20221231
(2)20,437,76820,437,768
(1)
(2) 20109.102010
H77.06201732.912019A85.31
2023
(576,208)(190,850)47,669(143,106)(75)(719,314)(89,378)(404,489)101,122(303,367)(392,745)
(274,979)1,779,502(243,816)(383,921)1,151,765876,78618,595256,387(64,097)192,290210,885
(921,970)1,440,550(243,816)(299,227)897,582(75)(24,388)
2023
(575,800)(190,410)47,602(142,808)(718,608)(89,378)(404,489)101,122(303,367)(392,745)
(467,637)1,068,070(31,292)(259,194)777,584309,94718,514256,265(64,066)192,199210,713
(1,114,301)729,436(31,292)(174,536)523,608(590,693)
2022
(641,232)86,690(21,681)65,024(15)(576,208)
34,451(165,106)41,277(123,829)(89,378)
155,298(169,090)(404,612)143,425(430,277)(274,979)
6,01116,778(4,194)12,58418,595
(445,472)(230,728)(404,612)158,827(476,498)(15)(921,970)
2022
(640,885)86,780(21,695)65,085(575,800)
34,451(165,106)41,277(123,829)(89,378)
151,546(535,784)(289,793)206,394(619,183)(467,637)5,92116,790(4,197)12,59318,514
(448,967)(597,320)(289,793)221,779(665,334)(1,114,301)
2022118,669,8844,260,79412,930,678
911,137911,137
202212319,581,0214,260,79413,841,815
2023119,581,0214,260,79413,841,815
980,417980,417
2023123110,561,4384,260,79414,822,232
10%50%
2023202220232022
17,848,93215,881,39716,892,91115,227,334
1,268,7831,967,5351,124,4231,665,577
19,117,71517,848,93218,017,33416,892,911
2012330[2012]201.5%
2023202220232022
44,821,57940,452,32042,245,35438,738,33910,902,35510,275,5749,804,1689,111,372
(980,417)(911,137)(980,417)(911,137)(1,268,783)(1,967,535)(1,124,423)(1,665,577)
53,474,73447,849,22249,944,68245,272,997(3,082,290)(2,867,643)(3,082,290)(2,867,643)
(238,000)(160,000)(238,000)(160,000)
50,154,44444,821,57946,624,39242,245,354
(1) 2023330202210%
9.1111.24
113.570.2714
30.8220235252022202342620238240.781.60
(2) 2022330202110%
8.6116.66
113.570.2525
28.6820225262021
20228241.60
2023202220232022
14,302,50913,605,71410,861,57110,443,85614,005,64715,068,91513,754,59814,821,984829,048821,521829,048821,52116,710,40017,578,90716,115,01517,177,5682,445,5792,548,7392,611,9382,704,722807,270824,429805,354822,690637,816626,101637,816626,101148,794183,469110,877162,471
49,887,06351,257,79545,726,21747,580,913
(16,638,843)(15,814,726)(16,585,109)(15,768,561)
(3,746,873)(4,643,861)(3,746,873)(4,625,168)(2,189,645)(2,172,392)(2,188,299)(2,168,020)(1,521,782)(1,336,225)(310,046)(198,745)(1,153,327)(1,081,935)(1,153,327)(1,081,935)(1,137,910)(799,675)(1,140,061)(802,168)(5,574)(4,743)(4,469)(3,653)
(26,393,954)(25,853,557)(25,128,184)(24,648,250)
23,493,10925,404,23820,598,03322,932,663
2023202220232022
696,972700,288683,678691,685556,726423,945556,678423,842227,074462,017148,040134,001147,816133,793607,047606,495606,925606,377
2,235,8592,326,7461,995,0971,855,697
(344,174)(312,659)(344,145)(312,604)(41,031)(37,294)(35,607)(33,897)(59,366)(63,589)(57,913)(63,259)
(444,571)(413,542)(437,665)(409,760)
1,791,2881,913,2041,557,4321,445,937
2023202220232022
412,953569,868804,464569,868
(2,719)(1,810)(2,719)(1,810)
(53,539)(53,539)1,431,668827,9101,686,7761,192,723
45,41765,20345,41765,203243,816404,61231,292289,793490(2,361)490(2,361)22,6583,25322,6583,25314,7838,63114,78313,392
2,169,0661,821,7672,603,1612,076,522
2023202220232022
58,866(687,897)154,056(550,439)(14,512)35,445(14,512)35,445
(390)(170)(390)(170)
43,964(652,622)139,154(515,164)
2023202220232022
5,734,6785,640,1565,499,2485,465,7402,742,5542,593,8172,636,3812,508,277
(1)715,183717,775681,377684,167
69,32550,95867,44649,396
(2)31,13128,38029,49023,807
18,71716,93610,81913,447177,548183,737174,419180,124
9,489,1369,231,7599,099,1808,924,958
(1)(2)
2023202220232022
4,120,3107,712,9793,413,5737,080,754
105,5536,128105,5536,128
4,225,8637,719,1073,519,1267,086,882
920,98149,820920,98149,796150,93410,550150,81210,562
1,071,91560,3701,071,79360,358
260,003(6,257)297,309(494)216,085(10,134)216,083(10,134)113,92975,138106,27275,798
33,3697,23833,3697,23820,212(5,071)25,178(5,103)
(100)100(100)100
5,941,2767,840,4915,269,0307,214,645
(1)
2023202220232022
2,138,4082,509,2991,797,2362,116,742(1,067,687)(1,427,145)(967,507)(1,305,196)
1,070,7211,082,154829,729811,546
(2)
2023202220232022
12,195,87311,559,99810,633,8979,922,918
25%3,048,9682,890,0002,658,4742,480,730
15%
(127,327)(116,169)–(a)(1,967,492)(1,806,577)(1,952,381)(1,780,305)(b)112,785113,993110,595111,156
3,78790713,041(35)
1,070,7211,082,154829,729811,546
(a)(b)
20232022
(1)10,664,35510,115,574
(2)11,357,00011,357,000
0.940.89
20232022
(1)
20232022
10,902,35510,275,574
(238,000)(160,000)
10,664,35510,115,574
(2)
20232022
11,357,00011,357,000
–
11,357,00011,357,000
(1)
2023202220232022
11,125,15210,477,8449,804,1689,111,3725,941,2767,840,4915,269,0307,214,645
33333768,615752,276681,377684,16769,32550,95867,44649,39618,71716,93610,81913,447(23,035)(31,942)(22,875)(31,952)(43,964)652,622(139,154)515,164(23,001)(96,085)(23,001)(96,085)(1,541,575)(1,699,102)(1,975,671)(1,953,858)(16,710,400)(17,578,907)(16,115,015)(17,177,568)3,746,8734,643,8613,746,8734,625,168(1,067,687)(1,427,145)(967,507)(1,305,196)(93,892,665)(64,205,291)(85,446,000)(58,052,747)131,091,750131,504,322116,068,795108,374,686
39,459,38170,901,17130,959,28551,970,672
(2)
2023202220232022
43,210,41831,518,34233,617,79329,552,686(31,518,342)(35,785,425)(29,552,686)(35,296,043)
11,692,076(4,267,083)4,065,107(5,743,357)
(3)
20231231
20221231
20231231
20221231
3,086,7893,093,4793,071,5293,080,0416,047,7982,671,4835,980,9342,626,680
13,786,58210,037,9397,947,7607,969,324
8,998,8577,450,0008,998,8577,650,000
11,290,3928,265,4417,618,7138,226,641
43,210,41831,518,34233,617,79329,552,686
(4)
20231231
20221231
20231231
20221231
46,648,11347,129,06646,537,51147,028,043
962964962964
1,677,0271,999,2502,046,6771,911,95984,500,58575,216,33390,016,67780,967,050
202,217199,265198,693199,234
133,028,904124,544,878138,800,520130,107,250
(5)
(1)
2023123120221231
171,231,094151,012,190125,605,969108,569,421
22,557,51222,563,35024,528,43124,469,606
193,788,606173,575,540150,134,400133,039,027
2023123120221231
159,646,527139,427,623114,302,46297,265,91422,557,51222,563,35024,528,43124,469,606
182,204,039161,990,973138,830,893121,735,520
(2)
20231231
2.07202212312.072023123120221231
20231.842022
0.21
20231231229.5020221231139.60
(1)
20231231
20221231
20231231
20221231
20231231
20221231
58.5%58.5%58.5%58.5%200,000200,0002010
81%81%81%81%100,000100,0002010100%90%100%90%200,000200,0002010100%100%100%100%100,000100,000201281%81%81%81%100,000100,0002013100%82.26%100%82.26%62,00062,0002013
93.5%59%93.5%59%100,000100,000201393%93%93%93%100,000100,000201391%85%91%85%200,000200,0002013100%90%100%90%100,000100,000201380%80%80%80%2,500,0002,500,000201491%51%91%51%200,000200,0002015100%90%100%90%200,000200,0002016100%100%100%100%2,000,0002,000,0002020
(2)
20231231
259.3320221231
213.80
20231231
20221231
477,343454,685
(1)
30.00%30.00%1,500,0002020
(2)
20231231
20221231
477,343454,685
20232022
22,6583,253
–
22,6583,253
(1)
202312311,095.64202212311,303.3520232.272022
4.62
20232022
20232022
(2)
20231231
24,528,0451,974,64826,502,69334,986,33434,986,3341,503,694388,0751,891,769731,975731,97510,051760,052770,103
37,232,05424,916,1201,974,648760,05264,882,874
20221231
63,773,961863,92064,637,881
28,933,67628,933,6768,317,2482,375,75010,692,998
262,014262,014
37,512,93866,149,711863,920104,526,569
2023
13,113,548340,39910,039,16223,493,109(4,550,344)11,094,510(6,544,166)
8,563,20411,434,9093,494,99623,493,109
444,8171,079,598711,4442,235,859(19,478)(369,822)(55,271)(444,571)
425,339709,776656,1731,791,288
2,131,62537,4412,169,06685,054177,45051,784314,288
43,96443,96423,00123,00185,3951,48242410,70598,0066,23413,0063,79523,035
9,165,22612,336,6236,405,76248,14627,955,757
(84,955)(81,581)(110,910)(277,446)(2,666,828)(4,605,988)(2,216,320)(9,489,136)
(924,298)(3,592,765)(1,424,213)(5,941,276)
(53,432)(53,432)
(3,729,513)(8,280,334)(3,751,443)(15,761,290)
5,435,7134,056,2892,654,31948,14612,194,4674,5099,4072,74516,661(4,128)(8,613)(2,514)(15,255)
5,436,0944,057,0832,654,55048,14612,195,873
(1,070,721)(1,070,721)
2023
5,436,0944,057,0832,654,550(1,022,575)11,125,152
282,884383,418190,355856,657
296,041494,691245,5991,036,331
20231231
335,008,162278,136,025810,268,11317,669,6431,441,081,943
156,940,069750,845,802407,840,9581,953,4931,317,580,322
15,387,79527,898,12043,285,915
2022
12,466,1602,251,12810,686,95025,404,238(3,630,388)9,173,100(5,542,712)
8,835,77211,424,2285,144,23825,404,238
409,835878,1611,038,7502,326,746(66,552)(290,204)(56,786)(413,542)
343,283587,957981,9641,913,204
1,809,88411,8831,821,76780,390171,35854,706306,454
(652,622)(652,622)
96,08596,08556,8301,42944210,95769,658
8,37917,8615,70231,942
9,324,65412,202,8337,440,39922,84028,990,726
(77,974)(84,247)(112,018)(274,239)(2,479,579)(4,499,451)(2,252,729)(9,231,759)(4,785,605)(2,935,508)(119,378)(7,840,491)
(333)(333)
(34,501)(34,501)
(7,377,992)(7,519,206)(2,484,125)(17,381,323)
1,946,6624,683,6274,956,27422,84011,609,403
5,32411,3473,62320,294
(18,283)(38,973)(12,443)(69,699)
1,933,7034,656,0014,947,45422,84011,559,998
(1,082,154)(1,082,154)
1,933,7034,656,0014,947,454(1,059,314)10,477,844
2022
247,960377,472194,738820,170
165,966293,488151,412610,866
20221231
302,497,218272,534,943760,113,08916,715,8661,351,861,116
156,094,867680,483,536398,231,3142,035,2471,236,844,964
12,820,12325,118,06437,938,187
20231231
20221231
27,898,12025,118,06411,051,3449,490,2592,736,0082,990,6361,600,443339,228
43,285,91537,938,187
20231231
20221231
414,624585,580
20231231
20221231
6,845,2945,393,896
2023123118520221231
20231231
37.932022123139.53
2023
41.76202270.11
“”
(1)
(1)
3090
(1)
D
(PD)(LGD)(EAD) 12
(1)
2023
(1)
2023(GDP)4.4%- 6.6%
20231231
2023123110%10%
5.0210%10%11.98
2022123110%10%
7.1610%10%14.34
(2)
20231231
20221231
52,695,91149,800,54915,434,65512,028,44993,211,31382,638,20720,91116,31411,451,7708,457,236647,276,750605,085,448110,774,96865,835,694321,772,087401,141,674164,925,901105,372,759
1,309,851632,597969,833908,051
1,419,843,9501,331,916,978
42,878,09237,746,449
1,462,722,0421,369,663,427
“”“”“”“”
“”
“”“”
“”
(2)
20231231
509,133,6821,568,195510,701,87785,302,46510,986,80696,289,271
3,306,3393,306,339
8,406,3688,406,368
594,436,14715,861,3408,406,368618,703,855(17,125,680)(5,416,324)(6,891,885)(29,433,889)
577,310,46710,445,0161,514,483589,269,966
20221231
480,491,197960,762481,451,95974,847,84510,837,64085,685,485
4,977,2634,977,263
9,342,1079,342,107
555,339,04216,775,6659,342,107581,456,814(14,175,856)(6,246,569)(7,169,211)(27,591,636)
541,163,18610,529,0962,172,896553,865,178
(3)
20231231
20231231
52,695,91152,695,911–15,464,57115,464,571(29,916)(29,916)93,499,44293,499,442(288,129)(288,129)11,492,60911,492,609(40,839)(40,839)594,436,14715,861,3408,406,368618,703,855(17,125,680)(5,416,324)(6,891,885)(29,433,889)320,929,6441,206,5822,538,135324,674,361(709,660)(42,554)(2,150,060)(2,902,274)973,55438,900222,8961,235,350(49,776)(12,107)(203,634)(265,517)
1,089,491,87817,106,82211,167,3991,117,766,099(18,244,000)(5,470,985)(9,245,579)(32,960,564)
58,005,7841,00058,006,784(118,085)(1,000)(119,085)164,925,901164,925,901(162,094)(162,094)
222,931,6851,000222,932,685(280,179)(1,000)(281,179)
43,047,892191,04546,97843,285,915(344,802)(53,743)(9,278)(407,823)
(3)
20221231
20221231
49,800,54949,800,549–12,038,15312,038,153(9,704)(9,704)82,253,98682,253,986(28,126)(28,126)8,464,7068,464,706(7,470)(7,470)555,339,04216,775,6659,342,107581,456,814(14,175,856)(6,246,569)(7,169,211)(27,591,636)399,339,551744,2613,373,168403,456,980(686,334)(6,669)(1,622,303)(2,315,306)
948,43272,0541,020,486(53,956)(58,479)(112,435)
1,108,184,41917,519,92612,787,3291,138,491,674(14,961,446)(6,253,238)(8,849,993)(30,064,677)
412,347412,347(100)(100)51,219,2701,00051,220,270(12,532)(1,000)(13,532)105,372,759105,372,759(11,160)(11,160)
157,004,3761,000157,005,376(23,792)(1,000)(24,792)
37,751,494137,86448,82937,938,187(152,252)(29,549)(9,937)(191,738)
(4)
(a)
6(3)
(4)
(b)
20231231
AAA7,197,313115,897,86345,814,430168,909,606AA1,221,5608,383,285656,54310,261,388
641,73160,657,55176,178,520137,477,802862,930105,375,42916,206,864122,445,2234,999,84823,431,7257,381,47035,813,043
5,413,426201,9885,615,41457,160,87718,486,08675,646,96336,105,82536,105,8251,503,6942,538,1354,041,829731,975731,975349,2152,976,9473,326,162
110,774,968324,674,361164,925,901600,375,230
(4)
(b)
20221231
AAA23,231,494106,283,37218,446,870147,961,736AA1,486,52239,486,5801,859,84642,832,948
727,612175,704,31612,128,610188,560,5381,592,04162,243,67272,155,976135,991,689
814,940331,9811,146,9211,090,706329,5241,420,23030,206,13330,206,133
119,952119,9528,317,2484,022,22712,339,475262,014262,014
12,63013,811,16713,823,797
65,835,694403,456,980105,372,759574,665,433
(5)
20237120231231
6.1420221231
2.13
(6)
20231231
20221231
5,503,6045,002,2502,903,7644,181,480
8,407,3689,183,730
2009
(1)
(1)
(a)
20231231
331155
3,163,90752,618,79355,782,700
14,02714,204,0551,207,5828,99115,434,6551,084,75341,548,42349,779,741798,39693,211,31320,91120,91110,71711,441,05311,451,770i1,891,885345,556,747196,189,45486,615,04517,023,619647,276,750
ii47,917,10054,235,82191,427,391212,602,097192,600,398598,782,807
969,833969,833
55,073,133519,604,892338,604,168300,024,529209,624,0171,422,930,739
475,86418,225,00088,460,872107,161,736
351,99321,901,70333,670,00055,923,696
418,29015,512,89534,859,304550,00051,340,4898,748,2748,748,274
15,06115,061
169,13958,530,6304,609,90463,309,67318,605,885503,879,065188,995,460184,721,820896,202,230
336,22039,673,62560,573,41513,996,5604,999,572119,579,392
14,76840,24390,73619,466165,2137,601,10731,3317,632,438
36,721,833657,737,686411,209,198199,359,1165,050,3691,310,078,202
18,351,300(138,132,794)(72,605,030)100,665,413204,573,648112,852,537
(1)
(a)
20221231
331155
3,246,19249,647,83652,894,02815,25011,229,389783,81012,028,449816,17535,337,97646,484,05682,638,20716,31416,3147,8358,449,4018,457,236
i1,939,600303,355,100192,466,80189,727,65217,596,295605,085,448ii46,757,79786,988,26266,132,386151,691,075221,413,204572,982,724908,051908,051
53,707,214495,007,964305,867,053241,418,727239,009,4991,335,010,457
413,47413,108,58372,871,31086,393,367218,84414,525,62337,100,00051,844,467406,63811,392,33928,285,7151,600,00041,684,6923,175,48270,4973,245,979
12,45012,450190,32434,392,8487,882,45042,465,62214,904,819458,683,625152,518,494198,839,816824,946,754
514,96956,353,32799,204,6299,997,3294,998,922171,069,176
13,47835,60767,43418,866135,3857,751,19632,8987,784,094
27,588,196588,469,823397,898,205210,504,5795,121,1831,229,581,986
26,119,018(93,461,859)(92,031,152)30,914,148233,888,316105,428,471
(i) 32023123129.37
2022123127.41
(ii)
(1)
(b)
20231231
20221231
100149,907492,611100(151,180)(597,941)
20231231
20221231
100(3,663,547)(3,346,570)1003,920,4443,633,982
(2)
(2)
(a)
20231231
55,759,42423,14912755,782,70014,829,309365,311185,65554,38015,434,65592,535,373675,94093,211,313
8,41512,4257120,91111,451,77011,451,770647,059,149217,601647,276,750
i598,640,644142,163598,782,807969,833969,833
1,421,253,9171,436,589185,85354,3801,422,930,739
107,161,736107,161,736
55,923,69655,923,69651,092,141248,34851,340,4898,748,2748,748,274
2,16263210112,16615,06163,309,67363,309,673895,711,509464,09030926,322896,202,230119,579,392119,579,392165,213165,2137,590,48141,95527,632,438
1,309,284,277755,02541038,4901,310,078,202
111,969,640681,564185,44315,890112,852,537
42,909,358370,0756,48243,285,915
(2)
(a)
20221231
52,786,974106,9639152,894,02811,411,241377,659182,65656,89312,028,44982,638,20782,638,2076,4129,90216,3148,457,2368,457,236604,440,925644,523605,085,448
i572,841,073141,651572,982,724908,051908,051
1,333,490,1191,280,698182,74756,8931,335,010,457
86,393,36786,393,36751,844,46751,844,46741,580,184104,50841,684,6923,245,9793,245,9799,6262,82412,45042,465,62242,465,622824,466,731444,61612335,284824,946,754171,069,176171,069,176135,385135,3857,740,04544,0497,784,094
1,228,950,582595,99712335,2841,229,581,986
104,539,537684,701182,62421,609105,428,471
37,362,077561,89714,21337,938,187
(i)
(2)
(b)
5%5%
20231231
20221231
5%(25,559)(25,676)5%25,55925,676
(1)
20231231
11331155
46,624,9509,134,58723,16355,782,700
10,848,8253,204,631159,0091,213,1649,02615,434,655
9,540,09632,604,86750,267,253799,09793,211,313
7196614,9594,91520,91111,451,77011,451,7702,936,73439,288,11044,366,199181,023,146194,993,275184,669,286647,276,750
a2,047,14115,705,5706,197,00226,502,69194,806,923237,509,474216,014,006598,782,80734,097935,736969,833
51,642,92236,624,71869,681,680103,656,895327,325,445433,315,787400,683,2921,422,930,739
7,965,61910,735,00988,461,108107,161,736981,1497,971,12213,083,56533,887,86055,923,696
5,593,51410,151,72235,044,732550,52151,340,4891,409,284100,9542,121,0803,078,5902,038,3668,748,274
14,13992215,061
54,617,2364,061,7094,630,72863,309,673270,407,93891,828,273148,710,246191,224,856194,030,917896,202,230
6,462,48133,211,14460,629,50614,150,3775,125,884119,579,3925,5549,21440,24390,73619,466165,2132,500,788133,260278,4611,116,0673,320,116283,7467,632,438
275,299,159174,678,013222,362,150418,127,829214,181,9555,429,0961,310,078,202
51,642,922(238,674,441)(104,996,333)(118,705,255)(90,802,384)219,133,832395,254,196112,852,537
(1)
20221231
11331155
47,129,0665,764,96252,894,028
8,783,0711,455,3981,002,048787,93212,028,449
9,366,16626,385,19046,886,85182,638,20717772813,9361,47316,3148,457,2368,457,2362,741,40127,917,43034,531,318182,370,165180,517,509177,007,625605,085,448
a2,396,09238,040,0557,852,27720,291,87266,785,917156,872,988280,743,523572,982,72413,576894,475908,051
52,280,13553,482,56355,048,68482,211,156296,844,801337,391,970457,751,1481,335,010,457
5,477,2148,044,84372,871,31086,393,367675,8508,488,9665,422,82637,256,82551,844,467
1,671,6329,831,50728,565,9501,615,60341,684,6923,175,48270,4973,245,979
17771811,55512,450
25,381,3849,164,5407,919,69842,465,622274,302,22564,511,907120,184,922155,342,177210,605,523824,946,754
6,248,35150,351,19999,473,3769,997,3294,998,921171,069,176
6,3217,15735,60767,43418,866135,3853,566,617240,019358,862525,2823,004,65888,6567,784,094
3,175,482278,544,692112,025,971203,366,574402,001,780225,290,5475,176,9401,229,581,986
49,104,653(225,062,129)(56,977,287)(121,155,418)(105,156,979)112,101,423452,574,208105,428,471
(a)
(2)
20231231
11331155
46,624,9509,134,58723,16355,782,700
10,848,8253,204,675159,8381,226,0469,03215,448,416
9,547,32732,770,60851,020,490823,39794,161,82211,453,57111,453,5713,973,36239,976,94845,754,217193,199,050226,987,279321,491,780831,382,636a2,047,14115,705,5707,529,30728,957,746105,881,853280,030,146245,834,364685,986,12734,097935,736969,833
52,679,55036,624,71871,711,828107,665,572351,327,439507,849,854567,326,1441,695,185,105
8,168,43910,928,30689,658,795108,755,540981,1497,978,39313,114,99234,235,19256,309,726
5,601,08010,208,47235,656,779584,62152,050,9521,409,284100,9542,121,0803,078,5902,038,3668,748,274
54,624,1594,069,5654,659,70463,353,428270,407,93891,920,590149,257,635193,518,831203,598,312908,703,306
6,470,00033,360,00061,615,87315,673,5075,355,884122,475,264
5,97110,05343,42898,30421,993179,7492,500,788133,260278,4611,116,0673,320,116283,7467,632,438
275,299,159175,002,846223,348,564423,583,259225,313,2265,661,6231,328,208,677
52,679,550(238,674,441)(103,291,018)(115,682,992)(72,255,820)282,536,628561,664,521366,976,428
4,39111,760408,3308,314432,795
(4,320)(405,655)(4,320)(414,295)
(1,304)(858)(2,162)
7111,7601,3713,13616,338
1,031,91527,898,1202,790,0645,135,6785,200,1031,202,03528,00043,285,915
(2)
20221231
11331155
47,129,0665,764,96252,894,028
8,791,6061,456,2721,007,919795,04412,050,841
9,377,43326,510,75447,556,68083,444,8678,430,2338,430,2333,375,54228,285,02435,521,763194,039,085214,861,508336,525,943812,608,865
a2,396,09238,040,0559,328,04623,242,89679,450,227205,324,367321,433,067679,214,75013,576948,431962,007
52,914,27653,545,05456,877,00886,283,332321,841,036420,185,875657,959,0101,649,605,591
5,645,1458,407,40473,646,13887,698,687675,8508,493,9815,445,35537,635,65852,250,844
1,673,9719,882,93429,062,8831,706,70742,326,4953,175,4821693431,5428,21579,6793,265,430
25,385,4869,186,4677,976,05842,548,011274,302,22564,578,277120,632,845157,295,519222,367,558839,176,424
6,251,88450,524,089100,756,50811,623,9145,459,551174,615,946
6,7037,88238,34273,34221,938148,2073,566,617240,019358,862525,2823,004,65888,6567,784,094
3,175,482278,544,692112,275,635204,446,181406,937,930238,784,3945,649,8241,249,814,138
49,738,794(224,999,638)(55,398,627)(118,162,849)(85,096,894)181,401,481652,309,186399,791,453
15,929778,7679,440804,136(15,919)(776,386)(792,305)
(177)(386)(1,149)45(1,667)
(177)(376)1,2329,4404510,164
1,003,29325,118,0641,360,4582,954,6617,424,52659,17818,00737,938,187
(a)
(1)
20231231
20231231
19,4001,51120,911
58,006,78458,006,78414,923,38214,923,38213,521,39222,584,43336,105,8251,229,054274,6401,503,694
57,160,87757,160,877324,435407,540731,975339,16410,051349,215
146,439,815146,439,815
18,486,08618,486,086541,799768,0521,309,851
15,955,844260,021,53359,061,038335,038,415
(15,061)(15,061)(1,409,284)(7,338,990)(8,748,274)
(1,409,284)(7,354,051)(8,763,335)
(1)
20221231
14,8411,47316,314
51,220,27051,220,27010,990,09910,990,0993,342,68226,863,45130,206,133
8,317,2488,317,24816,047,57016,047,570
262,014262,014
12,63012,630103,061,083103,061,083
2,311,6762,311,676624,5978,000632,597
3,967,279159,550,73459,559,621223,077,634
(12,450)(12,450)(3,245,979)(3,245,979)
(3,258,429)(3,258,429)
(2)
(3)
(4)
(5)
2023
1,473(4,682)4,7201,511(4,682)51,220,270829,04860,529125,261,880(119,364,943)58,006,784–8,317,248(696,840)195(7,345,963)274,640(697,042)12,630(2,579)10,051(2,579)8,000(321,691)1,081,743768,052–
59,559,621124,947(261,162)126,348,538(126,710,906)59,061,038(704,303)
(5)
2022
4,720(7,967)4,7201,473(7,967)26,326,500821,521(65,588)89,095,758(64,957,921)51,220,270–10,119,419(766,806)7,346,424(8,381,789)8,317,248(803,864)826,8384,589(831,427)–12,63012,630–8,0008,000–
37,298,10751,337(65,588)96,446,902(74,171,137)59,559,621(811,831)
20231231
324,465,7668,791,553333,257,319321,772,087
119,751,404119,751,404119,579,392
20221231
392,569,41015,677,450408,246,860401,141,674
171,136,659171,136,659171,069,176
(1)
(2)
(1)
20231231
20221231
“”8.70%8.70%
“”7.02%7.02%
“”(a)5.19%5.19%
“”(a)4.02%3.81%
1.33%1.33%
“”(a)1.20%1.20%
(b)0.98%1.66%
(1)
(a) 5.75.02%2022
12224.33
3.81%
1.371.20%202312
5.89
5.19%
10.22
9.00%
202312H0.24
0.21%20231231
10.469.21%
(b) 202241
2023
365,04292,097102,86316,2602,931579,1931.16%(131,170)(5,039)(29,444)(193,033)(5,772)(364,458)1.38%
7,40042131447,6350.34%8,3729611,92411,2570.52%(6,236)(688)(6,134)(13,058)(29.70%)19,2178519,344(53,575)(14,929)(1.66%)20231231
21,134,9871,134,9897.34%778874,0574,92223.54%11,043,6212,812,8602,294,19393,88016,244,5542.40%
111,607153,557258,258523,4220.16%1,582,571231,162921,7572,735,4901.66%
57,712402,084459,79635.10%(613,620)(100,930)(800,507)(1,515,057)2.95%
(778)(87)(865)5.74%(4,477,448)(91,845)(1,443,436)(662,514)(117,754)(6,792,997)0.76%
(7,650,000)(7,650,000)6.40%20231231
397,937397,9371.43%55,000400,000455,00028.43%6,149,183194,2696,343,4520.94%2,106,8202,106,8200.35%9,679334,881344,5600.29%
2022
216,830122,26850,06336,80418,2903,531447,7860.87%(65,082)(10,565)(38,365)(5,662)(141,716)(4,389)(265,779)1.03%6,7215443711197,2600.31%47,72347,7232.62%(6,236)(6,236)0.96%(17,579)(14,874)(146,141)(178,594)37.48%20221231
939,569939,5697.80%3483482.13%6,104,0832,338,2071,437,029606,3705,00866,76410,557,4611.67%
708,936708,9361.08%
651,482541,7471,193,2290.30%
400,265301,812702,0770.67%56,219552,504608,72396.23%(56,566)(56,566)0.11%(2,512,509)(658,162)(1,125,118)(714,109)(690,243)(100,061)(5,800,202)0.70%
(2,800,000)(2,800,000)1.64%20221231
303,420303,4201.21%47,00047,0001.19%16,341,109235,03516,576,1442.62%3,154,00089,4003,243,4000.57%5,000196,975201,9750.15%
20232022
4,8494,697
202320232023
20232022
188,722158,522
(2,101)(16,107)20231231
20221231
1,282,7851,221,1307,251,1316,251,133(1,281,143)(1,219,739)20232022
2023123141.742022123160.00
20231231
2.28
20221231
1.70
????
2018
8.50%9.50%
11.50%7.50%
8.50%10.50%2023123120221231
20231231
20221231
116,457,176107,950,804
122,587,810114,065,758
137,660,257128,708,303
2024328202310%
9.8010.73113.57
0.288532.76
12023
20232022
10,664,35510,115,574
(23,046)(34,912)112,970(316,972)(310,730)(7,023)(6,853)(1,654)(1,760)4,90044,8002,05017,7503,005(256)85,19576,685
487632
10,411,3089,903,900
20232022
9.58%9.76%
9.36%9.55%
20232022
0.940.89
0.920.87
20231231
20221231
116,457,176107,950,804
122,587,810114,065,758
137,660,257128,708,303
794,324,413762,042,642
11,692,8387,126,87154,867,67955,011,691
860,884,930824,181,204
13.53%13.10%
14.24%13.84%
15.99%15.62%
“”“”
20231231
20221231
123,501,621115,016,152440,129440,129
123,941,750115,456,281
2008627
“”20091120101216
(H)
??䦆?
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6550000874-3193599212325
401122023-88502278
401332023-65002879
404100023-58156261
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9911
401121023-6356956810·
2021400024023-61111693
3550000593-8988906
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